Adam Levin
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Adam K. Levin is a consumer advocate with more than 30 years experience in personal finance, privacy, real estate and government service. A former director of the New Jersey Division of Consumer Affairs, Levin is Chairman and founder of IDT911, Chairman and co-founder of Credit.com and serves as a spokesperson for both companies.

Entries by Adam Levin

IRS: Stop Letting Taxpayers Use Stolen Social Security Numbers

(30) Comments | Posted May 4, 2016 | 11:32 PM

While you'd never know it if you listen to politicians on the right and left argue, there are some truths out there, things that don't yield to debate. I'm talking basics, like it's easier to walk through an open door, and the Internal Revenue Service shouldn't be in the business...

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8 maneiras de proteger sua privacidade online

(0) Comments | Posted May 1, 2016 | 4:36 PM

A única certeza no mundo da segurança da informação é que não existe solução 100% segura. É essencial estar informado sobre as ameaças mais recentes, mas é igualmente importante agir como se sua missão fosse atravessar uma área desmilitarizada e sem lei, cheia de franco-atiradores inimigos.

Parece extremo? Lembra do...

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Ransomware Is a Real Threat (Even to You, Apple Users)

(0) Comments | Posted April 28, 2016 | 12:26 AM

Maybe the thought actually occurred to you that something was "phishy" about that link, but that's so 30 seconds ago. You clicked and now your computer screen is locked. Behind that frozen screen lie your personal files -- everything from photos to tax documents -- all of it encrypted...

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The Real Tax Nightmare May Be on the Way

(6) Comments | Posted April 21, 2016 | 6:24 AM

Tax Day has come and gone. You pulled together the myriad facts and figures that determine what you owe, or the size of your refund. And now you're waiting for your checks to arrive -- or, if you are the nervous, slightly paranoid, type like me, you may be worried...

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8 Ways to Protect Your Privacy Online

(3) Comments | Posted April 14, 2016 | 9:21 AM

The only sure thing in the world of information security is that there is no such thing as a failsafe solution. It's crucial not only to keep abreast of the latest threats out there, but to also act as though the mission is to find your way to safety from...

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Privacy vs. Security: Where Should We Draw the Encrypted Line in the Sand?

(31) Comments | Posted April 7, 2016 | 6:49 AM

The recent Game of Phones between the FBI and Apple underscored an area in our jurisprudence that is screaming for more clarity. If there is a tipping point when the protection of consumer privacy should yield to the needs of a criminal investigation, where is it?

Few will dispute...

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Will the Obama Administration Side With Debt Collectors?

(26) Comments | Posted March 30, 2016 | 8:53 PM

With the Supreme Court in flux, the highest authority in U.S. law has punted a landmark case over to the executive branch, effectively asking it to decide whether debt collectors can charge interest rates so high they're deemed illegal in some states.

In Madden v. Midland Funding, LLC.,...

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A Tax Fraud Survival Guide

(2) Comments | Posted March 23, 2016 | 11:20 PM

Despite tales of highly sophisticated, fluid-fingered cyber ninjas working tirelessly to penetrate heretofore impenetrable, firewalled, super secure databases, many identity thieves actually have a pretty easy job getting what they need to make a killing. The number of people out there with tight personal cyber security is fairly limited --...

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Your Identity Portfolio Can Make or Break You

(0) Comments | Posted March 17, 2016 | 6:24 AM

No matter how good or lucky the investor, no one beats the market 100 percent of the time -- unless, of course, you are Bobby Axelrod. There is, however, an investment portfolio that is somewhat more predictable. It works along similar lines, but it is possible to exercise significantly more...

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Donald Trump Is Right About One Thing...Ish

(8) Comments | Posted March 10, 2016 | 5:51 AM

Whether you love it, or it makes you want to move south of the border, Donald Trump's Great Wall of Mexico is an idea whose time has come.

That said, the Republican presidential candidate has a few things wrong.

First, The Donald's wall is misnamed. It should be called the...

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Would Gawker Be Able to Punk President Trump?

