PITTSBURGH -- State regulators are cool on a Pittsburgh businessman's idea for a bank that pays interest in ice cream shop gift cards.

The Pennsylvania Department of Banking says they want Ethan Clay to shut down the community bank he's set up at Oh Yeah! ice cream and coffee shop.

Clay says he was motivated by unpleasant bank experiences to provide a simplified community bank offering savings accounts, check-cashing and loans. He calls the venture Whalebone Cafe Bank.

Regulators are unmoved. Banking department spokesman Ed Novak says if Clay doesn't close down "he will be hearing from the district attorney."

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  • Set Record For Lightbulb Eating

    R.J. Williams should have stuck with eating lightbulbs. After pocketing $14,000 from seven branches in New York City, police finally caught him when he returned to the Apple Bank branch he had robbed, <a href="http://www.nydailynews.com/new-york/alleged-bank-robber-returns-scene-crime-busted-article-1.1091623" target="_hplink">according to the NY Daily News. </a>

  • Carried A Toilet Plunger

    Bank robbery requires preparation. Lawrence Deptola came over-prepared. The <a href="http://www.huffingtonpost.com/2012/04/13/lawrence-deptola-toilet-plunger-bank-robbery_n_1423317.html" target="_hplink">Uttica man made headlines for unsuccessfully</a> trying to rob three banks with a toilet plunger.

  • Forklifted An ATM Machine

    No measure is too extreme for some crooks. Thieves in Mount Pleasant, South Carolina used a forklift to carry off an ATM machine from a SunTrust branch, <a href="http://www.postandcourier.com/article/20120605/PC16/120609542/forklift-used-in-mount-pleasant-atm-theft" target="_hplink">according to the Post and Courier.</a>

  • Rocked A Smurf Cap

    This bank robber knows how to make a fashion statement. Besides gloves and a surgical mask to hide his identity, a thief in Chattanooga, Tennessee sported a Smurf cartoon hat as he robbed a SunTrust branch, <a href="http://www.knoxnews.com/news/2012/jun/06/chattanooga-police-are-searching-bank-robber-smurf/" target="_hplink">according to the Chattanooga Times Free Press. </a>

  • Tried To Rob A Closed Down Bank With A Toy Gun

    While some criminals over-prepare, others prefer to wing it. A major hurdle came for an ill-prepared thief as he tried to <a href="http://www.huffingtonpost.co.uk/2011/12/05/worlds-stupidest-bank-robber_n_1128836.html" target="_hplink">rob a bank in Germany with a toy gun</a>: the bank, which had been shut down 17 years ago, was <a href="http://www.huffingtonpost.co.uk/2011/12/05/worlds-stupidest-bank-robber_n_1128836.html" target="_hplink"> actually a physiotherapy practice.

  • Did It For Dentures

    Evelyn Marie Fuller told police in Pennsylvania <a href="http://www.huffingtonpost.com/2012/02/02/toothless-bank-robber-needed-dentures_n_1249198.html" target="_hplink">that she robbed a First National Bank</a> because she needed money to buy some teeth.

  • Shot Himself In Foot

    While incompetent criminals often shoot themselves in the foot, a <a href="http://www.huffingtonpost.co.uk/2012/01/26/brazilian-bank-robber-shoots-himself-in-the-foot_n_1233014.html" target="_hplink">Brazilian bank robber took a more </a>literal approach. He accidentally fired a round at himself on the scene of his crime. Police arrested him after he took himself to a hospital for treatment.

  • Tipped The Teller

    A bank robber can show a little generosity from time to time. <a href="http://www.huffingtonpost.com/2012/04/13/bank-robber-leaves-tip_n_1423288.html" target="_hplink">Jesus Ventura, a Dallas firefighter,</a> left a $20 tip for the teller after he allegedly robbed a Chase Bank.

  • Got Jammed In Air Duct

    Charles Estell nearly managed to <a href="http://www.huffingtonpost.com/2012/06/03/bank-robber-gets-stuck-in_n_1566227.html" target="_hplink">pillage $100,000 from a Chicago bank,</a> but got stuck in an overhead air duct while trying to hide out there.

  • Said Thank You And Have A Nice Day

    Though his mask and gun might have you fooled, William Alexander <a href="http://www.huffingtonpost.com/2012/05/12/william-alexander-norbeck_n_1510409.html" target="_hplink">Norbeck is actually quite friendly</a>. He robbed two Maryland M&T branches on five occasions, but made sure to tell his victims "thank you" and "have a nice day."

  • Flipped A Coin

    To rob or not to rob, that was the question for Steven Lee Wright. Wright <a href="http://www.huffingtonpost.com/2012/03/15/steven-lee-wright-bank-robbery-fugitive_n_1347187.html" target="_hplink">told Oregon police </a>that he flipped a coin before deciding to rob Sterling Savings Bank.