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newtom
eschew obfuscation
04:14 PM on 03/31/2010
Insurance companies instructions to process a claim:

1. Say ":NO!"
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jsgaetano
"Conservative" is not a political party, genius.
04:09 PM on 03/31/2010
This is exactly why Single Payer is the only viable solution.

Allowing any insurance industry involvement is just begging them to commit even more fraud.
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04:21 PM on 03/31/2010
Exactly--they only way to ensure a fair system is to eliminate them.
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04:47 PM on 03/31/2010
jsgaetano,
Spot on.
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galex101
In order to change the world, I start with myself
03:46 PM on 03/31/2010
My medical insurance went up 18% this month.
No special gimick, just another bill.

Pay up or opt out.

Have a nice day.
03:25 PM on 03/31/2010
The problem with changing something like this is simple. Ending up with any meaningful change after 535 people add their ideas to it.. Liberals have however finally gotten something only vaguely like their original idea but for this I suspect Democrats will lose substantially in November at which point the public option is surely doomed for decades then.

But don't worry it really doesn't matter. Democratic Senator Blanche Lincoln has voted against the public option, tort reform, carbon credits, etc. She has received $392,000 from health professionals, $457,000 from trial lawyers, $281,000 from oil and gas just to name a few. She is by no means the only one doing it and the beauty of this practice is, it's not illegal like a suitcase full of money even though it has the same effect.

It was doomed from the start now wasn't it?
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bardgal
Shakespearean Jedi
03:48 PM on 03/31/2010
It will be doomed even more if the left doesn't see this for the win it actually is, and the possibilities of progress it has started.

Do you see the teabagger hysteria this watered-down bill has created? Imagine what it would be like if we'd shut down the health insurance industry in this country (I WISH), and gone single payer? The Civil Rights struggle and women's suffrage didn't happen over night. Sometimes increments are good.

I work in an insurance agency - I call Anthem, Health Net, etc, every day to find out why our client's claims aren't paid. I do not do the same with auto/fire & casualty/long term care/ or life claims & policies. My life would be so much easier and I could get more done if I didn't have to deal with the Health Cartels. I watch every year how our clients drop their bad health insurance policies for worse ones because it's all they can afford or get turned down for having breast implants or depression, or diabetes, and I'm sick of it.

I also know how hard these bloodsucking bottom-feeders have tried to (and continue to) fight this reform. They're not going to stop spewing the misinformation until we eventually drive them out of business, or they understand it's not in their best interest to continue.
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03:24 PM on 03/31/2010
surprise surprise surprise...........even gomer pyle saw this coming..........

GET RID OF PROFIT IN HEALTHCARE

singlepayer NOW!!!!!

ENOUGH BEATING AROUND THE BUSH.
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bardgal
Shakespearean Jedi
03:18 PM on 03/31/2010
Seriously. If this legislation is such a WIN for the Health Insurance Cartel, then why did they spend BILLIONS trying to defeat it? And why pay billions more trying to find loopholes?

Single payer/public option is on the way. HCR was the door that needed to be opened, and Wellpoint, United Healthcare, et al KNOW IT, and it's why they continue to fight it, and will thru November and beyond.

Read the bill. Stop believing all this OH NOOS! IT'S A HORRID BILL screaming. It makes the left no better than the teabaggers.
03:36 PM on 03/31/2010
single payer is not on the way.

i wouldn't be surprised to see congress NOT do anymore major health care for another 10 or 20 years because the last effort was so bruising.
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bardgal
Shakespearean Jedi
03:49 PM on 03/31/2010
Explain why single payer is not the way?
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bardgal
Shakespearean Jedi
03:50 PM on 03/31/2010
ack - apparently I'm reading challenged today.... apologies - but I think single payer is very much on the way. I gal can hope.
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04:25 PM on 03/31/2010
I think it will be a while before we see anything else done on this. Right now the Senate has over 290 bills that have passed the house and are sitting in the Senate waiting for some kind of action. It is a horrific backlog. They don't have much time with such a pile of work to do to go back and keep revisiting the health care bill. It won't see anymore action for quite some time now. The insurance companies know it and they are going to rid e roughshod until they are stopped.
03:17 PM on 03/31/2010
this article makes an excellent case for the public option. Well written and i agree 100%. Health insurance industry by its very nature is motivated to deny coverage and as such should be replaced by a government run program like the single-payer system. You can't expect private industry to be concerned with anything but profit and when they are literally dealing with human life they very easily put a price on you and me. Anything they can do to deny coverage goes directly into their pockets so why wouldn't they screw us at every opportunity? are we supposed to just trust they will be altruistic?
02:46 PM on 03/31/2010
Thanks Obama, we now know we can count on you to sell out the people.
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mheister
Raconteur. Blog michaelheister.com
02:52 PM on 03/31/2010
Right-wing tr0ll posing as disappointed progressive?
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bardgal
Shakespearean Jedi
03:24 PM on 03/31/2010
Or a Wellpoint employee getting paid to post here.
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LeFlaneur
does nuance.
02:41 PM on 03/31/2010
They're not "finding ways." They paid for them in advance.
02:38 PM on 03/31/2010
Here are two other ways to game the system. First, insurers who are facing the 80% payout ratio can acquire healthcare providers like doctors and hospital networks and then raise payout levels, ultimately capturing the paid out money back as bonusable corporate income.

