Jose A. Garcia Policy Fellow at NCLR and co-authored the book "Up to Our Eyeballs: How Shady Lenders and Failed Economic Policies are Drowning Americans in Debt."

As a Policy Fellow at NCLR, he is responsible for developing and executing a project plan and agenda for evaluating and analyzing relevant housing and banking public policies that affect the Latino community, with an emphasis on housing finance and the secondary mortgage market for the Wealth-Building Policy Project. He has over 10 years of experience working on household credit and debt, youth economics, voting rights, census advocacy and social-demographic analysis. Prior to working at NCLR, Jose was the Associate Director for the Economic Opportunity Program at Demos, where he authored dozens of reports on household debt, and co-authored the book "Up to Our Eyeballs: How Shady Lenders and Failed Economic Policies are Drowning Americans in Debt.". Mr. Garcia has spoken on television and on the radio and has been quoted in national, local, and ethnic newspapers and journals including The Boston Globe, BusinessWeek, USA Today, The Los Angeles Times, Fox Business New, Univision, and El Diario.