Father Calls Insurance Company's Decision To Drop Son's Coverage "Attempted Murder"

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The Huffington Post   |  Julian Hattem
First Posted: 10-15-09 04:27 PM   |   Updated: 10-16-09 10:37 AM

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As part of its Bearing Witness 2.0 project, the Huffington Post is rounding up a few of the best local stories of the day.


Rather than continue to pay for Ian Pearl's million dollar medical treatments, one insurance company has decided to end certain lines of coverage altogether, reports William Ehart of the Washington Times. Pearl, 37, suffers from Type II spinal muscular dystrophy, and has been using a wheel chair and connected to a breathing tube for most of his life. Patients with his type of muscular dystrophy rarely live past infancy, but Peal credits his vitality to the care he has received all his life.

On December 1 his insurer, Guardian, is discontinuing a portion of its coverage, which will effectively kill him. Without his extensive coverage Pearl will be admitted to a state hospital under Medicaid, with less treatment. Pearl's mother said that in a state hospital her son would be lucky to live more than a few weeks. Pearl's plan, as of now, covers 24-hour home nursing, which Medicaid, and the vast majority of plans, do not.

"This is attempted murder" said his father, Warren, "the insurance companies are cheating in order to have obscene profits." Last year Guardian reported $437 million profits, up 50 percent from 2007.


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The Los Angeles schools superintendent is standing by a decision that allows recently laid-off teachers to have priority for substituting jobs over veteran subs with more seniority, reports the Los Angeles Times, which puts substitutes' health benefits at risk.

In July, in the midst of a budget crisis, the Los Angeles Unified School District laid off 2,000 teachers and registered almost all of them to be substitutes, bumping ahead of veteran subs, a move roundly rejected by the local teachers union.


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Story continues below
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Leslie Park has lived in her South Minneapolis home for 21 years. But in May, after her mother fell victim to a shady mortgage deal with an adjustable rate, her home was sold by the local sheriff and she's now in what is called the redemption period -- a period of six to 12 months after the sale where the previous owner can continue to stay, with the potential to buy back the title, plus interest. The redemption period ends November 30, and Park is not optimistic that she'll be able to buy the home back.

Instead, reports Charles Hallman of the Minnesota Spokesman-Recorder, she has joined with four other women, dubbing themselves the Foreclosure Five, and, as part of the Minnesota Coalition for a People's Bailout, are urging the state legislature to place a moratorium on foreclosures and make owners of foreclosed houses let the occupants stay and make their monthly payments. She, like many others, has pledged to fight: "They are not going to get me out of that house."


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A pilot program of the New York State Department of Labor is going to help job-seekers find employment using a mathematical algorithm that searches for phrases and paragraphs in an applicant's resume, instead of just keywords, reports Ilya Marritz for WNYC. The formula was designed for people like Danielle Lazzaro, who lost her job four months ago and has had no luck posting her resume on internet job help sites like Careerbuilder or Monster.com. "I've been on the internet six to eight hours a day looking for a job," she said, "I've pretty much made it my full time job looking for a job." New Yorkers hope the new software, already used by corporations like Coca Cola and Accenture, as well as the state of Minnesota, will help cut down the growing unemployment numbers and help people find jobs.


HuffPost readers: Seen a good local story? Heard about a heroic judge, neighbor, or doctor helping people stay in their homes? Tell us about it! Email jmhattem@gmail.com.

As part of its Bearing Witness 2.0 project, the Huffington Post is rounding up a few of the best local stories of the day. Rather than continue to pay for Ian Pearl's million dollar medical treat...
As part of its Bearing Witness 2.0 project, the Huffington Post is rounding up a few of the best local stories of the day. Rather than continue to pay for Ian Pearl's million dollar medical treat...
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- mmgbizgirl I'm a Fan of mmgbizgirl 20 fans permalink
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I agree.

    Reply    Favorite    Flag as abusive Posted 11:29 AM on 10/18/2009
- wietog I'm a Fan of wietog 25 fans permalink
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His care would be MUCH cheaper if we didn't have the following involved in our healthcare:

For profit organizati­ons/shareh­olders
Rampant pharmaceutical salespeople
Greedy insurance companies
Self-appointed "experts of health planning" HR depts.
Greedy lawyers and out of control lawsuit payouts
High taxes for self-employment (affects caregivers)

    Reply    Favorite    Flag as abusive Posted 04:55 PM on 10/17/2009
- Atcha I'm a Fan of Atcha 3 fans permalink

The family here is requesting 24h home care instead of the hospital care that Medicaid is offering for this patient, they would have the same problem with a single payer/public options system, they wouldn't get 3 nurses/day to care for a sole patient round the clock at his house

    Reply    Favorite    Flag as abusive Posted 02:09 AM on 10/17/2009
- houseafire I'm a Fan of houseafire 10 fans permalink

The very real Death Panels 'we the people' have been living with for quite a few years now, in good old Corporate America :(

    Reply    Favorite    Flag as abusive Posted 11:52 PM on 10/16/2009

This 37 year old should be eligible for Medicare along with Social Security Disability. Hopefully the Insurance Reform which is coming will stop these Health Insurance Companies which put profits above life. That is what the American people voted for last November in electing Obama and a Dem majority in Congress.

    Reply    Favorite    Flag as abusive Posted 02:13 AM on 10/17/2009
- Arch I'm a Fan of Arch permalink

pre-meditated murder.

    Reply    Favorite    Flag as abusive Posted 12:14 PM on 10/16/2009
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Yup.

The real DEATH PANEL.

