WASHINGTON -- You, like most people, probably start dreaming this time of year of settling down in a $6 million castle on a private peninsula on the Chesapeake Bay. You're in luck!

When you're looking for prime real estate on the country's largest estuary, you have nearly endless living options before you. Yes, you could live in the castle -- which comes with a princess bedroom -- or 20 acres of waterfront property in charming Stevensville, Md. But perhaps you'd prefer a more modestly priced three-bedroom house on Virginia's Tangier Island -- a place that chose not to join up with the Confederacy during the Civil War and is home to one of the country's most unusual accents.

Or maybe the quite affordable two-bedroom condo in a place that has a great tiki bar nearby is more your speed. Or the charmingly-priced three-bedroom house on Smith Island, famous for its 10-layer cake, Maryland's official state dessert.

We can also see the appeal in the $2,740,000 7,000 square foot coastal house that comes with its own boatlift and boardwalk.

Which of these watery abodes, listed by our friends at Realtor.com, strikes your fancy? And when do we get our invitation to come over for Smith Island cake?

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  • 5833 Deepwater Drive, Oxford, Md., $6 Million

    It's your typical castle on a private peninsula in Oxford, Md. Six bedrooms, seven baths, a waterfront guest house, a caretaker's cottage and two boat docks. <a href="http://www.realtor.com/realestateandhomes-detail/5833-Deepwater-Dr_Oxford_MD_21654_M66060-12666" target="_hplink">Here's the listing</a>.

  • 5833 Deepwater Drive, Oxford, Md., $6 Million

  • 5833 Deepwater Drive, Oxford, Md., $6 Million

  • 127 Miles Lane, St. Michaels, Md. $1.9 Million

    This St. Michaels waterfront house has a pool, a dock and a guesthouse. The main house alone has six bedrooms, four baths and a screened-in sunroom. <a href="http://www.realtor.com/realestateandhomes-detail/127-Miles-Ln_St-Michaels_MD_21663_M56136-57884" target="_hplink">Here's the listing</a>.

  • 127 Miles Lane, St. Michaels, Md. $1.9 Million

  • 1930 Love Point Road, Stevensville, Md., $1.5 Million

    This five-bedroom, four-bath waterfront house in Stevensville, Md., sits on 20 acres, and has a sunroom. <a href="http://www.realtor.com/realestateandhomes-detail/1930-Love-Point-Rd_Stevensville_MD_21666_M66325-00282" target="_hplink">Here's the listing</a>.

  • 1930 Love Point Road, Stevensville, Md., $1.5 Million

  • 1930 Love Point Road, Stevensville, Md., $1.5 Million

  • 28584 Ninth Drive, Easton, Md., $995,000

    Waterfront four-bedroom house in Easton, Md. has a screened-in gazebo. <a href="http://www.realtor.com/realestateandhomes-detail/28584-9th-Dr_Easton_MD_21601_M50307-06745" target="_hplink">Here's the listing</a>.

  • 28584 Ninth Drive, Easton, Md., $995,000

  • 28584 Ninth Drive, Easton, Md., $995,000

  • 314 Mill St., Cambridge, Md., $1.1 Million

    11,000 square foot historic property, constructed for Col. Albanus Phillips, called the "<a href="http://www.tidewatertimes.com/HaroldHurstAugust2006.htm" target="_hplink">superstar of the canning industry</a>." <a href="http://www.realtor.com/realestateandhomes-detail/314-Mill-St_Cambridge_MD_21613_M52648-91186" target="_hplink">Here's the listing</a>.

  • 314 Mill Street, Cambridge, Md., $1.1 Million

  • 16155 Main Ridge Rd., Tangier Island, Va., $119,500

    This 1930s house has three bedrooms and two baths. Tangier Island -- which chose not to join the Confederacy during the Civil War -- is known for <a href="http://www.youtube.com/watch?v=AIZgw09CG9E" target="_hplink">its unusual accent</a>. <a href="http://www.realtor.com/realestateandhomes-detail/16155-Main-Ridge-Rd_Tangier_VA_23440_M55806-67771" target="_hplink">Here's the listing</a>.

  • 16155 Main Ridge Road, Tangier Island, Va., $119,500

  • 16325 Crystal Beach Road, Onancock, Va., $699,000

    Three bedrooms and three baths on six acres in this small Chesapeake Bay commuity. <a href="http://www.realtor.com/realestateandhomes-detail/16325-Crystal-Beach-Rd_Onancock_VA_23417_M55561-74448" target="_hplink">Here's the listing</a>.

