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Cancer Patient Faces End Of Insurance

The Huffington Post   First Posted: 03/18/10 06:12 AM ET Updated: 05/25/11 03:35 PM ET

Music For Lifes

As part of its Bearing Witness 2.0 project, the Huffington Post is rounding up a few of the best local stories of the day.


Sandra Ingram's health insurance from her former employer will expire in July, reports Davenport, Iowa's KWQC. She survived breast cancer, but found out months ago that her cancer came back, and has spread to her bones and liver. Come July, she is worried that she will be uninsurable; her cancer will be deemed a pre-existing condition. Ingram does not qualify for Medicare.

"We don't have a limitless amount of resources," said her husband, Jim. "We have what most people would have, a small nest egg and a home we are still purchasing."

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The Federal Home Loan Bank of Cincinnati saved the home of Frank and Karen Jennings and has been helping other families stay out of foreclosure, reports Rock Armon of Akron, Ohio's Beacon Journal. The bank's Preserving the American Dream program gave the couple and their three children over $2,000 to put towards mortgage payments, and enrolled the couple in financial counseling courses. ''The financial aid was great, but the credit counseling classes...I can't even measure how helpful that was,'' said Frank, 38.

The high school sweethearts fell behind on their bills after a brief layoff last year, and appealed to the East Akron Neighborhood Development Corp, which has saved the homes of 42 local families. Dozens others have received free counseling, and learned to cut out little expenses -- like morning coffee or chips with lunch -- that can add up to hundreds of dollars over the year.


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Sandy Wells of the Charleston Gazette interviews an out-of-work cowboy who has started to teach community kids how to box. Roy Smyth, 52, has been unemployed since July, when the coal mine where he worked in Samples, W.V., closed. Before that he was a cowboy in British Columbia, herding cattle on horseback and living on the range. "We love it here," Smyth maintained, "I just wish there was work."

Since July, he has been doing odd jobs for cash and started boxing education for youth. "We do Hooks for Books to expose high school kids to boxing," he said. "The high schools compete against each other at the Civic Center. Any profits go to honor a special teacher or to buy books or to a small scholarship." Smyth is confident that things will get better, and dreams of opening up a bed and breakfast.


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Residents of New York City public housing are unemployed at a much higher rate than the city as a whole, reports Cindy Rodriguez of WNYC. City-wide unemployment has been above the national average for months, but city councilwoman Letitia James said that, at one set of housing projects in Brooklyn, fewer than half the residents have a job. "The residents of public housing need services," she said, "they need jobs, they need to be connected to all the development that is literally happening in their backyard and they have not been."


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A new nonprofit organization in Portland, Ore., has started a pet food bank, reports Jacques Von Lunen of the Oregonian. The Pongo Fund' s new facility provides kibble for the needy, and is planning to pass out up to eight tons of pet food each month. "We are so thrilled," said Pam Bartel, who lost her home to foreclosure when her husband lost his job, and was worried about losing their two pets. "We can come back in two weeks, they told me," she said. "That makes me want to cry."

HuffPost readers: Seen a compelling local story? Have a neighbor going to bizarre lengths to get through the recession? Tell us about it! Email jmhattem@gmail.com.

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As part of its Bearing Witness 2.0 project, the Huffington Post is rounding up a few of the best local stories of the day. Sandra Ingram's health insurance from her former employer will expire in Ju...
As part of its Bearing Witness 2.0 project, the Huffington Post is rounding up a few of the best local stories of the day. Sandra Ingram's health insurance from her former employer will expire in Ju...
 
 
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Militant Leftist
American seditionist
07:46 PM on 11/10/2009
Folks - this is an indication of the omnibenevolent, free market working. We must not let human life interfere with profiteering - right?
07:11 PM on 11/10/2009
Tsk, tsk....this is too bad. Obama ought to be ashamed of himself.
07:34 AM on 11/10/2009
Sandra Ingram can get health insurance as long as she (1) has exhausted her COBRA; and (2) doesn't have a break in coverage of 63 days or more. Under federal law (HIPAA), she will have a right to guaranteed issue insurance -- it will cover her pre-existing condition from day one. Yes, it will be expensive, but less than her treatment, which she will be able to continue. In Iowa, the state high risk pool -- the Iowa Comprehensive Health Association -- is the guaranteed issue option.

