Rep. Barney Frank (D-Mass.) delivered his speech to the Democratic National Convention on Thursday night.

Below, the Democratic congressman's remarks as prepared for delivery.

When it comes to Wall Street reform, you'd think Republicans have amnesia. Like they've forgotten how we got into the Great Recession in the first place. Did they forget they were in power leading up to the crisis? That it was their plan that set Wall Street free and crashed the economy? Did they forget that this whole crisis started because banks gave out loans they knew people couldn't pay? That those banks were gambling with our money? Using the kinds of financial tricks only Mitt Romney's accountant would understand?

When President Obama got into office, he fought the big banks. He demanded tough regulations to crack down on the Wall Street recklessness that got us into this mess. I was there with him, and we passed a law to end the practices that crashed the economy. Because of Barack Obama, banks won't be able to give you a mortgage if they know you can't pay it back. They won't be able to gamble with your savings account.

But Republicans want to undo all of that. When the law was being written, Republicans fought alongside big banks and lobbyists to block it. Once the bill was signed into law, they tried to strangle it by cutting off funding. But only a few people on the far fringes of their party say they would actually overturn the entire law—people like Michele Bachmann and people like Mitt Romney. It defies logic.

Because of Barack Obama, for the first time, we have an agency whose entire job is to protect consumers. The banks and the credit card companies have plenty of people protecting them—why shouldn't you have someone looking out for you when you want to get a car loan or help your kids pay for college? Why would Mitt Romney be against that? Mitt Romney's saying stop being so mean to Wall Street. These regulations are too complicated for these poor people in the financial industry to understand. Well, you know, what was too complicated for them to understand? Their own razzle-dazzle shenanigans. That's what got us into trouble in the first place. Really, it comes down to a simple question. They want to let Wall Street write its own rules again. But do they have a plan to make sure Wall Street doesn't collapse again and pull us all down with it? If they do, they're keeping it awfully secret.

Now, just recently, Mitt Romney seems to have discovered the middle class. He talks about helping families, even though he made his fortune laying off workers. But that's nothing new for our opponent. He said the same thing when he was running for governor of Massachusetts.

So let me tell you about two Romneys: the real Mitt Romney and the myth of Romney. The myth of Romney is that his financial experience means he knows how to create jobs. As governor of Massachusetts, the real Mitt Romney's record on job creation was terrible. During his term, net job growth was less than one percent, about one-fifth the national average, 47th in the country. The myth of Romney is that he never raised our taxes. In fact, the real Mitt Romney called his tax hikes "fees." And in his first year alone, he raised fees more than any other governor in office. Some of those fees? Mitt created a $10 fee for a "certificate of blindness." He increased the cremation inspection fee from $50 to $75. Maybe he didn't call them taxes, but they felt like taxes.

The myth of Romney is that he worked hard to bring employment opportunities to Massachusetts. The real Mitt Romney did no such thing. During his time in the governor's office, manufacturing jobs were leaving our state at twice the national rate.

Today, the real Mitt Romney has chosen for his vice president one of the most conservative elected officials in Washington. The real Mitt Romney would lower taxes for millionaires and billionaires—which would blow a hole in the deficit. In fact, the Romney-Ryan budget would have made Mitt's total tax rate less than one percent.

And that's just the beginning. The Romney-Ryan budget turns Medicare into a voucher program—and then bankrupts it by 2016. It would slash Pell Grants and Head Start. It would pull teachers out of classrooms and cops off the street. And even after all that, the only way Romney and Ryan could pay for their millionaire tax cuts would be to stick the middle class with the bill.

That's the real Mitt Romney. The Mitt Romney who declared himself "severely conservative." The Mitt Romney who is no friend of average Americans. And that's a Mitt Romney who has no place as our president. That's why this November we have to re-elect President Barack Obama!

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  • President Barack Obama laughs with his wife Michelle and his daughters Malia and Sasha after his speech to the Democratic National Convention in Charlotte, N.C., on Thursday, Sept. 6, 2012. (AP Photo/Lynne Sladky)

  • President Barack Obama waves with his wife Michelle and his daughters Malia and Sasha after his speech to the Democratic National Convention in Charlotte, N.C., on Thursday, Sept. 6, 2012. (AP Photo/Lynne Sladky)

  • Joe Biden, Barack Obama

    Vice President Joe Biden and President Barack Obama wave to the delegates at the conclusion of Presdident Obama's speech at the Democratic National Convention in Charlotte, N.C., on Thursday, Sept. 6, 2012. (AP Photo/J. Scott Applewhite)

  • President Barack Obama waves with his wife Michelle and his daughters Malia and Sasha after his speech to the Democratic National Convention in Charlotte, N.C., on Thursday, Sept. 6, 2012. (AP Photo/Lynne Sladky)

