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Carrie Smith
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Carrie Smith is a money maverick, financial blogger and founder of Careful Cents. In 2013 she quit her full-time accounting job to pursue entrepreneurship and blogging. Since then she's been featured in major publications like, Glamour Magazine, Yahoo! Finance, Lifehacker and many others. Follow her on Twitter @carefulcents.

Entries by Carrie Smith

Stop Striving for Work-Life Balance and Embrace the Mess

(0) Comments | Posted March 24, 2016 | 12:30 AM

It's not uncommon for millennials to work multiple jobs these days. In fact, it's pretty popular to have a full-time job while moonlighting on the side. I've personally had more than one job for the past seven years, all while getting married, moving across the country and having a social...

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How to Prepare Your Finances for a Career Change

(2) Comments | Posted August 5, 2015 | 5:33 PM

Money is a big factor for most of us: whether we like it or not, most of our decisions rely at least partly on how much cash is in our bank account -- and this applies to careers choices as well.

Is money holding you back from a career change?...

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Create a Budget Plan That Actually Works: 3 Steps to Take

(0) Comments | Posted October 27, 2014 | 12:52 AM

With the economy still in recovery mode, and consumers trying to get their finances back on track, having a budget that actually works is more important than ever.

But how do you plan a budget that you'll actually stick to? The key is to understand the different budget...

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Missed the Tax Deadline? Take These 5 Steps Now

(0) Comments | Posted May 17, 2014 | 6:07 PM

So the tax deadline came and went and you missed it. What happens now?

What steps can you take to correct this and get back on track? There are some vital actions you need to take to properly handle this situation.

But before taking steps to file your late tax...

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5 Steps to Giving Your Finances a Fresh Start

(1) Comments | Posted April 8, 2014 | 5:19 PM

Ahh, spring is in the air, which of course means time for spring cleaning! Many of us are finishing up (or just finished) our taxes, which means we're having a pretty up-close-and-personal look at our money situation. Which makes right now the perfect time to analyze everything for the upcoming...

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How to Invest in Yourself and Watch Your Life Change in 2014

(0) Comments | Posted January 1, 2014 | 7:36 PM

The first thing many people think of when talking about investing is the stock market, mutual funds and building wealth.

But what about the other most important investment you can make?

YOU! The best investment you can make is in yourself. Here are five ways to invest in yourself...

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The Quickest Way to Give Yourself a Raise

(4) Comments | Posted November 18, 2013 | 5:52 PM

You probably know the importance of getting out of debt. But looking at it as the quickest way to give yourself a raise can really motivate you to stick with your plan!

Money is like water in a bucket and your debts are holes in the bucket. So every month...

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How I Propelled My Career Forward By Getting Out of Debt

(4) Comments | Posted October 25, 2013 | 4:51 PM

When you decide to get out of debt, you never really think it will change your career, much less the direction of your life.

At least I didn't think too much about the benefits of eliminating debt, other than the financial ones.

Little did I know how...

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3 Lessons I Learned After Being Debt-Free for One Year

(3) Comments | Posted July 15, 2013 | 2:27 PM

During my debt-free journey I learned a lot -- about myself, handling my finances and seeing a goal through to the end. But I think the biggest thing I learned was how strange life would be after debt.

My experience this past year has been similar to my...

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Building a Family: Is Going Into Debt for In Vitro or Adoption Worth It?

(1) Comments | Posted May 20, 2013 | 4:17 PM

Having children is a luxury a lot of women and couples experience on a daily basis.

However, for others, it's a difficult struggle. There are many factors contributing to why couples might not be able to have the family they long for, but one of the biggest considerations is financial.

...
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7 Reasons Why You Should (and Shouldn't) File Your Own Taxes

(5) Comments | Posted February 8, 2013 | 4:22 PM

Unless your income and filing status remain the same year after year, your tax situation is always changing.

The question, "should I file my own taxes or hire a pro?" is a dilemma that should be revisited every year.

As my hobbies and passions have grown over the years,...

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When Overspending Leads to a Financial Hangover

(2) Comments | Posted December 11, 2012 | 1:59 PM

During this time of year, we all get caught up in the spending frenzy and succumb to peer pressure to buy things we can't afford. But if we continue to overspend without thinking it can lead to a very painful financial hangover come the New Year.

A financial...

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How to Sell Thrift Store Finds for a Profit on eBay

(4) Comments | Posted September 26, 2012 | 2:45 PM

Making consistent side income or extra money from eBay is much more competitive now than it was a few years ago. But I've had tremendous success by following these easy rules.

Tip 1: Find your niche and stick to it

First ask yourself this. What are you knowledgeable about? What...

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Top 6 Ways to Pay Off Any Loan Faster

(12) Comments | Posted June 26, 2012 | 4:58 PM

While working toward becoming debt-free, I wanted to use every trick in the book to save money, increase my income, and pay down my debt faster.

After paying off all my credit cards, my auto loan was the only thing between me and complete debt freedom. Below...

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How I Paid Off $14,000 and Became Debt Free

(37) Comments | Posted June 8, 2012 | 3:02 PM

As of May 29, 2012 I am officially debt free! I shared a lot of my progress on my blog as well as all the ups and downs along the way. But there's still more to the story.

In March 2011, I finally faced the harsh...

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