Chinese yuan, US dollars, euros and tea bags. Money can come in many forms in North Korea, but as a foreign visitor you'll probably never even see a local banknote, let alone use one.

Pretty much any hard currency is welcome in a country with anaemic foreign reserves. Tourists, although few in number, represent a valuable cash source.

For those who do choose to visit, every transaction -- no matter how small -- must be made in foreign exchange, further narrowing options in what is already among the most restrictive countries in the world.

There are not many places to spend money in the capital Pyongyang. As a foreigner, the choice is reduced further by the need to find somewhere that takes foreign currency and -- importantly - is capable of giving change.

This is not such a problem in the large hotels and restaurants that cater to foreigners, but elsewhere it can get complicated.

Goods and services are mostly quoted in Korean won, so any purchase must begin by converting into the preferred currency of payment.

US dollars and euros are widely accepted but not always widely available, so change is often given in the most popular foreign currency, Chinese yuan, requiring a further conversion.

If the amount of change is negligible, a tea bag or two is often tendered as a substitute.

The only appearance of the Korean won is in the price list. Otherwise it is almost totally invisible.

Reports suggest that it is not particularly popular with North Koreans either.

There are varying estimates on the amount of hard currency in circulation, but some analysts in South Korea put it as high as $2.0 billion. This in a country with a Gross National Income of less than $30 billion -- which is equivalent to just 2.6 percent of South Korea's GNI estimated at $1.15 trillion.

Public faith in the local currency was shattered following a disastrous revaluation implemented in 2009 in a backlash against emerging private markets that wiped out personal savings and triggered rare public protests.

The popularity of foreign currency -- in particular the Chinese yuan -- is problematic for the authorities, who are concerned at the possible rise of a second-tier economy over which they have little control.

Payment aside, shopping around in the capital Pyongyang is not a simple proposition for visitors, who are not allowed to leave their hotels without the government minder appointed to their group or delegation.

The daily itinerary is pre-set and requests to diverge from it in any meaningful way are not entertained gladly.

Eventually persuasion may yield a taxi ride to a department store, but not necessarily one that offers much of a window into the consumer lifestyle of the average Pyongyang resident.

In the Rak Won Department store, next door to the ticket office of the national carrier Koryo Air, staff easily outnumber the shoppers.

The products, spread thinly over two floors, range from a long shelf full of cheap Chinese candy to luxury imported goods that include foreign liquor and unlikely items like top-range German Wusthof chef's knives.

The prices are clearly prohibitive to ordinary North Koreans and the staff's insouciance at the arrival of a small team of overseas journalists with cameras and video equipment suggested that foreign customers were not the exception.

Further arm-twisting resulted in a hurried visit to the much larger and far more popular Kwang Bok department store, where escalators moved shoppers across three floors built around a central atrium decorated with national flag bunting.

The arrival of foreign journalists was noted immediately with a flustered store manager engaging the minder in an intense discussion before the tour was allowed to go ahead.

The store was crowded with Sunday shoppers, and had a canteen serving duck, crab and fish that was obviously popular with couples and family groups.

There was a queue for a counter serving beer and soju liquor, and dispensed by a cashier sitting under a television screen showing a Korean War movie.

On the third floor, a children's play area with plastic slides and climbing frames, was ringed by a skirting board with coloured illustrations of armed soldiers, tanks and fighter planes.

As the showpiece capital, Pyongyang is home to the North Korean elite and living standards for most of the city's residents are way above those who live elsewhere.

According to the World Food Programme, around two thirds of the nation's 24 million population are still chronically food insecure.

Also on HuffPost:

Loading Slideshow...
  • North Koreans dance and flip colored cards to form a giant image in the seats of a stadium during an Arirang mass games performance in Pyongyang, North Korea, on Sunday, Sept. 9, 2012. (AP Photo/David Guttenfelder)

  • Thousands of North Koreans participate in the "Arirang" mass games in Pyongyang, Monday, July 22, 2013. North Korea has revealed a new rendition of the "Arirang" mass games, the song-and-dance ensemble. (AP Photo/Wong Maye-E)

  • The May Day stadium is enveloped in a layer of mist after torrential rain in Pyongyang, Monday, July 22, 2013. (AP Photo/Wong Maye-E)

  • North Korean children perform during the "Arirang" mass games on Monday, July 22, 2013 in Pyongyang, North Korea. (AP Photo/Wong Maye-E)

  • North Korean performers gather for the finale of their "Arirang" mass games on Monday, July 22, 2013 in Pyongyang, North Korea. (AP Photo/Wong Maye-E)

  • North Korean dancers perform during the "Arirang" mass games, in Pyongyang, Monday, July 22, 2013. (AP Photo/Wong Maye-E)

  • North Korean women jump through hula hoops during the opening night of the "Arirang" mass games performance at Pyongyang's May Day Stadium on Monday, July 22, 2013. (AP Photo/David Guttenfelder)

  • North Korean girls perform with hoops on Monday, July 22, 2013 in Pyongyang, North Korea. (AP Photo/Wong Maye-E)

  • Performers participate in the Arirang mass games in Pyongyang, Monday, July 22, 2013. (AP Photo/Wong Maye-E)

  • North Korean women dance in front of a display of their country's national flag on Monday, July 22, 2013 in Pyongyang, North Korea. (AP Photo/Wong Maye-E)

  • Performers dance in front of portraits of late North Korean leaders Kim Il Sung, left, and Kim Jong Il, right, in Pyongyang, Monday, July 22, 2013. (AP Photo/Wong Maye-E)

  • North Koreans stand to applaud during the opening night of the "Arirang" mass games performance at Pyongyang's May Day Stadium on Monday, July 22, 2013. (AP Photo/David Guttenfelder)

  • North Koreans stand to applaud during the opening night of the "Arirang" mass games performance at Pyongyang's May Day Stadium, Monday, July 22, 2013. (AP Photo/David Guttenfelder)

  • Thousands of North Koreans turn colored cards to create an image of the Unha-3 rocket that North Korea successfully launched in December of 2012 during the opening night of the Arirang mass games at Pyongyang's May Day Stadium, Monday, July 22, 2013. (AP Photo/David Guttenfelder)

  • North Koreans children dance during an Arirang mass games performance in Pyongyang, North Korea, on Sunday, Sept. 9, 2012. (AP Photo/David Guttenfelder)

  • Performers march during the "Arirang" mass games in Pyongyang, Monday, July 22, 2013. North Korea has revealed a new rendition of the "Arirang" mass games, the song-and-dance ensemble. (AP Photo/Wong Maye-E)