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Military Veterans At Private Universities Fear Being Robbed Of G.I. Bill Dollars

College

First Posted: 04/19/11 08:18 PM ET Updated: 06/19/11 06:12 AM ET

NEW YORK -- Cameron Baker, a 27-year-old Air Force veteran, knew it was finally time to make his exit from military life. After two deployments to Iraq and three additional years spent as a private contractor, Baker had grown not only hyper-vigilant, but plagued by anxiety, rage and despair. His days were pockmarked with what he describes as “pretty horrific violence occurring at regularly scheduled intervals.”

At 18, he left his childhood home in Arlington, Texas and joined the Air Force. If Baker hadn’t enlisted, he predicts that he’d still be in Texas, working at a dead-end, minimum-wage job. But once out, Baker enrolled at South Plains College, a community college in nearby Levelland, where a 3.9 grade-point average landed him a spot in the honor society. Subsequently, Baker flashed across Columbia University’s radar -- where he, along with hundreds of other high-achieving veterans, were recruited to attend its School of General Studies, many as part of the Yellow Ribbon Program, which is a provision of the Post-9/11 G.I. Bill.

Since its passage in 2008, the revamped G.I. Bill provides veterans who have served for a minimum of three years since Sept. 11, 2001 with full tuition at public two- and four-year schools. Money is allocated on a state-by-state basis and capped according to the highest amount of public in-state tuition. The Yellow Ribbon Program acts as a supplement so that eligible veterans can afford to attend private institutions. The money can also be used to cover out-of-state public schools and graduate or doctoral programs. In this way, the promise of the Yellow Ribbon Program was that it would enable veterans like Baker to attend private institutions free of cost.

Baker arrived at Columbia’s Morningside Heights campus with a specific understanding: Between money provided by the Post 9/11 G.I. Bill (presently capped at $1,010 per credit hour for a full-time student in New York State), in addition to Columbia’s contribution of $5,100 as part of the Yellow Ribbon Program, and the V.A.’s matching grant, not to mention a separate stipend for housing and other incidentals, he’d be able to earn a bachelor’s degree without having to incur any personal debt.

But those rules changed in January of this year when the law was amended. Baker and his classmates were promised one thing and subsequently given another.

Beginning Aug. 1, 2011, the current crop of students at Columbia, not to mention other veterans from across the country, will see their tuition capped at $17,500, regardless of the state in which they reside. However, the Yellow Ribbon Program will still be available to offset some of the increased costs.

For Baker, and many of his classmates, taking on increased debt simply isn’t an option.

“I come from a very low socio-economic background,” explains Baker, who along with 119 in the current class of 203 veterans at the School of General Studies, qualifies as needing the most financial assistance. “My family can’t afford to help me out. I mean, at this point, I’m the one who’s supposed to be helping them out.”

The new law won’t just impact veterans at Columbia. According to the U.S. Department of Veterans Affairs, the tuition cap of $17,500 will affect veterans enrolled at or planning to attend any private or foreign institution. Also, for veterans in some states, especially those attending public schools, the new cap will actually represent an increase in available funds.

Nationwide, according to the U.S. Department of Veterans Affairs, $9.9 billion has been allocated since the inception of the Post-9/11 G.I. Bill. Between August of 2009 and July of 2010, 547,945 veterans have used the new bill to pay for college.

Further, of the more than half a million veterans enrolled, 335,334 attend a public institution. An additional 121,655 attend a private for-profit institution, like the University of Phoenix, which conducts a majority of its courses online. Finally, 90,956 attend a private nonprofit institution, such as Columbia.

Both Sen. Charles E. Schumer (D-N.Y.) and Rep. Jeff Miller (R-Fla.) have recently introduced pieces of legislation aimed at grandfathering in currently enrolled students that will be impacted by tuition caps come August.

“Our veterans can’t afford to have the rules changed on them midway through their college careers,” said Schumer in a statement. “This bipartisan bill is an urgent priority. If we fail to act, veterans across the country will face the equivalent of a tuition hike at the start of the fall semester.”

Miller released a similar statement, adding: “I am also pleased that this bill is fully paid for and does not increase the deficit or create new spending.”

Schumer’s legislation would exempt those enrolled prior to Jan. 4, 2011. Miller uses April 1, 2011 as his start date. Finally, while Miller has specified that it will pay for the increased cost by freezing the cost of living increases in the housing allowance for two years in order to cover the cost of the bill, Schumer has yet to indicate such an offset.

Meanwhile, veterans at Columbia are still holding out hope.

Columbia University has more veterans on its campus than any other school in the Ivy League. The School of General Studies, which was established in 1947 to educate the large number of young men returning home from World War II, has 203 veterans presently enrolled.

