Matt Fellowes is the founder and CEO of United Income, a software company that helps its members bring more of their retirement dreams to life.  Prior to founding United Income, Matt was the Chief Innovation Officer at Morningstar and the founder and CEO of HelloWallet, an award-winning financial guidance software company purchased by Morningstar Inc. in 2014.  Earlier in his career, Matt was a Fellow at the Brookings Institution and an adjunct professor of public policy at Georgetown University and George Washington University. Matt currently sits on the Advisory Board of the Stanford Center on Longevity, the Board of Directors of Fellowes Inc., and a number of advisory councils. His business and academic work has been published in academic journals and covered in top media around the world, including feature stories in the Wall Street Journal, Economist, the New York Times, NBC Nightly News, CBS Evening News, and ABC World News, among others. Matt has testified in front of the U.S. Congress and State Houses across the country and advised dozens of elected officials, businesses, and banking regulatory agencies on consumer finance issues. A native of Chicago, he holds a PhD from the University of North Carolina at Chapel Hill, an MPP from Georgetown University, and a BA from St. Lawrence University. In addition to receiving numerous awards for his work, Matt had the honor of being selected as a "Top 100 Global Game Changer" by the Huffington Post and a "Tech Titan" by the Washingtonian. He lives in Washington, DC with his wife and two daughters.