CDFIs base their success on the antiquated formula of going out and meeting their potential borrowers, assessing the potential to repay loans based on the borrowers' assets.
This is my Sunday column, while it specifically addresses Alameda County, chances are others may find similar experiences in their area.
The family ...
Single mothers living below the poverty line do not need additional help. Libraries and school lunches are a waste of the public's resources. And low income students, you're out too. Deal with it.
By the end of 2009 I predict President Obama will sign something that will be touted as health care reform. Whether that something will be classified as universal health care is yet to be determined.