Peter J. Awn, dean of the school, has overseen its program for 14 years.

Prior to the Yellow Ribbon Program, the School of Graduate Studies enrolled 60 veterans during the 2008-2009 academic year. Since the revamped G.I. bill, and increase in resources, the numbers have more than tripled.

“For current students, they came in under one set of parameters, and they never had to worry about their finances,” says Awn. “Lo and behold, the rug’s been pulled out from beneath them. It’s now our responsibility to help them regroup and walk through what they can afford financially and what they can absorb in terms of loan debt.”

Despite Columbia’s hefty $6 billion endowment, Awn concedes that he’s not sitting atop a pot of liquid cash. He’s actively trying to solicit contributions from both foundations and wealthy individuals to help bridge the gap. A donation of $1.2 million would ensure that the current class could continue as planned -- and graduate debt-free. According to Awn, should Columbia be able to expand its current grant of $7,000 per student, the V.A. has agreed to match it dollar for dollar.

From his office overlooking Broadway, Awn is certain the change in the new law will negatively impact young veterans hoping for a shot at an Ivy League degree. As a consequence of reduced aid, he predicts that future enrollment numbers will plummet.

For the time being, Awn is holding out hope that the currently enrolled veterans at Columbia might be grandfathered in. Still, he worries: “In the current climate, of everyone getting thrown under the bus, why worry about throwing vets under the bus?”

Last year, the New York Times chronicled Baker’s struggle with post-traumatic stress disorder. What ravages him now is a worry of a different sort -- namely, how he’ll afford the increased cost of tuition come fall.

When he arrived on Columbia’s campus for the first time over a year ago, he never imagined that financial worries might mean he wouldn’t finish.

To complete his degree in political science over the next year and a half, Baker faces between $50,000 and $60,000 in student loans. It’s a gamble he’s unwilling and unable to make. And unless federal legislation is passed to amend the existing law, whereby exempting currently enrolled students, he will likely be forced to drop out.

What Baker doesn't have is a contingency plan.

“You need your veterans to come back and better themselves so they not only integrate, but better engage with society,” says Baker, whose closely shorn buzz cut is one of the last visible remnants of his prior life. “Why, when we have the opportunity to enter an institution like this, are we not allowed to finish what we started?”

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NEW YORK -- Cameron Baker, a 27-year-old Air Force veteran, knew it was finally time to make his exit from military life. After two deployments to Iraq and three additional years spent as a private co...
NEW YORK -- Cameron Baker, a 27-year-old Air Force veteran, knew it was finally time to make his exit from military life. After two deployments to Iraq and three additional years spent as a private co...
 
 
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02:16 PM on 04/27/2011
Two sides to the coin. Sudden change sucks. Sucks for Baker, yes.

However. The original Chapter 33 was hardly perfect to begin with. First was the administrative dichotomy between tuition and fees, otherwise described by the VA as Maximum Charge per Credit Hour and Maximum Total Fees Per Term, respectively. As separate pots of money, veterans are not allowed to use their maximum allocated fees to count towards tuition or vice versa.

Moreover, all the states are unequally allocated different maximums (likely for reasons that defy transparency). For 2009-2010, the maximum rates for Colorado, were $497 per credit, and over $45,000 for a fee cap. Florida enjoyed $295 per credit, with a $62,000 fee cap; New York, $1,010 p/c, with a $12,697 fee cap. DC, by comparison got $197 per credit, with a total maximum of $620 for fees per term.

Personally, I chose to finish my undergrad for free at a state university. The change actually helps me, because the remainder of my Chapter 33 benefits neatly cover my graduate studies at Georgetown this fall. To refer back to the above chart, the rates for DC tuition and fees are abysmal (especially considering the cost of living there), and under these old benefits, I would have had to foot an astronomical bill-- much more than Baker @ Columbia is losing out under the new changes.

So in conclusion, not the best change-- but not a total wash either, considering the system was messed up to begin with.
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HUFFPOST SUPER USER
Jenn May
"insert clever quote here"
08:14 PM on 04/22/2011
As a veteran using my Chapter 33 benefits, I am so beyond fed up with this crap. The original changes to the GI Bill happened while I was on active duty, I look at all the changes, informed myself of what was going on and picked a school based on those benefits. I am currently an out of state student, so I pay more for tuition than an in state student. Under the original rules of the GI Bill my tuition was paid for, since it was still under the max amount for my state. Now because of these changes, less than half of my tuition will be paid, because now they only pay the "in state cost", even though someone else going to a public school that costs more for in state tuition will have their tuition paid. How does that make sense?

I made my school plans, made my budget and tried to save as much as I could while on active duty, while also being a single parent. Now because of these rushed changes I will probably have to drop out because I will be exhausting my savings just trying to make it through the first semester after these changes go into effect.

