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Adam Levin
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Adam K. Levin is a consumer advocate with more than 30 years experience in personal finance, privacy, real estate and government service. A former director of the New Jersey Division of Consumer Affairs, Levin is Chairman and founder of Identity Theft 911, Chairman and co-founder of Credit.com and serves as a spokesperson for both companies.

Entries by Adam Levin

Can One of These Obsessions Get You Scammed?

(0) Comments | Posted August 22, 2014 | 7:33 AM

We all have our areas of interest -- make that obsession -- and when something related to them crops up online, we can be instantly transformed into monster click machines. The problem here: Many of those clicks can either lead to your victimization or becoming an unwitting co-conspirator in cybercrime.

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Name Scams: 3 Ways You Can Get Got

(4) Comments | Posted August 15, 2014 | 8:46 AM

Your personally identifiable information (PII) is all around you, and much of it is impossible to protect. While your driver's license and Social Security numbers are a significant part of the equation, you can take certain protective measures to keep those from...

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The Hidden Dangers in Your Kid's Backpack

(4) Comments | Posted August 7, 2014 | 7:55 AM

Whether you're scanning the surf to protect your little ones from a rogue jellyfish, lazing at home on a stay-cation or carting kids to camp, you're probably already thinking about your back-to-school to-do lists.

While you're out there searching for the perfect backpack for your child, the more important consideration...

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How Much Do You Know about Protecting Your Identity? (Quiz)

(0) Comments | Posted August 1, 2014 | 6:07 AM

The first step when it comes to identity theft is admitting you have a problem. Knowing your ID IQ is a good place to start.

You've probably seen those red-and-white buttons that warble when swatted, "That was easy!" However, on the battlefield of identity theft awareness, nothing is easy....

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At 3 Years Old, the Consumer Financial Protection Bureau Gives Americans a Soapbox

(7) Comments | Posted July 25, 2014 | 10:16 AM

America's newest federal agency just turned 3 years old, and it continues to be the preferred punching bag for everyone from the American Bankers Association to politicians like Rep. Spencer Bachus (R-Ala.), who once famously and proudly proclaimed that, "Washington and the regulators are there to serve the banks." The...

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5 Ways Your Kids Can Bust Your Summer Budget

(0) Comments | Posted July 17, 2014 | 8:36 AM

If you're a parent, summertime can mean trips to the beach (along with parking fees, ice cream runs, boardwalk arcade games, funnel cakes, cotton candy, gaily painted hermit crabs, etc.), setting up camp on some far-away stunning vista (and all the must-have sundries and amenities) and, of course, hours of...

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How to Fraud-proof Your Home

(1) Comments | Posted July 10, 2014 | 9:13 AM

Summer is here. There will be barbecues. Sand will find its way into the strangest places. Your family, extended family, kids' friends and friends of friends -- even complete strangers -- will sail in and out of your home. But that's okay, because you've fraud-proofed your house... right?

Identity theft...

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Shred, White and Blue: Freedom From Identity Theft?

(1) Comments | Posted July 3, 2014 | 9:08 AM

It's finally here. You've been saving up for months. This is your day. You are the Master of the Data Security Universe, Ms. Never-Gonna-Happen-To-Me, Captain Try-Personally-Identifying-This. And you're going to... a Shred-a-Thon!

Yes, it's that time of the year when friends and neighbors gather in the haze of grilling hot...

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9 Impulse Purchases You Instantly Regret

(2) Comments | Posted June 26, 2014 | 8:44 AM

A new survey conducted by Bankrate.com reported that a quarter of Americans had no savings to weather financial hard times. It didn't matter if the respondents were relatively higher earners: Folks are spending pretty much what they make. Impulse purchases are definitely a culprit here, along with the...

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Could an Adopt-a-Loan Program Take a Bite Out of Student Debt?

(1) Comments | Posted June 20, 2014 | 7:57 AM

The private sector adopts all sorts of things -- highways, parks, medians, pets, pet projects -- so why not student loans? With the right tax incentives, an Adopt-a-Loan program could help ease the current financial quagmire of $1.3 trillion in student loan debt.

Earlier this week, Starbucks announced a plan...

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After the Big Data Breach, Has Target Learned Its Lesson?

(0) Comments | Posted June 12, 2014 | 9:16 AM

Peter Drucker, considered by some to be "the man who invented management," usually gets credit for the phrase, "Culture eats strategy for breakfast." Target's woes following its historic data breach last November proves how true it is.

It seems...

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This Government Database Could Know Almost Everything About You

(8) Comments | Posted June 5, 2014 | 8:59 AM

Millions of Americans may soon become part of an expanded government database that would give two federal regulatory agencies an up-close and personal (perhaps too up-close and personal) view of their private financial lives that, if breached, could make for a really bad day for a whole lot of people.

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Cybercriminals Have Your Number, But Which One?

(0) Comments | Posted May 28, 2014 | 10:28 PM

The Star Wars Cantina of cybercriminals targeting your identity, health care, finances and privacy today might seem like a movie you've seen so many times you could lip sync the entire thing. Nevertheless, cybercrime and identity-related scams change faster than trending hashtags on Twitter, and the fact is nobody knows...

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4 Ways New Grads Are Vulnerable to Identity Theft

(0) Comments | Posted May 20, 2014 | 6:02 AM

As new graduates climb down from the ivory tower (diploma in hand), many will be facing "real world" transactions for the first time, and they are at risk. Identity-related crimes, bad deals and credit score pitfalls pockmark the road ahead. And for those new grads who are thinking, "It can't...

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3 Student Loan Strategies That Won't Get You Out of Debt

(2) Comments | Posted May 15, 2014 | 9:05 AM

Class of 2014, the time has come to find a job and start paying down your student loans. Like many young graduates, you probably don't feel like embracing this particular change. If that's the case, I'd like to suggest you at least consider shaking its hand.

Commencement season is here,...

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Could a Bad Credit Score Make You Homeless?

(2) Comments | Posted May 14, 2014 | 8:54 AM

A landlord in San Francisco recently wrote letters to tenants that said if their FICO credit score was below 725 or they made less than $100,000 a year, they would have to move out. A media dust-up ensued...

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Data Security: Can Corporations Protect Us From Hackers?

(0) Comments | Posted May 8, 2014 | 8:49 AM

Gregg Steinhafel's ouster at Target this week was a major C-Suite casualty in corporate America's war on hackers. Sales took a major nosedive after the retailer's big data security breach hit the news last December, with fourth-quarter profits down 46 percent. So...

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A Parent's Guide to Stopping Child Identity Theft

(0) Comments | Posted May 6, 2014 | 8:20 AM

Mother's Day and Father's Day aren't only boons to the greeting card business -- for parents they provide a welcome break, a chance to sleep in and take it easy, and spend some quality time thinking about... child identity theft. Huh?

OK, maybe you aren't kicking back in your down-time...

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Could Your Mother's Online Sharing Cost You Big Time?

(0) Comments | Posted May 1, 2014 | 8:35 AM

With Mother's Day just around the corner, it's quite natural to reflect upon the innumerable ways our mothers have made us the men and women we are today. But while lost in that reverie, consider this: In her love for you and your family, and her desire to share online...

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Data Breaches: Why Assigning Blame Is a Zero-Sum Game

(2) Comments | Posted April 29, 2014 | 8:19 AM

Today's data breaches are like a game of musical chairs: sooner or later, you'll have to face the music. Last year was bad for data security: More than 800 million records containing sensitive consumer data were exposed. News of breaches keeps rolling in. Identity theft--which had been considered...

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