(0) Comments | Posted February 29, 2016 | 3:41 PM

On the Sunday before Super Tuesday, Donald Trump did something that would have been a serious misstep for any other campaign, and yet it was lost in conversations about renounced, or un-renounced, KKK endorsements and Hillary Clinton's rout of Bernie Sanders in South Carolina.

What happened was simple. Mr....

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팀 쿡은 암호화로 스티브 잡스의 유산을 지키고 있다

(1) Comments | Posted February 27, 2016 | 12:34 PM

스티브 잡스는 사람들이 원하는 것을 이해했다. 힘든 일을 쉽게 만들겠다는 그의 고집은 - 예를 들면 PC 사용 - 애플의 성공에서 지극히 중요한 부분이었다. 애플의 CEO 팀 쿡도 같은 일을 하고 있다. 하지만 이제 '힘든 일'은 프라이버시와 암호화다.

애플은 프라이버시와 데이터 보안 정책을 늘 중시해왔다. 그러나 14명이 죽고 22명이...

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Tim Cook Is Securing Steve Jobs' Legacy With Encryption

(45) Comments | Posted February 24, 2016 | 8:49 PM

Steve Jobs understood what people want. His insistence on making hard things easier -- for instance, using a personal computer -- was an essential part of the Apple success story. Apple CEO Tim Cook has been doing the same thing -- but now the "hard thing" is privacy and encryption.

...
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Why Hillary Clinton's Emails Matter This Year

(352) Comments | Posted February 18, 2016 | 6:59 AM

There is no shortage of punditry about former Secretary of State Hillary Clinton's homebrew server, and the resulting fallout, aka "Emailgate." Whether you read the commentary dedicated to killing her candidacy, or calmer voices focused on the bigger picture of national cybersecurity, Secretary Clinton gets failing marks -- and rightly...

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8 Scams That Could Ruin Your Vacation

(1) Comments | Posted February 10, 2016 | 11:02 PM

Punxsutawney Phil didn't see his shadow this year, which means spring is right around the corner. For the winter weary, however, summer is still too far away and the lure of blue-green seascapes under sunny skies is strong.

If you've decided to take the plunge, remember: Your vacation is supposed...

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Identity Theft Is Dead. Long Live Identity Theft!

(1) Comments | Posted February 4, 2016 | 5:14 AM

Incidents of identity theft held fairly steady last year, according to a new report by Javelin Strategy and Research. It would seem with time-honored methods of ripping people off going the way of Bonnie and Clyde, fraudsters -- ever sophisticated, creative and persistent -- scrambled to find new ways to...

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Why the IRS Should Push Tax Day to June 15

(7) Comments | Posted January 28, 2016 | 7:06 AM

The only way to stop tax refund fraud is to change the way the tax filing and refund system works, and while this may be a painful process for employers and taxpayers alike, it's necessary.

The Problem With Data

Unless you've been hiding out in the Unabomber Suite at...

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How Mega-Breaches Could Literally Kill You

(1) Comments | Posted January 21, 2016 | 5:16 AM

It was not very long ago that information shared with your doctor was sacrosanct, at the same remove from exposure as utterances made under the protection of an attorney-client relationship or pillow talk in a spousal bed. That may no longer be the case -- and the fallout could be...

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Will Someone Else Be Cashing Your Tax Refund This Year?

(0) Comments | Posted January 14, 2016 | 6:13 AM

Here is the IRS's phone number: 800-829-1040. With an anticipated $21 billion in tax refund fraud this year, you might need it. And that figure doesn't include losses from dodges like the IRS phone scam, which has been enjoying a renaissance of late.

IRS phone frauds aren't terribly difficult...

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Why You Aren't the Only One Who Knows the Answers to Your Security Questions

(0) Comments | Posted January 7, 2016 | 7:41 AM

If you're protecting important personal accounts with nothing more than a few security questions, it may be time for an upgrade.

A study from Google recently compared the use of security questions to other account recovery methods like SMS (short text messages) and an alternative email address. It...

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