  • President Barack Obama waves with his wife Michelle and his daughters Malia and Sasha after his speech to the Democratic National Convention in Charlotte, N.C., on Thursday, Sept. 6, 2012. (AP Photo/Lynne Sladky)

  • President Barack Obama waves with his wife Michelle and his daughters Malia and Sasha after his speech to the Democratic National Convention in Charlotte, N.C., on Thursday, Sept. 6, 2012. (AP Photo/Lynne Sladky)

  • President Barack Obama waves with his wife Michelle and his daughters Malia and Sasha after his speech to the Democratic National Convention in Charlotte, N.C., on Thursday, Sept. 6, 2012. (AP Photo/Charlie Neibergall)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama stands with his family, (L-R) First lady Michelle Obama, Sasha Obama, and Malia Obama during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Chip Somodevilla/Getty Images)

  • US-VOTE-2012-DEMOCRATIC CONVENTION

    US President Barack Obama, First Lady Michelle Obama, daughters Malia (L) and Sasha (C) wave after Obama's acceptance speech at the Time Warner Cable Arena in Charlotte, North Carolina, on September 6, 2012 on the final day of the Democratic National Convention (DNC). AFP PHOTO Stan HONDA (Photo credit should read STAN HONDA/AFP/GettyImages)

  • Barack Obama

    President Barack Obama speaks at the Democratic National Convention in Charlotte, N.C., Thursday, Sept. 6, 2012. (AP Photo/Pablo Martinez Monsivais)

  • US-VOTE-2012-DEMOCRATIC CONVENTION

    Supporters listen as US President Barack Obama delivers his acceptance to run for a second term as president at the Time Warner Cable Arena in Charlotte, North Carolina, on September 6, 2012 on the final day of the Democratic National Convention (DNC). AFP PHOTO Brendan SMIALOWSKI (Photo credit should read BRENDAN SMIALOWSKI/AFP/GettyImages)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama speaks on stage as he accepts the nomination for president during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Win McNamee/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama speaks on stage as he accepts the nomination for president during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Streeter Lecka/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: (L-R) Marian Robinson, Malia Obama, Sasha Obama, First lady Michelle Obama and Second lady Dr. Jill Biden watch as Democratic presidential candidate, U.S. President Barack Obama speaks on stage during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Scott Olson/Getty Images)

  • From left, Michelle Obama's mother Marian, Malia and Sasha Obama, their mother Michelle and Dr. Jill Biden, wife of Vice President Biden, listen to President Barack Obama at the Democratic National Convention in Charlotte, N.C., on Thursday, Sept. 6, 2012. (AP Photo/Lynne Sladky)

  • US-VOTE-2012-DEMOCRATIC CONVENTION

    US President Barack Obama as he delivers his acceptance to run for a second term as president at the Time Warner Cable Arena in Charlotte, North Carolina, on September 6, 2012 on the final day of the Democratic National Convention (DNC). AFP PHOTO Brendan SMIALOWSKI (Photo credit should read BRENDAN SMIALOWSKI/AFP/GettyImages)

  • US-VOTE-2012-DEMOCRATIC CONVENTION

    The First family welcomes US President Barack Obama as he delivers his acceptance to run for a second term as president at the Time Warner Cable Arena in Charlotte, North Carolina, on September 6, 2012 on the final day of the Democratic National Convention (DNC). From L-R, first row: Mother-in-law Marian Robinson, daughter Malia, daughter Sasha, First Lady Michelle Obama, Second Lady Dr. Jill Biden and Mrs.Obama's brother Craig Robinson (3rd R, second row). AFP PHOTO Brendan SMIALOWSKI (Photo credit should read BRENDAN SMIALOWSKI/AFP/GettyImages)

  • US-VOTE-2012-DEMOCRATIC CONVENTION

    US President Barack Obama delivers his acceptance to run for a second term as president at the Time Warner Cable Arena in Charlotte, North Carolina, on September 6, 2012 on the final day of the Democratic National Convention (DNC). EDITORS NOTE: Image was shot with a tilt-shift lens. AFP PHOTO Brendan SMIALOWSKI (Photo credit should read BRENDAN SMIALOWSKI/AFP/GettyImages)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama claps on stage as he accepts the nomination for president during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Win McNamee/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama speaks on stage to accept the nomination for president during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Chip Somodevilla/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama speaks on stage as he accepts the nomination for president during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Kevork Djansezian/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama speaks on stage as he accepts the nomination for president during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Joe Raedle/Getty Images)

