Even if you harbor hopes of reconciliation, as soon as a divorce is decided, you want to eliminate the chance for financial surprises. (If you separated before deciding on a divorce, you may have done some of these things already.) Close joint accounts, credit cards and other lines of credit as soon as possible. You don’t want to be stuck paying for debts racked up after the decision but before the divorce is finalized.
How To Protect Your Finances In A Divorce - ABC News