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Brian Penny
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Brian Penny (aka Versability) is a former business analyst at Countrywide's mortgage and insurance tracking services under Executive VP Steve Ramsthel, through the transition to Bank of America.

In 2011, Penny turned whistleblower and freelance writer, exposing criminal fraud by BofA subsidiary Balboa Insurance under Ramsthel's management. Penny documents his experiences traveling, working with Anonymous, practicing yoga, and fighting the banks on his blog.

Brian is a frequent contributor to MainStreet.com, Lifehack, HardcoreDroid, and various other media organizations throughout the web.

In addition, Brian is an affiliate of Manduka and Amazon.

Tweets by @Versability

Entries by Brian Penny

UFC 168 Recap: The Women Outshine the Men as Silva's Leg Breaks in Half

(0) Comments | Posted December 30, 2013 | 10:28 AM

2013-12-29-UFC168SilvabrokenlegVersability.jpg

UFC 168 was promoted as an event filled with grudge matches. For the uninitiated, a grudge match means the two athletes have fought before. While this type of hype makes for great marketing, the actual event was a mixed bag. The final UFC...

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8 Life Lessons From Romantic Comedies

(0) Comments | Posted November 24, 2013 | 11:00 PM

If you want to impress a chick, you need to share some interests. It's all well and good to find a broad who's into sports, Star Wars and video games, but you'll still need to meet her halfway. Whether she admits it or not, your dame wants happy and sappy...

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UFC 167 Recap: Was George St-Pierre's 'Retirement' Staged?

(0) Comments | Posted November 17, 2013 | 2:57 PM

UFC 167 aired live last night from the MGM Grand in Las Vegas. The night marked the 20th anniversary of the first UFC event on November 13, 1993. I remember watching that tournament (and the next five or so) with my dad in our living room. I was 13 years...

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What Pirating Taught Me About Life

(0) Comments | Posted November 16, 2013 | 12:39 PM

YAN Pirate Logo
Anonymous is the new black...

I've always loved computers. Ever since I...
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Sorry, Slim, But Lil Wayne Is the Greatest MC Alive

(47) Comments | Posted November 14, 2013 | 10:49 AM

With the release of The Marshall Mathers LP 2, Eminem declares himself a Rap God, featuring the King of Rap (Kendrick Lamar) on his album, and hoping to finally pass the torch of the rap game to a worthy predecessor. One can debate back and forth over whether Em or...

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Patrick Byrne: One of the Good CEOs

(0) Comments | Posted November 7, 2013 | 2:53 PM

As a whistleblower, I'm very much aware of the negative connotations that surround the term. I spend a lot of my time fighting corruption, and I've learned through my yoga and meditation practice that balance is important. I'm a freelance writer and consultant who actively works with Occupy and Anonymous....

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Kendrick Lamar Buries Eminem on His Own Album

(29) Comments | Posted November 6, 2013 | 12:35 PM

Eminem's much-anticipated The Marshall Mathers LP 2 dropped this week. The themes of the album (family talk, personal problems, fighting to win) stick to the traditional Slim Shady formula, but Em is no longer the hungry and provocative MC he once was -- he's one of the most successful musicians...

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5 Fall Renovations

(0) Comments | Posted October 28, 2013 | 11:38 AM

Springtime is best known as the time we sweep out the winter dust to prepare for the incoming summer breeze. I find fall to be a great time to begin a few renovations to prepare for the winter -- the air is crisp and clean, and the temperatures are still...

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Video Games: The Final Frontier of Cyberspace

(1) Comments | Posted October 28, 2013 | 5:01 AM

Let's face it -- no matter who or where you are, the NSA is monitoring you. As we speak, the U.S. government's spy agency is collecting metadata and monitoring conversations, invading the collective privacy of our modern digital society. What's even worse is, although scattered international governments and human rights...

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Is an 800 Number Necessary Anymore?

(2) Comments | Posted October 25, 2013 | 10:52 AM

With the Internet as widespread as it is, businesses have a lot of communication platforms. At the dawn of the Internet, a company that only had a web presence was seen as shady and untrustworthy. These days the reverse is true -- for large demographics of consumers (most often young...

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4 Free Ways to Promote Your Brand Online

(0) Comments | Posted September 30, 2013 | 1:00 PM

Losing my job for blowing the whistle on Bank of America felt like the entire world got turned upside down. Cut off from Corporate America and facing financial ruin, I dove headfirst into the internet, where I broke bread with Anonymous and studied the science of...

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5 Free Ways for Small Businesses to Establish an Internet Presence

(2) Comments | Posted September 26, 2013 | 6:28 PM

When I leaked internal Bank of America emails related to force-placed insurance on the internet, I thought I knew the internet. I now know my rudimentary understanding of Google and search engine optimization techniques didn't even scratch the surface. I didn't really get what SEO was all about,...

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Top Security Measures for Your Office or Storefront

(0) Comments | Posted September 25, 2013 | 10:57 AM

Security is a paramount concern for businesses that operate in brick-and-mortar establishments. If your retail store or office is accessible to the public, then you must plan for customer and employee safety in the event of an emergency. Companies can protect their assets and collect clear documentation by having certain...

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20 Top Tips From the World's Smartest Cruisers

(2) Comments | Posted September 18, 2013 | 3:18 PM

Travel gives you something few other things can: experience and exposure to different cultures and locations around the world. When it comes to booking a memorable vacation, cruising is a great way to go. Not only does it allow you to see multiple locations on one voyage, but it's also...

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How the New Maritime Labor Convention Can Help Your Shipping Business

(0) Comments | Posted September 18, 2013 | 11:23 AM

The 20th of August was the beginning of a new era for the international shipping community. That day saw the implementation of the International Labour Organization's Maritime Labour Convention, which promises to raise the standard and improve the quality of work and competition for seafarers and shipowners across the globe.

...
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Businesses in Danger of Huge Fines Over Pension Auto-Enrollment

(0) Comments | Posted September 17, 2013 | 12:56 PM

Advanced Business Solutions, a tech company that enjoys a reputation as an industry leader and software provider, has issued a second warning: If businesses fail to adhere to new resolutions that make pension auto-enrollment mandatory, they'll pay hefty fines -- and they'll pay them soon.

Down to the Wire

These...

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The One Big Question Before You Sell Your House

(0) Comments | Posted September 13, 2013 | 10:09 AM

The debate surrounding the use of a quick sale estate agency versus cash home buyers is not a new one. People go back and forth debating the benefits and pitfalls of using one over the other. Knowing the advantages and disadvantages of each will allow you the freedom to make...

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How Emotions Can Affect Your Investments

(1) Comments | Posted September 12, 2013 | 2:48 PM

If you want to be a better investor, you may need to start using your feelings.

The conventional wisdom, as you may have heard, says that good investing is devoid of emotion. Investing is supposed to be a cool, rational discipline. It's supposed to be free of the...

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Blake Shelton Fans Treated to Special Surprise at Pepsi's 'Iconic Summer' Program

(0) Comments | Posted September 9, 2013 | 6:00 PM

During the CMA Music Festival Fan Fair, fans of Blake Shelton got a special treat. Shelton's fans thought that they were about to go head-to-head in order to get a chance to meet the country music star, only to get a chance to play a game with the man himself.

...
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Just Laws vs. Unjust Laws

(27) Comments | Posted August 13, 2013 | 3:28 PM

"How does one determine when a law is just or unjust? A just law is a man-made code that squares with the moral law, or the law of God. An unjust law is a code that is out of harmony with the moral law. To put it in the terms...

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