Thanks for making the changes mid-game guys.
06:38 PM on 04/21/2011
I am a School Certifying Official and found this out late last week that the Department of Veteran’s Affairs has suspended ALL tuition and BAH (housing) for Post 9/11 – Chapter 33 –Students. This affects ALL VA students nation- wide whose summer term spans August 1, 2011. This is what i received from the VA:
“Due to the recent regulation changes to the Post 9/11 GIBILL, all terms spanning August 1, 2011 will be suspended until it is decided as to how these terms will be paid. Unfortunately, it is still not known as to how we are to process these claims and once we have been given guidance we will begin paying for these terms. I do apologize for any inconvenience this may cause.”
and also....
"These changes are necessitating updates to the computer programs used to make payments under chapter 33. While these programs are being written and tested, each Regional Processing Office is delaying until June the processing of any enrollment period that spans or begins on or after August 1, 2011.
On the other hand, those whose enrollments span August 1, especially those whose enrollments begin in May, will see a delay in their chapter 33 payments for tuition and fees, housing, and books. We ask that schools notify those students of these delays and work with them on considering alternate sources of income during this period."
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Jenn May
"insert clever quote here"
08:03 PM on 04/22/2011
... Really? That is awesome... not.
02:12 PM on 04/27/2011
So I just got my certificate of eligibility. Does this mean I won't be able to apply for school?
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hazyafternoonsunshine
Life's a ball, buster!
01:22 AM on 04/21/2011
Turns out, we can't afford war. Not the engagement cost part, or the health care cost part, or the post deployment education part. But we will tolerate the engagement cost part because "the base" enrich themselves thereby. But who benefits from the health care or education part? Not the "base". And if it does not benefit the "base" we really can't afford it. Sorry. Buh-bye, get back to Wal*Mart where you belong, you "brave men/women who keep America safe". The only part of the "base" that can benefit from you now is the domestic service sector employer base, and your fancy pants uppity private education is of no use to those fine members of the "base". Oh, and did we mention that even if you do take out student loans to complete your useless (to us) education, we have decided to get rid of the in-school interest deferment part of your loan as well, so your loan will negatively amortize while you are in school. You see, now that we can hire educated people abroad, we no longer care whether or not you are educated, so if you are so foolish as to persist with this unprofitable venture, well, go right ahead, but not on our dime.
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Punzelda
Radically Progressive & Magically Delicious
04:57 PM on 04/20/2011
This is a disgusting display of egregious delinquency. How much did the government pay Halleburton? How about Blackwater? Seriously, if you can't manage the TRILLIONS of dollars pouring into wars well enough to take care of veterans and uphold your promises to them, DON'T FIGHT UNNECESSARY WARS!
09:37 PM on 04/20/2011
It's not really a problem of a mismanagement of money - it's a problem of unintended consequences. Some people got screwed (including students at private colleges in New York), but the government was just correcting a situation that had become unfair. The way the maximum cap worked before was that the maximum varied by state according to how expensive their public schools were. That meant that in some cases the cap was in the tens of thousands, and in some cases much lower (DC was as low as $300).

Now, the cap has been standardized nationally, so that all private tuition is covered up to $17,000, and then if the college participates in the yellow ribbon program, whatever they pay the VA matches, so tuition can still be fully covered.
04:08 PM on 04/20/2011
It should be noted that the School of General Studies is not the "real" Columbia University. It's basically an extension program open to anyone who is more than a year out of high school. The admissions standards are much lower, and the degree does not confer the same prestige as someone graduating from Columbia College or the School of Engineering and Applied Sciences.

This comment is not to denigrate the young man in the article, just to note that Columbia is not willing to put forth financial resources to keep these students because they are not "real" Columbia students, who would be eligible for other forms of financial aid through their college (not to mention a host of other benefits, like living in the dorms), that are not open to GS students.

Unfortunately, this guy would have been better off at his local state university. Columbia shamefully went after the vets knowing the government would pay the entire tuition, but is deflecting attention to the government's policy change to cover for the university's greed.
06:26 PM on 04/20/2011
Students at the School of General Studies are as real as any other undergraduate and the school is not an extension program. The admission criteria for General Studies are not lower, they are different. The School is designed to address the needs of students of non-traditional backgrounds, and the admissions committee scrutinizes applicants to ensure they meet Columbia's standards. These students take the same classes as other students and face the same academic rigor. When they graduate, they receive either a BA or a BS from Columbia. The degree is just as prestigious as those from Columbia's other undergraduate schools.

