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Adam Levin
Adam K. Levin is a consumer advocate with more than 30 years experience in personal finance, privacy, real estate and government service. A former director of the New Jersey Division of Consumer Affairs, Levin is Chairman and founder of IDT911, Chairman and co-founder of and serves as a spokesperson for both companies.

Entries by Adam Levin

How to Master Your Credit Scores Without a Trial By Fire

(0) Comments | Posted October 1, 2015 | 6:33 AM

I was visiting a house of worship last Sunday -- no, I didn't have to wear a name tag -- and while listening to Pastor Ryan (who coincidentally is also a lawyer) talk about the ways in which one can gain wisdom, the life lesson he discussed has applications far...

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How to Keep Scammers From Pulling an Identity Theft Double Whammy

(0) Comments | Posted September 24, 2015 | 7:52 AM

When it comes to data security and the real-life impact of identity theft, public awareness is at an all-time high. But there is still great confusion and ignorance about what it is, how it happens, and what can be done to avoid the pitfalls of life after a data...

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The Medical Identity Theft Apocalypse? Fear the Walking Files

(5) Comments | Posted September 17, 2015 | 7:10 AM

Criminal cyber attacks on health care information repositories have increased 125 percent since 2010. With the announcement of the Excellus breach last week, the total number of big-headline medical information compromises reported in 2015 (such as Anthem, Primera, Carefirst) had crossed the mind-blowing demarcation line of 100 million files.


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16 Ways You May Be Exposing Yourself to Fraud

(8) Comments | Posted September 11, 2015 | 9:37 AM

Stand in front of a mirror. There's the enemy. Fraud doesn't happen to you in a vacuum. Our personally identifying information (PII) doesn't just get magically swiped. We "swipe" our information all the time, and it's time to stop.

The world runs on information, and no amount wishful thinking...

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Don't Wait Until 2016 to Make a Credit Resolution

(0) Comments | Posted September 10, 2015 | 6:27 AM

I get a lot of puzzled looks when I start wishing people Happy New Year after Labor Day -- 2016 is four months away, after all. While the Jewish New Year is in two weeks, I'm not talking about that, either. (But since I mentioned it: Happy New Year to...

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Did You Make One of These 7 Back-to-School Shopping Mistakes?

(0) Comments | Posted September 2, 2015 | 8:08 AM

As kids across the country embark on that saddest of journeys back to school after a summer of fun, wondering where all the time went, many parents may be having a similar reaction to the frenzy of back-to-school shopping and where their money went.

While getting a child equipped for...

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Privacy Is Dead: What You Still Can Do to Protect Yourself

(4) Comments | Posted August 27, 2015 | 6:19 AM

When it comes to cybersecurity, we are all in a state of emergency, but the real question is -- is anybody listening?

A recent poll commissioned by Intercede, a digital security company, asked more than 1,000 men and women between the ages of 16-35 (aka millennials) in...

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Life After Ashley Madison: How to Operate in a World Without Secrets

(0) Comments | Posted August 19, 2015 | 3:41 PM

The other cufflink dropped in the Ashley Madison hack Tuesday.

According to Wired, 9.7 gigabytes of Ashley Madison data were dumped on the dark web, and the collection appears to "include account details and log-ins for some 32 million users." Where we go from here is anyone's guess.

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The Socially Transmitted Disease That Has No Cure: Identity Theft

(7) Comments | Posted August 13, 2015 | 6:38 AM

Whether you are new to college, single and dating or newly divorced (because you panicked and confessed when news of the Ashley Madison hack hit the media), I'll bet there is at least one socially transmitted disease you haven't started worrying about: identity theft.

If you use Facebook, you're...

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The Most Dangerous Identity Theft Threat

(6) Comments | Posted August 6, 2015 | 6:47 AM

Last weekend, TheUpshot published the most dangerous identity theft threat: the non-expert's tendency to underestimate the magnitude of problem. The piece in question argued that the consequences of most identity theft have been exaggerated (by identity theft experts like me), and that, "only a tiny number of...

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Not So FAFSA: How to Avoid a Student Aid Scam

(1) Comments | Posted July 30, 2015 | 7:12 AM

As July melts into August, many college-age students are once again turning their thoughts (if they haven't done so already) to that beast of complexity, the FAFSA form - which students must fill out if they want to receive financial aid. While there are many reputable companies that help prepare...

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10 Industries That Could Profit From the Ashley Madison Hack

(14) Comments | Posted July 24, 2015 | 12:14 PM

The hackers who broke into, a meeting place for people seeking extra-marital affairs, recently made good on their threat, exposing their first hostage-victim, a Massachusetts man.

There are 37 million more quivering masses of flesh where he came from, and the people behind the compromise have vowed to release...

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9 Summer Scams and How You Can Avoid Them

(4) Comments | Posted July 23, 2015 | 7:31 AM

Summer is a time for sun, fun, exploration and relaxation. Unfortunately, as we unwind there are those who gear up to take advantage of our moments of diversion and distraction. Scammers love summer, too.

Here are a few summer scams that can turn a much-needed break from work into a...

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The Federal Government Needs a Cybersecurity Marathon, Not a Sprint

(7) Comments | Posted July 15, 2015 | 5:54 AM

You may not have heard of Tony Scott, but that may change next week.

Over the past 16 years, he served as the chief information officer (CIO) for both Microsoft and Walt Disney, and from 1999-2005 he was the chief technology officer of information systems and services at General Motors...

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Open Letter on the OPM Breach

(18) Comments | Posted July 10, 2015 | 12:44 AM

"It's really frustrating to think that my family might suffer from my information having been stolen." Those are the words of David Thul, who served 22 years with the Minnesota National Guard, was deployed to Kosovo in 2003 and again to Iraq from 2005 to 2007. "My country didn't have...

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The Millennial Mindset That's Setting Them Up for Financial Success

(4) Comments | Posted July 9, 2015 | 6:41 AM

Millennials are big on communication and DIY projects. While some say they are self-centered, or even self-obsessed, others point to their tendency for group-think and communitarian leanings. They believe more in the power of their network of friends than in institutions.

One thing is for sure: Millennials are heavily invested...

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Does Your State's Unclaimed Funds Expose Too Much Private Information?

(1) Comments | Posted July 1, 2015 | 7:32 AM

When it comes to privacy, not all states are alike. This was confirmed yet again last week in the 50 State Compendium of Unclaimed Property Practices we compiled. The compendium ranks the amount of personal data state treasuries expose during the process...

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Is Your State Helping Scammers Rip You Off?

(4) Comments | Posted June 25, 2015 | 8:14 AM

As cybercriminals become more skilled, the privacy practices at many organizations have not kept apace. In the State Compendium of Unclaimed Property Practices that I've compiled, I found this to be the case at many state treasuries where the data exposed provides fraudsters with a crime exacta: claiming money that...

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The Real Question We Should Be Asking After the Massive Government Hack

(0) Comments | Posted June 10, 2015 | 9:06 AM

True or False? There was no way the Office of Personnel Management could have prevented hackers from stealing the sensitive personal information of millions of federal employees, past and present.

If you guessed "False," you'd be wrong. If you...

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5 Ways the IRS Scammers Could Have Stolen All Those Tax Returns

(2) Comments | Posted June 4, 2015 | 9:03 AM

Last week, the Internal Revenue Service revealed that a group of organized criminals effectively walked through their front door and used an application on its "Get Transcript" site to pore over the past tax returns of more than 100,000 Americans. According to several news reports, the stolen information was deployed...

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