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Andrew Reinbach

Andrew Reinbach

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Health Care Could Kill Us: We Don't Have to Let It

Posted: 05/23/11 01:09 PM ET

News that Vermont's Senate recently passed a single-payer health care system must have gladdened many progressive hearts, but truth be told, future health care costs would bankrupt America even if single-payer systems spread nationwide.

That's because the problem's not in the accounts receivable department; it's the actual cost of health care, now growing at roughly seven percent a year. That's about twice as fast as the economy grows in an average year.

And since the future of Medicare is one of the things forced onto the table by Republicans as part of a deal to raise the debt ceiling, minimizing that rate of growth could mean the difference for many aging Americans between some health care, and, under the Ryan Plan, de facto health care rationing according to the ability to pay.

Meanwhile, saying you've solved America's health care crisis by changing how you pay for it is like saying you've stopped the spread of nuclear weapons by outlawing the nicknames of certain missiles. And because the country is getting older and sicker, focusing on how to pay, instead of what you pay, does almost nothing to bend the cost curve.

The Alzheimer's Association, for instance, says the cost of treating that disease will grow from $189 billion in 2015, to over $1 trillion in 2050. That's twice what we spend for Medicare today. And the National Cancer Institute expects annual cancer treatment costs will grow 27 percent by 2020, to $158 billion.

Can we do anything about this? Maybe, if we come to grips with the fact that there are worse things in life than death, that modern medicine offers many of them, and that with today's medical technology, a worst-case scenario isn't dying -- it's years of falling apart, slowly, ending with a few years of progressively aggressive treatment that basically keeps you, well, not dead.

This nightmare has been given to us by what Daniel Callahan and Sherwin B. Nuland, in a May 9th article in The New Republic titled "The Quagmire", call The War on Death. The article isn't available free online.

What we've bought into, say the authors, is the idea that we're all somehow going to live a long and healthy life, followed by a brief decline and a quick, easy death -- hopefully, while we're sleeping. A pretty picture; and pretty unrealistic.

"What we need is a different philosophy about death and dying," says Callahan, who's president emeritus of The Hastings Center.

The good news in that grim analysis is that it finesses the toughest political problem about medical care in America -- the screaming on the Right about so-called socialized medicine and death panels.

This is because what we're talking about here is mostly a matter of personal choice, and professional guidelines, not government programs. No faceless government bureaucrats play any part in this -- although personally, I've never seen any difference between faceless government bureaucrats making health care decisions, and faceless private health insurance bureaucrats making the same decisions.

This doesn't mean making choices like that is easy. It's not, not by a long chalk. Most people don't want to talk about dying. And that goes double for families with elderly parents, who will otherwise wind up managing their parent's care in those last, machine-filled days in the ICU.

But if we can bring ourselves, as individuals, to move past the fantasy of a good, long life and a good, short death as some sort of real probability; come to grips with the fact that, as medicine is practiced now, it's likely to put us on a road to the reverse; and organize our personal health care around avoiding that worst-case scenario; we can not only avoid that horror in the ICU -- we can maximize the likelihood that we, as a people, can enjoy decent healthcare for all, however we pay for it.

There are some other things we can do as well. For one, as Callahan and Nuland say, we can do something about the very high costs of medical school. As they point out, those costs force young doctors into the big-money medical specialties that let them repay their debts, but starve America for the primary care physicians we need to manage our health.

Another: we can stop buying the latest drug as if it was a flashy new toy, and rely on tried and true medicines that do pretty much the same job for fractions of what the new drugs cost. This is a different version of what Callahan means when he talks about needing a different philosophy about death and dying; these new drugs are inevitably sold as great advances in medicine, offering almost unlimited health, while never mentioning the cost.

A senior FDA scientist, speaking on condition of anonymity because he isn't authorized to speak to the press, told me that not only are the potential side-effects of most new drugs often poorly understood; but that they produce only very marginal improvements in results in return for vastly higher costs.

Securities research for pharmaceutical companies, for instance, routinely touts the financial value of such drugs not only because they produce higher profits today, but -- because they often have to be taken more or less permanently -- produce reliable, long-term revenue streams. This is great for pharmaceutical companies; but for Americans paying taxes and insurance premiums, not so much.

A third thing we can do: think about what we're giving our elderly relatives when we start fighting to keep them alive -- an all-too-common scenario-- and show some courage and compassion.

Let me tell you a little story. My best and oldest friend -- we were like brothers for 50 years -- died about three years ago from cancer-related complications. His wife was his health care proxy, and I was his back-up proxy. He had no hope of any recovery, his condition wasn't reversible, and he made us promise that whatever happened, he wouldn't end up on a respirator.

He did though, for reasons that don't matter now. It's enough to say he still didn't want to be on it, knew he was dying that day, and wanted to go. All his wife had to do was give the order to disconnect him; the medical staff was standing by.