The differences in terms of benefits come from the school's mission. For example, the housing needs for General Studies students is not the same as those of Columbia College students. General Studies students tend to be older, may have families or partners, and expect different accommodations than traditionally-aged undergraduates. In that sense they are more like graduate students. Therefore, General Studies students are eligible for graduate housing, not for dorm housing.

Finally, the University's endowment is split up between the different schools and colleagues. As an alum, I know the University works very hard to grow its alumni contribution base in order to improve its financial aid package for General Studies students. Columbia College has over 250 years of alumni donations to back it, whereas the School of General Studies is younger. Knowing the administrators in the school, I find your characterization of General Studies as "greedy" unfortunate.
01:28 PM on 04/20/2011
Solution: Stop giving money to programs to fund illegals from attending our school. Give that money to the men and women who fought for this country.
01:02 PM on 04/20/2011
Changing the program midstream for these veterans is just not right. If they want to re-vamp the program, make it effective for service members entering now. I am sure people made enlistment and re-enlisment decisions based on this GI Bill enhancement.

High tuition is generally required to pay the ridiculously high salaries of the coaches and Management at US colleges, both private and public. When you have many schools paying football coaches between 1 and 4.4 million dollars it really eats into the budget. As for the University of Phoenix it is just overpriced by the big greedy corporate machine (Not a good model for providing education). Until we get our priorities straight we will be in this mess. As a veteran and a former state college Purchasing Manager I am outraged at the practice. Why are we not having a pep rally for the Physics department.
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HUFFPOST SUPER USER
hagagaga
You can't take the sky from me.
12:35 PM on 04/20/2011
I don't want federal money going to places like Liberty University (which the Marine recruiter assigned to the high school I currently attend takes online courses from) or Bob Jones University, but if a veteran wants to use the money for an Ivy League school, LET HIM DO IT!
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HUFFPOST SUPER USER
Blackorpheus
the decisive blows are always struck left-handed
11:40 AM on 04/20/2011
Institutional cruelty is boundless. Abuse the veterans who fought in the fruitless wars.
12:34 PM on 04/20/2011
Overall, this change to the GI Bill is positive. Some people get screwed, which is why there's work on a bill to grandfather in those who started under different rules. But the old rules set the cap at the cost of the most expensive public school in the state. That was unfair - you had some states where the cap was tens of thousands, and in DC the cap was $300.

Now the cap has been standardized at $17,000 throughout the country. I think that's fair. And the Yellow Ribbon Program allows the school to make a contribution over the cap, which the VA will match. This means that if Columbia, or any private college, fully participates in the yellow ribbon program, all tuition and fees will be covered, and no debt will be incurred.

And yes, I'm a vet going to a private college on the GI bill.
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11:33 AM on 04/20/2011
The GOP love the vet like Michael Vick loves his dogs.
01:29 PM on 04/20/2011
Where does the blame fall on the GOP?
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HUFFPOST SUPER USER
MG Metiva
For Great Justice, I shall post.
11:17 AM on 04/20/2011
The Government tells the veterans all cash over $17,500 per year for GI Bill belongs to the Government.
09:26 PM on 04/20/2011
Actually the yellow ribbon program still allows the schools to split everything above the 17,000 with the VA
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HUFFPOST SUPER USER
Jenn May
"insert clever quote here"
08:01 PM on 04/22/2011
If the school participates, the school has to sign up for it by May of each year, and since a lot of the schools are barely hearing about these changes and didn't need the yellow ribbon program before there are some students who are getting screwed this year. boo.
HUFFPOST SUPER USER
Louis A Delgado
10:46 AM on 04/20/2011
You can thank the Republicans for this. They believe that an American should serve their country without expecting any type of benefits.

For any of those veterans who voted Republican because of race, good for them thats what they get for believing all that republican crap about a black man being elected president or Democrats are unpatriotic..

Republicans don't care about veterans military service, their just a tool that was used to protect corporate interest (OIL, OIL, Oil)

37 yrs ago when I used my ED. GI benefits I did not have to save any of my military salary, it was upfront. Veterans should remember they are not part of the 1% rich. They considered working class ( remember what you were making on active duty ? I do In 1969 my net was $61.

If your own government reps did not do active military then E-mail any senator or congressman who did to hep protect your VA benefit
01:35 PM on 04/20/2011
Republicans? Think not...gotta blame the present administration. This is the "change" we voted for!
09:27 PM on 04/20/2011
Well, the Democrats are the ones who created the new GI bill in the first place
10:26 AM on 04/20/2011
Its not all the private schools its the online scam ones that aren't accredited. If you go to a reputable private college for your degree, most of these problems (except the debt, which realistically, you are going to incur anywhere) will not happen.
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HUFFPOST SUPER USER
proudtohaveserved
10:19 AM on 04/20/2011
and you can't trransfer your credits to a reputable college or university, check out ITT disclaimer