I'm a staunch supporter of health reform. But when there are clear and unambiguous solutions to people's problems under current law, how about we help them find those solutions rather than salivating over what a good story it is.

Jennifer C. Jaff, Esq.
Executive Director
Advocacy for Patients with Chronic Illness, Inc.
www.advocacyforpatients.org
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HUFFPOST SUPER USER
mombabytiger
Looking into the heart of an artichoke.
05:55 AM on 11/10/2009
Unfortunately, by July, all she will need is palliative care and that doesn't need to happen in a hospital. I don't know why people try to keep their terminally ill loved ones alive longer than they need to be. We did that with my mother and her last months were h.ell on earth. There was no cure, she was never going to recover. We should have let her die. We kept her alive for us, not for her.
02:06 PM on 11/10/2009
That may have been the right choice for your family - but this country is in too big a hurry to declare anyone who makes it out of the womb not worth the trouble.

If folks believe that a fetus has the will to live, why can't anyone consider that 80-year-olds might have the will to live also. Doctors and nurses subjectively measure "quality of life" based on failure to restore a patient to 100% pre-illness status. They never consider that many would like to have time at home with their families no matter the medical disabilities.

Most insurers, including medicare and medicaid, will NOT pay for the nursing required to care for loved ones at home. It's hospitalization at $1000s per day OR hospice with drug-filled syringes.

No other choices.

Many would be safer at home, free of death by hospital-acquired infection. But families can't afford it. ONLY hospice offers "free" beds and a nurse (at the end of a phone line). The tradeoff ? No antibiotics, no help with nutriton, no "life-sustaining" treatment.

One must make a commitment to death to get a "free" hospital bed at home.

I know everyone will get mad at me for telling this truth. Especially the hospice mafia. But it should be as easy to CHOOSE medical care as it is to choose death AND IT'S NOT. The truth is there are more financial decisions than medical decisions made at the end of life.
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Trittydi
Special on pap smears at Walgreen's this week ....
01:06 AM on 11/10/2009
This is so terribly sad. Perhaps this information will help:

Here is a video by a Dr. Prendergast. He had a patient whose brother-in-law cured his cancer with large amounts of vitamin D3 when he was given six weeks to live. He did this by taking mega doses of Vitamin D3 - which is completely non-toxic.

http://www.youtube.com/watch?v=_PYsXQ16Ztg

There is a lot of powerful evidence that vitamin D prevents AND cures cancer. One doctor claims that it absolutely cures 90% of 60% of cancers.

http://www.youtube.com/watch?v=qeg-5NDyJ84&videos=WpOWau4RC_U

All of us should be taking it for flu prevention - it cures most flues. Do the research. It can also prevent heart disease, Diabetes - I and II, MS, and helps many, many other ailments.
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12:37 AM on 11/10/2009
"She survived breast cancer, but found out months ago that her cancer came back, and has spread to her bones and liver. "
The greatest tragedy is that losing health insurance makes saying goodbye that much harder. She has almost no chance of survival over a year at this point - it's a stage IV breast cancer with metastases to the bones and liver. Once health insurance coverage expires, her family will have to make a difficult choice - how deep should they go into debt to fund treatments that most likely will not work?

Imagine how hard it is to lose a loved one. Then, imagine how hard it would be if you had to decide if an extra year of life for that person was worth destroying your credit and losing your home. That's why we need healthcare reform.
GlennInVenice
Progressives suffer taxation without representatio
11:12 PM on 11/09/2009
I feel a profound sorrow for Mrs. Sandra Ingram. Thank you for sharing your story with us.

Kill the current health care bill. It is a health care bill in name only.

