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Entries by J.D. Roth from 08/2012

Ask the Readers: Should I Buy a New House?

| Posted 08.01.2012 | Money

If you were in this position -- your only debt was your mortgage, you had ample emergency savings, and you had an extra chunk of cash -- what would you do?

Ask the Readers: How Do You Handle Money Mistakes?

| Posted 08.07.2012 | Money

In a lot of ways, learning to be smart with money can be like learning to ride a bike. At first, the ride can be wobbly. Sometimes you might even fall.

The Calculus of Cats and Dogs

| Posted 08.16.2012 | Money

How long do you keep a pet, even when you can't really afford it? Do you sacrifice your family's well-being for that of the animal?

The Biking vs. Driving Calculator

| Posted 08.22.2012 | Money

For longer trips (such as the 8-1/2 mile jaunt into downtown Portland), I've been using my bike. Portland has one of the country's best biking cultures, so this is easy to do. And fun. And it's cost effective. How cost effective? That's the real question, isn't it?

Earning, Spending, and Saving: The Building Blocks of Personal Finance

| Posted 08.29.2012 | Money

Your goal should be to create as big a gap as possible between earning and spending. How do you do that?