But she couldn't pull the trigger. She's in no way a bad person; it just wasn't in her. I had to do it, and was proud to give my friend what he wanted. After all, he would have done it for me.

Of course, if I hadn't been there, the hospital would have had to do everything in their power to keep him from dying as long as possible, running up millions of dollars in bills that, one way or another, would have paid for by you and me. For no result.

I'm sure there are other things we can do to control costs instead of just deal with the payments piece. These are just three of them. But it seems to me that if we can screw up our courage, face the facts and choose wisely, we can have a batter life and a better death, and the American people can have better health care in the bargain.

That seems to me to be a goal worth pursuing.

Visit me at www.Reinbachsobserver.com

 
 
 
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original joanie
liberal teacher
12:41 AM on 06/13/2011
If it is just insurance companies, get rid of them. But I'm wondering if there isn't more to it. Why should a knee replacement cost $45,000 to $65, 000? Or a fairly simple operation - the way it is done in NY (one per half hour) - cost $60,000? Both operations provide quality of life and are not just prolonging death. In 1976, My mother had complicated open-heart surgery (involving pulmonary veins and valves not known about until they were in) and it cost her $13,000. My own spinal cord surgery (tumor) cost $15,000 in 1988. So, why the increases? Is it just insurance companies? Or are doctors getting greedier as well?

This is not as simple as it sounds. There's a boatload of profiteering in medicine today. We need to dig deeper. Also, I'm older now and finding out that many docs won't accept medicare. In my opinion, it is all about greed, greed, greed.
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LawrenceRoth
Real Liberal. Real American.
08:12 AM on 05/25/2011
"Meanwhile, saying you've solved America's health care crisis by changing how you pay for it is like saying you've stopped the spread of nuclear weapons by outlawing the nicknames of certain missiles," contains a false presuppisition.

The pay problem is that insurance companies are taking money but denying benefits. Single payer is about getting the most benefit out of money towards insurance.
04:26 PM on 05/24/2011
what i don't understand is why health care costs are rising... in the vision insurance industry I'm not sure we've seen such a trend..

Colleen Ahern
http://www.blockvision.com
itolduso
lateral thinker
01:08 PM on 05/24/2011
The most terrifying thing to me is to be a middle aged person with a pretty good private hc plan in Florida- the land of Medicare..... because my plan re-imburses Dr.s at a higher rate, they have a strong incentive to over prescribe tests & treatments.....I had to drag my husband away from one Dr. who insisted on ordering a 'biopsy based solely on one PSA test that showed a slightly elevated level....when I suggested we wait 6 weeks and run the test again, or at least first try a less invasive exam to check for growths, he got angry & threatening- we changed dr.s, my husband is fine. I only keep my policy for 'emergencies', I feel too threatened to even go for regular checkups because of their propensity to order too many procedures. This whole system sucks.
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tbone99
cruisin' duality
11:59 AM on 05/24/2011
I am a nurse . I can vouch that almost every single drug given requires another drug to take care of the side effects, sometimes several other drugs.
Talk about pharmaceutical companies multiplying their income streams!

medical marijuana on the other hand has few to no side effects
10:19 AM on 05/24/2011
If we consider several numbers accepted at the Congressional hearings leading up to the passage of Obama-Care: 30% of the GNP is attributable to health care. 30% of health insurance premiums go to PROFIT. Add to that 30% profit the unnecessary overhead of vastly overinflated salaries of top executives and enormous commissions to salespeople and we have at least 45% of 30% of the GNP unnecessarily being lavished upon the very few who actually produce NOTHING - they are not health care providers. The drug companies have had Bush make it illegal to buy the very same drugs in Canada for 1/3 the price. Most elderly people have not overcome this inhibition and are not being their drugs over the web from Canada. Also large groups such as Medicare are not allowed to negotiate for big group discounts for drugs as they can for every other commodity such as computers. Maintenance of this egregious status quo is via an anti-trust exemption for the health insurance industry which Obama-Care did not get rid of. The cost reduction possibilities mentioned in the article are valid BUT are completely SECONDARY to where the most money can be saved the quickest and most directly which is by establishing a major single payer government system for BASIC health care. Private supplemental health insurance can be available for those wanting better coverage. Once such an environment is established all the other problems can be more easily solved.
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07:40 AM on 05/24/2011
I think we need to look beyond "healthcare equals end-of-life" and observe that "the assurance of health care is a basic element of life." You cannot live, if sickness means swift and utter financial ruination both for you and for your family. And, you cannot get well if a "not-for-profit" health care company that turns an entire hillside in Chattanooga, Tennessee into a grandiose monument to itself can arbitrarily decide that you don't get treated because it would cost that company too much money ... or simply because, "well, they'd just rather not."

