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Adam Levin
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Adam K. Levin is a consumer advocate with more than 30 years experience in personal finance, privacy, real estate and government service. A former director of the New Jersey Division of Consumer Affairs, Levin is Chairman and founder of IDT911, Chairman and co-founder of Credit.com and serves as a spokesperson for both companies.

Entries by Adam Levin

Not So FAFSA: How to Avoid a Student Aid Scam

(0) Comments | Posted July 30, 2015 | 7:12 AM

As July melts into August, many college-age students are once again turning their thoughts (if they haven't done so already) to that beast of complexity, the FAFSA form - which students must fill out if they want to receive financial aid. While there are many reputable companies that help prepare...

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10 Industries That Could Profit From the Ashley Madison Hack

(14) Comments | Posted July 24, 2015 | 12:14 PM

The hackers who broke into AshleyMadison.com, a meeting place for people seeking extra-marital affairs, recently made good on their threat, exposing their first hostage-victim, a Massachusetts man.

There are 37 million more quivering masses of flesh where he came from, and the people behind the compromise have vowed to release...

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9 Summer Scams and How You Can Avoid Them

(4) Comments | Posted July 23, 2015 | 7:31 AM

Summer is a time for sun, fun, exploration and relaxation. Unfortunately, as we unwind there are those who gear up to take advantage of our moments of diversion and distraction. Scammers love summer, too.

Here are a few summer scams that can turn a much-needed break from work into a...

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The Federal Government Needs a Cybersecurity Marathon, Not a Sprint

(7) Comments | Posted July 15, 2015 | 5:54 AM

You may not have heard of Tony Scott, but that may change next week.

Over the past 16 years, he served as the chief information officer (CIO) for both Microsoft and Walt Disney, and from 1999-2005 he was the chief technology officer of information systems and services at General Motors...

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Open Letter on the OPM Breach

(18) Comments | Posted July 10, 2015 | 12:44 AM

"It's really frustrating to think that my family might suffer from my information having been stolen." Those are the words of David Thul, who served 22 years with the Minnesota National Guard, was deployed to Kosovo in 2003 and again to Iraq from 2005 to 2007. "My country didn't have...

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The Millennial Mindset That's Setting Them Up for Financial Success

(4) Comments | Posted July 9, 2015 | 6:41 AM

Millennials are big on communication and DIY projects. While some say they are self-centered, or even self-obsessed, others point to their tendency for group-think and communitarian leanings. They believe more in the power of their network of friends than in institutions.

One thing is for sure: Millennials are heavily invested...

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Does Your State's Unclaimed Funds Expose Too Much Private Information?

(1) Comments | Posted July 1, 2015 | 7:32 AM

When it comes to privacy, not all states are alike. This was confirmed yet again last week in the 50 State Compendium of Unclaimed Property Practices we compiled. The compendium ranks the amount of personal data state treasuries expose during the process...

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Is Your State Helping Scammers Rip You Off?

(4) Comments | Posted June 25, 2015 | 8:14 AM

As cybercriminals become more skilled, the privacy practices at many organizations have not kept apace. In the State Compendium of Unclaimed Property Practices that I've compiled, I found this to be the case at many state treasuries where the data exposed provides fraudsters with a crime exacta: claiming money that...

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The Real Question We Should Be Asking After the Massive Government Hack

(0) Comments | Posted June 10, 2015 | 9:06 AM

True or False? There was no way the Office of Personnel Management could have prevented hackers from stealing the sensitive personal information of millions of federal employees, past and present.

If you guessed "False," you'd be wrong. If you...

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5 Ways the IRS Scammers Could Have Stolen All Those Tax Returns

(2) Comments | Posted June 4, 2015 | 9:03 AM

Last week, the Internal Revenue Service revealed that a group of organized criminals effectively walked through their front door and used an application on its "Get Transcript" site to pore over the past tax returns of more than 100,000 Americans. According to several news reports, the stolen information was deployed...

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5 Ways Your Email Address Can Be Used Against You

(7) Comments | Posted May 27, 2015 | 7:40 PM

Email addresses are like opinions--nearly everyone has one. It is the most public piece of personal information you have besides your name. But what you may not know about your email address could hurt you.

Your email may not seem like personally identifiable information at first blush, and for good...

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5 Identity Theft Facts That Will Terrify You

(7) Comments | Posted May 21, 2015 | 8:14 AM

Identity theft was the number one consumer complaint at the Federal Trade Commission last year. So far in 2015, the data breach problem that drives so many identity-related crimes has gotten worse. The massive compromises at Anthem and Premera alone put a combined 91 million records in harm's way.

With...

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Wetware: The Major Data Security Threat You've Never Heard Of

(2) Comments | Posted May 14, 2015 | 7:01 AM

For the first time, according to a recent study, criminal and state-sponsored hacks have surpassed human error as the leading cause of health care data breaches, and it could be costing the industry as much as $6 billion. With an average organization cost of $2.1 million per breach, the results...

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This Mother's Day Should You Press Flowers or Fraud Charges?

(2) Comments | Posted May 7, 2015 | 9:37 AM

Mother's Day is a special time to celebrate all those kisses and hugs, the rides to the mall, the doctors' appointments, the countless soccer-basketball-baseball games, a special note tucked into a pocket or care package sent to camp. But remember sometimes it's what a person doesn't do that matters, and...

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Can Smart Cities Stop Hackers?

(2) Comments | Posted April 30, 2015 | 7:01 AM

A monster storm is on a collision course with New York City and an evacuation is under way. The streets are clogged, and then it happens. Every traffic light turns red. Within minutes, the world's largest polished diamond, the Cullinan I, on loan to the Metropolitan Museum of Art from...

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The Social Security Number Is Dead. Long Live the Social Security Number?

(3) Comments | Posted April 23, 2015 | 8:40 AM

I am a senior citizen. While this distinction entitles me to a variety of perks like discounted movies and bus fare -- as well as the occasional free doughnut (seriously) -- it's also a ticket to the identity theft lottery.

Turning 50 gets you an invitation to...

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Should We Kill the Social Security Number?

(52) Comments | Posted April 16, 2015 | 7:08 AM

While tax season is still producing eye twitches around the nation, it's time to face the music about tax-related identity theft. Experts project the 2014 tax year will be a bad one. The Anthem breach alone exposed 80 million Social Security...

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Last-Minute Tax Filers, Beware of This Obamacare Scam

(1) Comments | Posted April 9, 2015 | 8:58 AM

For all stripes of rip-off artist, tax season might as well be called open season. Scams are legion, and navigating a solution after the fact can be somewhere between maddening and negotiating an Iran deal that everyone likes. Last month the...

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It Took Just One Email to Compromise the Leaders of the Free World

(3) Comments | Posted April 2, 2015 | 7:07 AM

Whether an autofill mishap or a "What in the name of God were you thinking?" move, somebody's shrimp is on the barbie at Australia's immigration department after an officer there emailed President Obama's passport number and other personal information to an organizer at the Asian Cup football tournament. And before...

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How This Federal Data Breach Law Could Actually Hurt Consumers

(1) Comments | Posted March 27, 2015 | 7:52 AM

With each passing brand name mega-breach--Home Depot, Target, JPMorgan Chase, Anthem--it becomes ever more urgent for government and industry to get on the same page about how to protect consumers.

Sadly, not all laws are created equal, and there are few better examples of this homespun truth than a would-be...

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