Force our representatives back to the table! Tell them SINGLE PAYER. Force our standard of care for our citizens to the level of the first world. Never again should a family have to deal with devestating new like this AND overwhelming financial stress at the same time.
10:51 PM on 11/09/2009
If this story bothers you take out your yellow pages or do a web search for an AFLAC agent in your area and buy an AFLAC cancer policy. It is not connected to major medical and all benefits are paid directly to you NOT doctors or hospitals. Myself and other agents in my area deliver thousands of dollars worth of checks every week to policy holders. Not one of them has to deal with the stress of bills. The 5 year survivability for both men and women diagnosed with cancer is over 60%. Get a cancer policy for this catastrophic disease.
11:06 PM on 11/09/2009
About how much does the cancer policy cost per year?
09:25 AM on 11/10/2009
It depends on your age and the benefits you choose, but the average cost of the policies I sell are about $600 a year. Yes a year, not a month. Just to give you an idea on benefits, that policy would pay you $5,000 the day you are diagnosed. Then you would be paid for every treatment, hospital stays and even travel. I had a client one time that went to the Mayo clinic in Minn. 6 times and he paid zero out of pocket. We even paid for room and board while he was there.

I'm sure you can find an agent in your area.
10:32 PM on 11/09/2009
This isn't just about health care. It's also about the well-being of our country. How is it good for the country to have so many people sick, losing homes, struggling financially? It doesn't make us a stronger country, more competitive in the world. It doesn't make us secure. It certainly doesn't do anything for the spirit of the country. I especially don't understand how anyone who identifies as a Christian could possibly oppose serious health reform.
11:07 PM on 11/09/2009
It is also not pro-life to oppose health care reform, when it is the only thing that provides or ensures life.
02:06 PM on 11/10/2009
Unfortunately, a lot of so-called "pro-lifers" are only interested in fetuses. Many support capital punishment and very, very few would consider supporting health care for those who can't afford it. And forget if you're over 70, the most extreme "pro-lifers" are done with you.
10:31 PM on 11/09/2009
If it has spread to her bones and liver, she will pass before her insurance runs out. Sad story. God bless you Sandra
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sixchair
capitalist, job creator, progressive.
10:01 PM on 11/09/2009
Just so long as Wall Streeters get their $30 B and H1N1 shots, everything's a-otay!
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Militant Leftist
American seditionist
09:00 AM on 11/11/2009
Yes...this is perfectly acceptable to the plutocracy, our bought and sold "representatives, and the misguided electorate who continue to put them in office. The rest of the peasantry can just help to decrease the surplus population.
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Aabby
"Facts have a liberal bias."-Ste­ven Colbert
09:53 PM on 11/09/2009
Did you hear that you dimwit Sarah P???? this is what is called a real freakin death panel not the imaginary one you've been shrieking about.
11:08 PM on 11/09/2009
We could scream it til we're blue in the face, but somehow, the wingnuts don't view an actual panel of decision-makers in a room, looking at policies, and denying people medical care, sending them to their deaths, a "death panel"
09:19 PM on 11/09/2009
Whatever you do don't waste you time trying to get a health care fix.America doesn't rate or as far as the GOP goes does not deserve what all other industrialized countries have.As it is we are 37th in world health care ranking.Not too good and with the new reform will still not be near the top.But, we are not deserving in the eyes of our congress.It is here and the time is now and we still can't seem to get over the congress hurdle.Please do not forget this at election time.
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sixchair
capitalist, job creator, progressive.
10:02 PM on 11/09/2009
We're just a nation of whiners, aren't we?
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HUFFPOST SUPER USER
Fred Hood
Out of many we are one ...B.O.
08:54 PM on 11/09/2009
send her to a church they might chip in a 100 bucks......charity the republican way to solve our social issues.......borrow more the way to pay for war......
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09:56 PM on 11/09/2009
Sorry. Military spending is authorized by the constitution. Supporting you from cradle to grave is not.
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HUFFPOST COMMUNITY MODERATOR
tierone
10:01 PM on 11/09/2009
Dining Room Table says what?
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Tom Payned
Card carrying member of ACLU
10:31 PM on 11/09/2009
it doesn't guarantee schooling either. Glad to see you didn't bother to get educated.
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HUFFPOST COMMUNITY MODERATOR
LHoney
REINSTATE GLASS STEAGALL!!!
08:29 PM on 11/09/2009
Congress was able to agree on one aspect of health care. No matter what kind of krap they come up with for the rest of us, they won't be subjected to it. That little ditty passed both houses with no problems.
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HUFFPOST SUPER USER
Fred Hood
Out of many we are one ...B.O.
08:49 PM on 11/09/2009
the like themselves........us not so much