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Adam Levin
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Adam K. Levin is a consumer advocate with more than 30 years experience in personal finance, privacy, real estate and government service. A former director of the New Jersey Division of Consumer Affairs, Levin is Chairman and founder of IDT911, Chairman and co-founder of Credit.com and serves as a spokesperson for both companies.

Entries by Adam Levin

7 Texts You Should Ignore

(0) Comments | Posted July 21, 2016 | 8:39 AM

Whether you're trying to win tickets to a sold-out concert, remind your partner to buy milk, vote for your favorite reality TV personality or ask your headphones-encased kid a question, there's a text for that. While texting is a great convenience and time saver (not to mention an international obsession),...

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5 Recent Phishing Lures That Could Snag You

(0) Comments | Posted July 16, 2016 | 6:45 PM

A recent study found that 70% of teens text and drive, largely due to FOMO (fear of missing out). These kids are ripe for phishing. But so are many of us. The distractions of life are a phishing campaign's stock in trade. And while getting got by cybercrime...

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How Staying Off Social Media Can Keep You Safer And Happier This Summer

(0) Comments | Posted July 7, 2016 | 8:00 AM

Let's face it, there's no bigger downer than working all day and coming home to images of other people's awesome vacations -- that is, nothing except maybe coming home to find out you've been robbed or had your identity stolen.

According the Pew Research Center, 65% of adults use...

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How to Protect Your Identity While You're Out Of Town

(0) Comments | Posted June 30, 2016 | 7:29 AM

While it's important to do everything you can to protect yourself from identity-related crime when you're traveling, it's equally important to do everything you can to protect your home and the breadcrumbs of your identity that you leave behind.

Every possible kind of identity-related crime exists in a dormant...

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7 Steps To Safer Passwords For All Your Online Accounts

(0) Comments | Posted June 23, 2016 | 7:01 AM

Some passwords are funny. Some are pretty weird. Some can be a math problem. Many can be laughably easy to hack (I give you "dadada, ""qwerty," "password" and"123qwe" to name a few.) -- or very tricky. But one thing is for sure, they are never really 100 percent hack proof.

...
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A Scheme You've Never Heard of Might Ruin Your Summer

(0) Comments | Posted June 17, 2016 | 7:01 AM

Legendary Supreme Court Justice Louis D. Brandeis said, "Publicity is justly commended as a remedy for social and industrial diseases. Sunlight is said to be the best of disinfectants; electric light the most efficient policeman."

Never were truer words spoken when it comes to protecting your identity. When it comes...

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Moving: A Dangerous Time for Your Identity

(0) Comments | Posted June 9, 2016 | 9:27 AM

Summertime offers an endless list of ways you can take it easy, unless it's doesn't. It's also moving time.

Whether we're talking about college kids coming home for a few months or simple relocation, there's nothing relaxing about a move -- or simple. Get it wrong, and you become vulnerable...

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Could Your Campaign Contribution Expose You to Identity Theft?

(0) Comments | Posted June 2, 2016 | 12:18 AM

Over the past few years, we've experienced more ginormous data breaches than any of us can, or would even care to, remember. Against this backdrop, reflect upon the fact that political campaigns know as much, if not more, than advertisers about us -- what inspires us and what will move...

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6 Scams to Watch Out for This Summer

(8) Comments | Posted May 19, 2016 | 9:06 AM

Summer will be here before you know it, and with it comes new and old scams. As you consider possible escapes -- travel to exotic places; trips to the beach, the mountains or the golf course; a staycation to get much needed work done around your house -- bear in...

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How the Government Is Doing a Terrible Job Protecting Your Social Security Number

(21) Comments | Posted May 12, 2016 | 6:02 AM

The Social Security Administration sent 352 million notices by snail mail in 2015. With volume like that -- much of it containing valuable fraud-enabled information -- you'd think the SSA would have a great system for protecting sensitive personally identifiable information from the constant threat of identity-related crime.

Think...

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IRS: Stop Letting Taxpayers Use Stolen Social Security Numbers

(28) Comments | Posted May 4, 2016 | 11:32 PM

While you'd never know it if you listen to politicians on the right and left argue, there are some truths out there, things that don't yield to debate. I'm talking basics, like it's easier to walk through an open door, and the Internal Revenue Service shouldn't be in the business...

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8 maneiras de proteger sua privacidade online

(0) Comments | Posted May 1, 2016 | 4:36 PM

A única certeza no mundo da segurança da informação é que não existe solução 100% segura. É essencial estar informado sobre as ameaças mais recentes, mas é igualmente importante agir como se sua missão fosse atravessar uma área desmilitarizada e sem lei, cheia de franco-atiradores inimigos.

Parece extremo? Lembra do...

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Ransomware Is a Real Threat (Even to You, Apple Users)

(0) Comments | Posted April 28, 2016 | 12:26 AM

Maybe the thought actually occurred to you that something was "phishy" about that link, but that's so 30 seconds ago. You clicked and now your computer screen is locked. Behind that frozen screen lie your personal files -- everything from photos to tax documents -- all of it encrypted...

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The Real Tax Nightmare May Be on the Way

(6) Comments | Posted April 21, 2016 | 6:24 AM

Tax Day has come and gone. You pulled together the myriad facts and figures that determine what you owe, or the size of your refund. And now you're waiting for your checks to arrive -- or, if you are the nervous, slightly paranoid, type like me, you may be worried...

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8 Ways to Protect Your Privacy Online

(3) Comments | Posted April 14, 2016 | 9:21 AM

The only sure thing in the world of information security is that there is no such thing as a failsafe solution. It's crucial not only to keep abreast of the latest threats out there, but to also act as though the mission is to find your way to safety from...

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Privacy vs. Security: Where Should We Draw the Encrypted Line in the Sand?

(31) Comments | Posted April 7, 2016 | 6:49 AM

The recent Game of Phones between the FBI and Apple underscored an area in our jurisprudence that is screaming for more clarity. If there is a tipping point when the protection of consumer privacy should yield to the needs of a criminal investigation, where is it?

Few will dispute...

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Will the Obama Administration Side With Debt Collectors?

(29) Comments | Posted March 30, 2016 | 8:53 PM

With the Supreme Court in flux, the highest authority in U.S. law has punted a landmark case over to the executive branch, effectively asking it to decide whether debt collectors can charge interest rates so high they're deemed illegal in some states.

In Madden v. Midland Funding, LLC.,...

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A Tax Fraud Survival Guide

(2) Comments | Posted March 23, 2016 | 11:20 PM

Despite tales of highly sophisticated, fluid-fingered cyber ninjas working tirelessly to penetrate heretofore impenetrable, firewalled, super secure databases, many identity thieves actually have a pretty easy job getting what they need to make a killing. The number of people out there with tight personal cyber security is fairly limited --...

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Your Identity Portfolio Can Make or Break You

(0) Comments | Posted March 17, 2016 | 6:24 AM

No matter how good or lucky the investor, no one beats the market 100 percent of the time -- unless, of course, you are Bobby Axelrod. There is, however, an investment portfolio that is somewhat more predictable. It works along similar lines, but it is possible to exercise significantly more...

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Donald Trump Is Right About One Thing...Ish

(8) Comments | Posted March 10, 2016 | 5:51 AM

Whether you love it, or it makes you want to move south of the border, Donald Trump's Great Wall of Mexico is an idea whose time has come.

That said, the Republican presidential candidate has a few things wrong.

First, The Donald's wall is misnamed. It should be called the...

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