    Reply    Favorite    Flag as abusive Posted 03:34 PM on 10/17/2009
- marbou I'm a Fan of marbou 2 fans permalink

Corporate Death Panels are OK. After all, they exist to better the bottom line of the health insurance companies who would otherwise lose money and would be incapable of giving their top executives the fat bonus they deserve. After all, this is America where greed comes before empathy. This all fits in with the New Darwinian theory, ... Survival of the Richest.

    Reply    Favorite    Flag as abusive Posted 11:46 AM on 10/16/2009

One insurance company CEO makes $35,000 per hour.

    Reply    Favorite    Flag as abusive Posted 02:14 AM on 10/17/2009
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And not worth 1/35,000th of a dollar...

    Reply    Favorite    Flag as abusive Posted 03:34 PM on 10/17/2009

Death Panels of Private Company? Why are Republican Senators or Tea-baggers silent now?

    Reply    Favorite    Flag as abusive Posted 11:31 AM on 10/16/2009
- sueinmn I'm a Fan of sueinmn 101 fans permalink
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Because they are all hypocrits.

    Reply    Favorite    Flag as abusive Posted 11:40 AM on 10/16/2009
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Now that's what I call a death panel

    Reply    Favorite    Flag as abusive Posted 11:29 AM on 10/16/2009
- COPerez I'm a Fan of COPerez 53 fans permalink
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Repeal all laws pertaining to "Corporate Personhood."

Make ALL lobbying illegal.

Campaign Finance Reform: publicly funded elections ONLY.

Universal Health Insurance.

    Reply    Favorite    Flag as abusive Posted 10:53 AM on 10/16/2009
- foxfury I'm a Fan of foxfury 15 fans permalink
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Maybe Guardian should change their name to Disreguardian. ::chuckle::

    Reply    Favorite    Flag as abusive Posted 10:45 AM on 10/16/2009
- kf40 I'm a Fan of kf40 permalink

Aren't the names of these so-called insurers amusing; Guardian, Freedom, etc.? It's like the restaurant scene in Terry Gilliam's 1985 film, the dystopian (look it up) satire Brazil. People order from the menu of gorgeous, delicious looking pictures of mouth-watering entres. What the waiter serves them all are identical plates loaded with the same awful green slop that has a picture of what they thought ordered stuck in it on a stick.

European friends and clients regularly remark about how cheap goods and services are here in the U.S., but boy, they put us to shame, and I mean Shame when it comes to promoting the general welfare and the common good.

    Reply    Favorite    Flag as abusive Posted 02:00 AM on 10/17/2009
- PWM I'm a Fan of PWM 237 fans permalink
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The founding Fathers intended the government to provide for people:

"We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable rights, that among these are life, liberty and the pursuit of happiness. That to secure these rights, governments are instituted among men, deriving their just powers from the consent of the governed." - Declaration of Independence

The rights to be secured are life, liberty,and the pursuit of happiness. Those rights are violated by the insurance industry who can deny anyone these rights by using the preexisting clause to sentence them to death.

    Reply    Favorite    Flag as abusive Posted 10:37 AM on 10/16/2009
- sueinmn I'm a Fan of sueinmn 101 fans permalink
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And who are to enforce those rights? Certainly we can't expect government to. They appear to have no desire.

    Reply    Favorite    Flag as abusive Posted 11:38 AM on 10/16/2009
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And many corporatists claim government can't do anything right (but then readily prove corporations are, at best, no better... assuming they don't get elected and then do in action what they keep claiming about government... irony 101...)

    Reply    Favorite    Flag as abusive Posted 03:35 PM on 10/17/2009
- KHAAANNN I'm a Fan of KHAAANNN 36 fans permalink

This is exactly what Bush was talking about when he promised an "Ownership Society".
In other words; The Insurance Companies OWN YOU and do to you what anyone can do to their own PROPERTY.
Slavery in America is alive and well (unlike Guardian's customers.)

    Reply    Favorite    Flag as abusive Posted 10:35 AM on 10/16/2009
- gaysofla I'm a Fan of gaysofla 11 fans permalink

This isn't attempted murder by Guardian. It's pre-meditated!

    Reply    Favorite    Flag as abusive Posted 10:30 AM on 10/16/2009

"Attempted" means you failed during the action needed to complete the murder. Unless someone steps in, the Guardian will be successful.
His father is too kind.

The Guardian should be forced to honor the insurance policy. That's what his parents paid for for decades, probably before they ever had a sick son and what all of their other customers paid for for decades. Why wouldn't all insurers drop all classes of expensive policies?
This is absolute insanity. The insurance industry thinks that they can take our premiums but give no benefits.

    Reply    Favorite    Flag as abusive Posted 02:33 PM on 10/16/2009
- JBVT I'm a Fan of JBVT 2 fans permalink

We are in a very big mess.

Have A NICE DAY...

    Reply    Favorite    Flag as abusive Posted 10:26 AM on 10/16/2009
- pyro I'm a Fan of pyro 13 fans permalink

Lock them up! Eat the rich!

    Reply    Favorite    Flag as abusive Posted 10:20 AM on 10/16/2009
- NHGranite I'm a Fan of NHGranite 55 fans permalink
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Nah, the poor tend to have more "marbling"

    Reply    Favorite    Flag as abusive Posted 10:36 PM on 10/16/2009
- pyro I'm a Fan of pyro 13 fans permalink

I won't debate whether or not that's true. It also seems that it may be coming to the poor eating the poor before too long.

My point is, there are a lot of hungry people out there these days. They will eat something.

    Reply    Favorite    Flag as abusive Posted 12:36 AM on 10/17/2009
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