"Health care costs too much money" right now for two reasons:

(1) "Costs too much money" for you, means "makes a lot of money" for me.

(2) Those who can pay get fleeced for those who can't.

And what is the obstacle to change? Well, in my bullet-point #1, consider who "me" is. It's not just the health-care provider companies; it's also politicians. Don't call them "campaign contributions" ... call them what they are: bribes. When you do that, you can turn to the twenty-fifth word of the fourth section of the second article of our Constitution and there you'll see the same word: "bribery," etched alongside "treason."

I think there's a lesson in that.

We either "get what we want," or we "get what they get paid for." And our founding document plainly says, Supreme Court notwithstanding, that the latter is illegal.
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Andrew Reinbach
is Grand Vizier of ReinbachsObserver.com
09:55 AM on 05/24/2011
Thank you, Sundial. It was a great pleasure to read your comment; it was clear, concise, informed, pointed, and placed the subject in context. I'd wish you were a writer, if I didn't know what that meant.
There's a good business argument in favor of universal care, too: On the one hand, a healthy workforce is a productive, efficient, and competitive workforce, so it's in the interests of business to promote said healthy workforce. On the other hand, our overseas competitors don't have the overhead for healthcare insurance American companies do, because said universal healthcare-the much-maligned "socialized medicine"--costs them less in taxes than ours does in employer premiums, so that they beat the pants off us in contract bids, get the business, and maximize market share.
Yet the US Chamber of Commerce opposes anything like universal health care, allegedly out of concern for increased government intervention in the marketplace. The real concern, of course, is decreased profits for the healthcare industry in all its iterations. And our government, gears oiled by the "campaign contributions" you so correctly identify as bribes, goes along.
I know there's a logical disconnect in there somewhere....
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kokobell616
No news is new news when old news is newsworthy.
07:25 AM on 05/24/2011
I wonder if the cost of health care would keep rising if single payer primary care were to be enacted. As it is now any and every person, company or whatever pays just a little bit more through insurance premiums. When the cost is shared by tens of thousands or even millions then the cost is negligible. Except as pointed out, a 7% increase or more a year. To my mind there is a flaw in our current system which allows for the over pricing to be shared. Not only are we paying for insurers profits at whatever percent. We are paying for doctors profits. Medical equipment makers profits. I am all for making a profit. We kinda need that I suppose. What gets me is the fact that who rakes in the most profits are the people in business to pool 'our' money. When I hear people describe how this or that insurance company had to pay out so much for what ever. Its like pounding my head on a pole.IT'S NOT THEIR MONEY!!. Its my money, and yours. Take that profit away. BCBS at least mine pays at the medicare rate to member doctors. Allow our insurance companies to form alliances with health care providers with the stipulation that there will be smaller increases in cost or our business will be elsewhere.

Ranting, Raving, Lunacy.

I feel better now. ( :
04:10 AM on 05/24/2011
Your friend was lucky that you had to the courage to do what was right. Sorry for your loss. As for healthcare, who knows what to think anymore with both sides claiming they are right. All I know is I'd rather have the doctors come up with the solutions, rather than people who never worked in that field.
bichn
There ain't no rest for the wicked.
03:32 AM on 05/24/2011
Health care should not be a for-profit industry to begin with.
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tbone99
cruisin' duality
12:05 PM on 05/24/2011
Should we then stop researching "cures ", which are run by for profit industry?
Maybe then we could accept that if it can't be cured by old stand-bys or nutrition that our time is over?

I agree with the author that our attitude toward life and death are at the heart of the problem.
We expect we should live into our 80's , Perhaps that should be revised ?
bichn
There ain't no rest for the wicked.
03:39 PM on 05/24/2011
Research should not be done for profit but for the greater good.

If we make healthier choices we would all save a lot of money.
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tomteboda
01:00 AM on 05/24/2011
Ironically, on another article at this place, there's a discussion about a child with DiGeorge Syndrome.

http://www.huffingtonpost.com/2011/05/23/seth-petreikis-baby-with-_n_865490.html

His death is blamed on not having publicly funded transplants, regardless of the cost (the surgery alone, an experimental procedure, would've been $500,000; and then appx $2500 in anti-rejection drugs thereafter).

Reading the comments, people are utterly horrified that every single measure possible was not take to save this child's life... without any context at all the public cost.

