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Nest Egg Longevity: How To Make Your Savings Last Longer

Holding Nest Egg

Posted: 12/20/11 06:53 AM ET

You probably know the conventional wisdom: When spending retirement savings, drain taxable accounts first, to give the money in tax-deferred 401(k)s and individual retirement accounts more time to grow, and leave tax-free Roth IRAs for last.

But with many nest eggs today smaller than they should be, a better approach, some financial advisers say, is to tap these accounts simultaneously in order to minimize taxes over time.

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Filed by Erica Smith  |