When most people reach retirement age, they look at the money they’ve accumulated and begin to plan for ongoing income. Often missing, though, is due consideration to having substantial set asides for the "what ifs" of living without earned income — for the 10 to 35 years they will be retired.
Here are few examples of the "what ifs" to be mindful of:
HuffPost Parents offers a daily dose of personal stories, helpful advice and comedic takes on what it’s like to raise kids today. Learn more