Taking Advantage Of A Down Market

09/23/2013 09:25 am ET
  • Stephen J. Butler San Jose Mercury News

While it may sound goofy, those of us still contributing to our retirement plans should pray for periodic stock market crashes. This thought is an appropriate follow-up to last week's column citing one analyst's work that suggests the possible existence today of a stock market bubble.

What's so great about a crash under any circumstances? Well, it's an opportunity for inbound contributions to achieve very high rates of return -- which increases the average rate of return for our entire account.

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