  • US-VOTE-2012-DEMOCRATIC CONVENTION

    First daughters Malia (L) and Sasha (C) confer as US President Barack Obama delivers his acceptance to run for a second term as president at the Time Warner Cable Arena in Charlotte, North Carolina, on September 6, 2012 on the final day of the Democratic National Convention (DNC). AFP PHOTO Robyn BECK (Photo credit should read ROBYN BECK/AFP/GettyImages)

  • US-VOTE-2012-DEMOCRATIC CONVENTION

    First Lady Michelle Obama (R) looks over at daughters Malia (L) and Sasha (C) as US President Barack Obama delivers his acceptance to run for a second term as president at the Time Warner Cable Arena in Charlotte, North Carolina, on September 6, 2012 on the final day of the Democratic National Convention (DNC). AFP PHOTO Robyn BECK (Photo credit should read ROBYN BECK/AFP/GettyImages)

  • US-VOTE-2012-DEMOCRATIC CONVENTION

    First Lady Michelle Obama (2nd R) looks over at daughters Malia (L) and Sasha (C) as US President Barack Obama delivers his acceptance to run for a second term as president at the Time Warner Cable Arena in Charlotte, North Carolina, on September 6, 2012 on the final day of the Democratic National Convention (DNC). AFP PHOTO Robyn BECK (Photo credit should read ROBYN BECK/AFP/GettyImages)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: (L-R) Malia Obama, Sasha Obama, and First lady Michelle Obama listen as Democratic presidential candidate, U.S. President Barack Obama speaks on stage during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Chip Somodevilla/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama speaks on stage to accept the nomination for president during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Alex Wong/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama speaks on stage to accept the nomination for president during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Alex Wong/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama speaks on stage to accept the nomination for president during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Chip Somodevilla/Getty Images)

  • President Barack Obama waves to candidates at the Democratic National Convention in Charlotte, N.C., on Thursday, Sept. 6, 2012. (AP Photo/Lynne Sladky)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama waves on stage as he accepts the nomination for president during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Justin Sullivan/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama speaks on stage to accept the nomination for president during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Justin Sullivan/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama speaks on stage to accept the nomination for president during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Justin Sullivan/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama speaks on stage to accept the nomination for president during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Chip Somodevilla/Getty Images)

  • President Barack Obama applauds before his speech to the Democratic National Convention in Charlotte, N.C., on Thursday, Sept. 6, 2012. (AP Photo/Lynne Sladky)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: (L-R) Malia Obama, Sasha Obama, and First lady Michelle Obama listen as Democratic presidential candidate, U.S. President Barack Obama speaks on stage during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Chip Somodevilla/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: (L-R) Malia Obama, Sasha Obama, First lady Michelle Obama and Second lady Dr. Jill Biden watch as Democratic presidential candidate, U.S. President Barack Obama speaks during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Justin Sullivan/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: First lady Michelle Obama hughs Democratic presidential candidate, U.S. President Barack Obama on stage during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Justin Sullivan/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama hugs his wife First lady Michelle Obama during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Alex Wong/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama waves on stage during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Justin Sullivan/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: (L-R) Malia Obama, Sasha Obama, and First lady Michelle Obama watch as Democratic presidential candidate, U.S. President Barack Obama speaks on stage during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Justin Sullivan/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama walks on stage to join First lady Michelle Obama during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Streeter Lecka/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama walks on stage to join First lady Michelle Obama during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Streeter Lecka/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic presidential candidate, U.S. President Barack Obama walks on stage during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Justin Sullivan/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: First lady Michelle Obama introduces Democratic presidential candidate, U.S. President Barack Obama during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Alex Wong/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: U.S. Sen. Dick Durbin (D-IL) speaks on stage during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Alex Wong/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic vice presidential candidate, U.S. Vice President Joe Biden waves with his wife Second lady Dr. Jill Biden after speaking on stage during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Chip Somodevilla/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic vice presidential candidate, U.S. Vice President Joe Biden hugs his wife Second lady Dr. Jill Biden after speaking during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Chip Somodevilla/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic vice presidential candidate, U.S. Vice President Joe Biden speaks on stage during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Alex Wong/Getty Images)

  • Obama Accepts Nomination On Final Day Of Democratic National Convention

    CHARLOTTE, NC - SEPTEMBER 06: Democratic vice presidential candidate, U.S. Vice President Joe Biden speaks on stage during the final day of the Democratic National Convention at Time Warner Cable Arena on September 6, 2012 in Charlotte, North Carolina. The DNC, which concludes today, nominated U.S. President Barack Obama as the Democratic presidential candidate. (Photo by Alex Wong/Getty Images)

  • Vice President Joe Biden waves as he appears on stage to address the Democratic National Convention in Charlotte, N.C., on Thursday, Sept. 6, 2012. (AP Photo/David Goldman)