As tempting as it may be to donate funds to another or new charity, not all charities are created equal... and some may even be scams!
The sense of retail urgency appears to have subsided as a result of the current state of the economy and better educated shoppers. But if you are much braver than I am, use these tips to use for Black Friday Weekend.
Unlike many, who literally fought their way to savings on Black Friday, I chose to shop online and visit local merchants. Black Friday and Cyber Monday are great but these days seem to pass local stores by -- well, not anymore!