  • 20932 Caleb Jones Rd., Smith Island, Md., $224,900

    Three bedrooms, one bath on the waterfront of Smith Island. Make sure to eat <a href="http://www.smithisland.org/cakerecipe.html" target="_hplink">the cake</a>. <a href="http://www.realtor.com/realestateandhomes-detail/20932-Caleb-Jones-Rd_Ewell_MD_21824_M52070-46036" target="_hplink">Here's the listing</a>.

  • 3192 Butler's Bluff Dr., Cape Charles, Va., $1.05 Million

    An amazingly scenic three bedrooms, four baths in the pretty, small Delmarva town of Cape Charles, Va. <a href="http://www.realtor.com/realestateandhomes-detail/3192-Butlers-Bluff-Dr_Cape-Charles_VA_23310_M56090-88693" target="_hplink">Here's the listing</a>.

  • 3192 Butler's Bluff Drive, Cape Charles, Va., $1.05 Million

  • 126 Forrest Road, Poquoson, Va., $1.7 Million

    A three bedroom, two bath house on 12 waterfront acres in Poquoson, Va. The property incldues three adjacent parcels with two rights of way. <a href="http://www.realtor.com/realestateandhomes-detail/126-Forrest-Rd_Poquoson_VA_23662_M55297-04165" target="_hplink">Here's the listing</a>.

  • 126 Forrest Road, Poquoson, Va., $1.7 Million

  • 11 Elmhurst Lane, Portsmouth, Va., $399,900

    Four bedrooms, three baths on a private 1.75 acre lot in a historic port city. <a href="http://www.realtor.com/realestateandhomes-detail/11-Elmhurst-Ln_Portsmouth_VA_23701_M65957-80214" target="_hplink">Here's the listing</a>.

  • 11 Elmhurst Lane, Portsmouth, Va., $399,900

  • 220 Watling St., Urbanna, Va., $880,000

    A five-bedroom, five-bath waterfront house in Urbanna, Va., known for its yearly <a href="http://www.urbannaoysterfestival.com/" target="_hplink">oyster festival</a>. <a href="http://www.realtor.com/realestateandhomes-detail/220-Watling-St_Urbanna_VA_23175_M65182-13279" target="_hplink">Here's the listing</a>.

  • 220 Watling St., Urbanna, Va., $880,000

  • 91 York Road, Irvington, Va., $2.74 Million

    This is one pretty house. Four bedrooms, seven baths, two custom kitchens, a boatlift and a private boardwalk in Irvington, Va. <a href="http://www.realtor.com/realestateandhomes-detail/91-York-Rd_Irvington_VA_22480_M50451-34106?ex=VA500285186" target="_hplink">Here's the listing</a>.

  • 91 York Road, Irvington, Va., $2.74 Million

  • 91 York Road, Irvington, Va., $2.74 Million

  • 14640 Solomons Island Rd., Solomons Island, Md., $274,900

    This is a two-bedroom, one-bath condo on Solomons Island, a waterfront community that is home to <a href="http://www.tikibarsolomons.com/Home.aspx" target="_hplink">a fine tiki bar</a>. <a href="http://www.realtor.com/realestateandhomes-detail/14640-Solomons-Island-Rd-S-1_Solomons_MD_20688_M63165-01476" target="_hplink">Here's the listing</a>.

  • 1010 Tranquility Rd., Reedville, Va., $799,000

    Five bedrooms, four baths -- and how do you resist a waterfront house on Tranquility Road? <a href="http://www.realtor.com/realestateandhomes-detail/1010-Tranquility-Rd_Reedville_VA_22539_M65620-25646" target="_hplink">Here's the listing</a>.

  • 46040 Adams Court, Lexington Park, Md., $560,000

    Five bedrooms, five baths, an in-law suite, a solar-heated pool -- and a video surveillance system -- on the waterfront in Lexington Park, Md. <a href="http://www.realtor.com/realestateandhomes-detail/46040-Adams-Ct_Lexington-Park_MD_20653_M57111-53813" target="_hplink">Here's the listing</a>.

  • 46040 Adams Court, Lexington Park, Md., $560,000

  • 6100 Sunset Lane, Tilghman, Md., $695,000

    This waterfront four-bedroom, five-bath house comes with a guest cottage and is a quick walk from the public marina. Tilghman, here you come. <a href="http://www.realtor.com/realestateandhomes-detail/6100-Sunset-Ln_Tilghman_MD_21671_M69002-23826" target="_hplink">Here's the listing</a>.

  • 6100 Sunset Lane, Tilghman, Md., $695,000

  • 6100 Sunset Lane, Tilghman, Md., $695,000

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