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Beverly Blair Harzog
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Blog Entries by Beverly Blair Harzog

Top Credit Cards to Use for Holiday Shopping

Posted November 17, 2010 | 14:15:56 (EST)

Start your engines, shoppers! It's that time of year when we all dig into our pockets to spread a little cheer. If you can't afford to dig too deep -- and who can? -- consider using one of these cards to save a little money.

Chase Freedom® Visa...

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Top 5 Signs You Need a New Credit Card (PHOTOS)

Posted November 15, 2010 | 12:52:40 (EST)

Life changes. It happens whether we like it to or not. And when changes occur, we often develop new credit card needs. Sometimes the signs that you need a new card are subtle. But sometimes they smack you right in the face.

If you experience any of the...

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What's Hot -- and Not -- About Prepaid Debit Cards

Posted November 5, 2010 | 17:21:52 (EST)

If you listen to the media, you'd think we'd all dropped our credit cards in favor of swiping prepaid debit cards instead. Sure, there's plenty to like about prepaid debit cards, but there are various downsides to think about, too. Before you kick your credit card...

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5 Credit Card Traps That Can Ruin Your Retirement

Posted October 22, 2010 | 14:35:42 (EST)

Your golden years should be filled with things you've always dreamed about. Maybe it's a cruise to the Mediterranean with your significant other. Or maybe you're just looking forward to having the time to attend your grandson's baseball games.

These dreams can quickly turn into nightmares if you aren't careful...

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5 Most Dangerous Things to Do With Your Credit Card

Posted October 8, 2010 | 15:14:25 (EST)

When you think about the words "danger" and "credit card," the first thing to pop into your head is probably debt. The over-your-head kind of debt that can happen when you're not paying attention to how much you're spending. But staying out of debt is only one danger to avoid...

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Top 5 Credit Card Books to Download on Your Kindle

Posted September 29, 2010 | 16:43:09 (EST)

The interest in eBooks is on the rise. And why not? If you love to read, reading a book on Kindle is a great way to indulge your passion while spending less money than you would at the bookstore. Reading books on Kindle also fits in with our on-the-go lifestyles....

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8 Most Deceptive Terms Used in Credit Card Offers

Posted September 20, 2010 | 16:31:02 (EST)

We may live in a high-tech world where email rules, but credit card issuers are still sending out card offers the old-fashioned way. Let's take a look at some of the more deceptive terms you might see inside of -- and even on -- the envelopes you find...

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Think You Understand the New Credit Card Laws? Think Again

Posted August 18, 2010 | 16:54:57 (EST)

Sure, the Credit CARD Act was a step in the right direction. We all have a little more consumer protections than we did before. But as we've seen too often, when Washington tries to fix our problems, the legislation gets watered down to the point where the...

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