Second, businesses with more than 50 employees can drop health insurance for their employees altogether. It will be cheaper to pay the $2,000 fine than the $7,500 premiums. In addition, the first 30 employees are excluded from the fine, so that saves a bunch of money up front.
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James Luton
04:46 PM on 03/31/2010
If a company did that then who would want to work for them anyways? People forget that employees have more power than they think because companies have tricked people into thinking otherwise. If a company did that to it's workers think how easily it would be to form a union.
03:59 AM on 04/01/2010
If only it were easy to form a union. Sadly, many workers have been brainwashed into thinking unions are evil and the percentage of unionized workers has fallen by more than 2/3 in the past 30 years. I grew up in Michigan and most of my friends and relatives used to belong to unions. Not so much anymore.
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DakotaMinnesota
Read About Smedley Butler.
02:36 PM on 03/31/2010
They already knew how to game the system before the law was passed. They helped to write the legislation!
02:31 PM on 03/31/2010
Once again, we are seeing proof that rational, logical Corporate thinkers can easily out smart emotional thinking, left wing Congressmen. It always happens.
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RUKidding0
Freedom is Fundamental
02:35 PM on 03/31/2010
Thank God.
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mheister
Raconteur. Blog michaelheister.com
02:35 PM on 03/31/2010
Eternal vigilance, my friend.

We need to stay on top of this, shine big bright high-wattage full-spectrum spotlights on the soulless vampires.

And continue to push for easing the path for individual states to implement single payer if they so choose.
03:15 PM on 03/31/2010
Case in point...
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nltldoc
02:29 PM on 03/31/2010
The Insurance Industry has NO respectable purpose or position in American's Medical/Health Care System.

Promulgating FEAR for PROFIT [the fundamental business of insurers] is the antithesis of medicine and the healing vocations.

The actuarial model of the Insurance Industry is distinctly incompatible with medical care and degenerates into a corrupt immoral activity when corporate capitalistic profiteering is the insurance industry's conspicuous objective.

Until this is realized....
One's health can never be "insurable" as is your automobile or house.
and
Until Insurers are removed from the Healthcare the System, Americans will continue to be abused and the System will remain broken.
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mheister
Raconteur. Blog michaelheister.com
02:53 PM on 03/31/2010
Yup.
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bardgal
Shakespearean Jedi
03:11 PM on 03/31/2010
Agreed. Health care should not be a "for-profit" industry.
03:34 PM on 03/31/2010
health care or health insurance?

by health care I assume you mean everyone, pharma, hospitals, equipment manufacturers, doctors, nurses, etc.
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Clarabell
If we only had a "free" press!
02:28 PM on 03/31/2010
It's time for the Repubs and teabaggers to rise up and DEMAND that the Dems pass a single payer/ public option plan.
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mheister
Raconteur. Blog michaelheister.com
02:15 PM on 03/31/2010
Is anyone surprised the soulless vampires are going to do everything they can to jack up their profits while sick people suffer and die?

Vampires hate light. We need to shine as much light on this industry's shenanigans as possible.
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RUKidding0
Freedom is Fundamental
02:37 PM on 03/31/2010
... and yet, it was our Social Democrats in congress and this administration who negotiated this bill behind closed doors in the dark of night.

Yes, let's shine lights - everywhere.
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Eris23Skidoo
Dischordian Keynesian
03:51 PM on 03/31/2010
What's with this "behind closed doors" teabag fantasy? It was debated IN PUBLIC for a FULL YEAR. That is not "behind closed doors".

"Behind closed doors" would be Cheney's energy panel, whose guests probably included Ken Lay and Osama bin Laden.
04:31 AM on 04/01/2010
Social Democrats my my aren't you the clever one. Trying to associate Democrats with Nazis is a lame game. Nobody is buying it except for the far right.