Roberto G. Quercia directs the Center for Community Capital and is a professor of City and Regional Planning, Adjunct Professor of Public Policy, and a Faculty Fellow at the Center for Urban and Regional Studies at the University of North Carolina at Chapel Hill. He has published numerous articles, primarily on the topics of low-income homeownership, affordable lending and the assessment of lending risks, and homeownership education and counseling. Currently, Quercia leads major research projects in the areas of foreclosure prevention and mitigation, subprime and predatory lending, and financial services issues. He is also the principal researcher on an evaluation of a secondary mortgage market initiative for community reinvestment loans funded by The Ford Foundation. He has held appointments at the University of Texas (Arlington), the University of California at Berkeley, the Wharton Real Estate Center (University of Pennsylvania), and the Urban Institute in Washington, D.C. Dr. Quercia currently serves on the Editorial Boards of the journals Housing Studies and Housing Policy Debate, the Board of Directors of Affordable Rentals, Inc., and the Research Advisory Committee of the Center for Responsible Lending.