Produced by HuffPost's Eyes & Ears Citizen Journalism Unit as part of the HuffPost College Student Debt series.
I received financial aid and grants, yet those weren't enough to pay my entire tuition and I still owe $40k. Without the loans, I wouldn't have a degree. It's a Catch-22 -- a degree is almost a must nowadays, but then you graduate and can't pay the loans back. It sucks.
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