Draw Options 
Future Credit 
Future Loan 
Future Home 
Future Equity in 
Case 1: 

After 10 Years 
$376,000 
$10,000 

$582,000 
After 20 Years 


876,000 

After 30 Years 


1,297,000 
1,265,000 
Case 2: Borrower 

After 10 Years 
136,000 
204,000 
592,000 
388,000 
After 20 Years 
215,000 
323,000 
876,000 
554,000 
After 30 Years 
339,000 
509,000 
1,297,000 
788,000 
Case 3: Borrower 

After 10 Years 
0 
177,000 
592,000 
415,000 
After 20 Years 
0 
461,000 
876,000 
415,000 
After 30 Years 
0 
932,000 
1,297,000 
365,000 
Case 4: Borrower 

After 10 Years 
0 
357,000 
592,000 
250,000 
After 20 Years 
0 
590,000 
876,000 
337,000 
After 30 Years 
0 
973,000 
1,297,000 
446,000 
Case 5: Borrower 

After 10 Years 
117, 000 
134,000 
592,000 
458,000 
After 20 Years 
185,000 
288,000 
876,000 
588,000 
After 30 Years 
292,000 
531,000 
1.297,000 
766,000 



















































































































































































