Working hard and being smart with your money aren't things you just should do because they seem virtuous — these behaviors ultimately allow you to get more enjoyment out of life. You'll have no regrets when you're able to accomplish what's important to you because of your savvy ways. These are 11 golden rules that I try to live by; click through and then make a list of your own.
Live Within Your Means
In order to be truly independent, it's imperative to live within your means. Your freedom is limited by owing money to anyone, whether it's a credit card company or a family member, so set yourself up for an unrestricted life by saving for the things you want and spending with a plan.