No, you cannot put a price tag on a life. However, the concept that the infinite value of human life means you should be able to take infinite money from other people to pay for a human life is not only unrealistic but also inhumane, because in doing so you deprive others of ability to pay for their needs and the needs of their loved ones.
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tbone99
cruisin' duality
12:18 PM on 05/24/2011
Mothers will do ANY and EVERYTHING they can for their child. .. it is instinctive.It is madness to expect them to think abstractly

Unfortunately our healthcare system sets no realistic limits on their instinctual efforts to fight for their child
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smurrayesq
My Micro-bio isn't empty, it is secret
11:18 PM on 05/23/2011
I do not want to wind up in a hospital receiving extraordinary medical treatment, with no hope of a recovery that would let me live a semblance of a normal life. I doubt that others would voluntarily choose this fate either. How did we get to the point where it is better to live a non-life than to die?
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tbone99
cruisin' duality
12:13 PM on 05/24/2011
I think because so many people have come out the other side of extraordinary medical miracles . Each of us hopes we or our loved one will be the one who may do so too.It is kind of like the reason Americans back the tax cuts for the rich. Someday they hope they too may be rich.

In many other cases we start down a slippery slope without meaning to go there. I.e. someone has a stroke and gets a" temporary" feeding tube , til they regain their ability to swallow. But then that never happens ,instead they worsen but the feeding tube prevents their death
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farleft1917
Nothing is new but only forgotten.
09:51 PM on 05/23/2011
I choose not to live in fear, though I am one of five out of 30, who has survived from my class of 1971. My classmates died of drugs, cancers..a lot of cancer...and AIDs. I have lost 6 close friends to cancer in as many years. Each one knew they were dying far sooner than in the past and died horrifying and painful deaths. I choose life and now cannot be bothered to be scanned or poked...except for treatments that can do something other than write your death certificate.

So I've told my doctor not to check for prostate, nor bowel cancer, no lung cancer. I have a rare blood condition and I have that treated the old fashioned way.

Americans live in total fear of their bodies and allow doctors to hunt and spend money we cannot afford all so they get a great living. Fine but I take the advice of a surgeon once asked about his secret of good health: Never EVER go to a Doctor.

I now avoid the doctor's office and think I should get paid to do so:)
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Forrester1
06:36 PM on 05/23/2011
Problem 6- Get the AHA and the AMA out of control in our legislatures. With the re-design of the delivery system (the BIGGEST saving measure by far) we can remove the influence of the AHA. The AMA can focus themselves on the practice of medicine and quit bribing legislators to protect their scope of practice.

Problem 7- COsts of medical goods and drugs.
Solution: By removing the "competitive" barriers with the institution of a non-competitive, not-for-profit system, these systems can group together to buy drugs and goods, dropping the price significantly. Just one of the reasons drugs cost so little in other parts of the world.

Problem 8- all the problems discussed in this article. We currently spend around 25% (some studies) on primarily ICU care in the last 2 weeks of life. Great for the specialists, bad for cost.

Problem 9- Too much specialist care in ICU's.
Solution: Every facility with more than 20 ICU beds should be using Intensivists. Significant drop in costs and better outcomes.

There are others of course
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Forrester1
06:36 PM on 05/23/2011
Problem 1- too many hands in the healthcare pie-
Solutions: get rid of "corporate" health care and re-structure the system into a truly community based not-for-profit system that can be held accountable for "health" in a given area. The Public Utility model can help with the transition since we did this before with energy (electricity in particular). Many of the same problems.

Problem 2- too few primary care practitioners and too many specialists in some areas.
Solution: Open up the doors for Nurse Practitioners to fully practice in all 50 states. More innovative primary care delivery models based on community needs, not physician driven 9 to 5 operations.

Problem 3- Administrations who know very little about healthcare.
Solution: Let nursing run our healthcare facilities..they know healthcare and are fully committed to patient care.

Problem 4- 1,000 different insurance plans. None of us can truly predict the healthcare needs we will have down the road. We need a single payer system to control pricing and distribute the resources equitable.

Problem 5- Lack of individual accountability. We all know to eat a balanced diet, get regular exercise, avoid fatty foods, not smoke, control our weight, etc.
Solution: unknown. How many different ways can we say this?
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powermuffn
Humble, progressive viewpoints since 1972
07:16 PM on 05/23/2011
Problem 10: Doctors need to quit over-prescribing medications to people who need to take more sane and reasonable measures to insure their own life and health, such as quitting smoking and losing weight. Doctors often prescribe medication upon medication (mostly expensive, name-brand ones rather than generics) that would be unnecessary if the person would only take responsibility for their own lives. The amounts of money the American Taxpayer has to pay simply on the basis of adult-onset (i.e. weight-caused) diabetes is staggering.
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Forrester1
08:20 PM on 05/23/2011
Doctors are giving people what they expect. They overprescribed antibiotics because people demanded antibiotics...even for viral infections.
On the other hand, medicine has portrayed this image of always having the right drug and procedure for everything just about.

If we go to physicians for care, and refuse to care for ourselves, what can we expect?
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tomteboda
01:19 AM on 05/24/2011
Are you suggesting overweight diabetics should not receive insulin?