If you recently have had a hard time getting a loan, you're not alone.
Since 2007, most banks have become too skittish to lend to people with less-than-wonderful credit scores. What's more, many people's credit scores have suffered as a result of the housing bust, financial crisis and recession.
But it is easier to secure a loan in some states than in others. CardRatings.com, a financial education website, crunched the numbers and found out where it is easiest and most difficult to get a loan. Unsurprisingly, some of the states where it's hardest to get a loan were hit hardest by the housing bust and recession.
Check out the worst and best states to get a loan below: