06/16/2010 05:12 am ET Updated May 25, 2011

2010: The Year of the Pothole?

I have a new nemesis. Its name is 287. Precisely a stretch of 287W between Exit 8 in White Plains, New York and the Tappan Zee Bridge. Driving home a few days ago, I felt like the little frog in the old video game except rather than manically switching lanes trying to avoid getting smashed by cars, I was weaving trying to avoid potholes. I am not the only one.

Thanks to the vicious winter, the potholes this year are not only more prevalent - they're bigger. A recent USA Today story cited a tripling of potholes in Wichita, a doubling of the amount of material needed last year for repairs in Sioux Falls, and an extra $12 million just added to the road maintenance budget for the state of Iowa.

But what do you do when one not only ruins your trip but also does damage to your car or tires? Walletpop's writer, Jean Chatzky provides some tips on collision insurance. Did you know that your car can be covered due to damage from a pothole? Find out more at