iOS app Android app
Founded and run by leading credit experts including journalists, authors and consumer advocates, is the go-to source -– for people across the credit spectrum -- looking to make smarter financial decisions. We provide consumers with a free, personalized view of their credit standing and tools to research & compare credit cards & loans.

Entries by

Homeowners Can Spend Over $9K a Year in Hidden Costs

(26) Comments | Posted June 23, 2015 | 2:39 AM

By Christine DiGangi,

Buying a home is so much more than finding the perfect place, applying for a home loan and budgeting for a monthly mortgage payment -- it's thousands of dollars more than many homeowners expect. American homeowners pay about $9,500 annually in unexpected...

Read Post

'How I Got Out of $63,000 of Credit Card Debt'

(30) Comments | Posted June 23, 2015 | 2:28 AM

By Gerri Detweiler,

Sleepless nights. A knot in the pit of the stomach. A gnawing sense of unease.

Charles Phelan was familiar with the physical and emotional toll of debt. But usually it was his clients who were experiencing those symptoms. This time, it was his turn.

He owed...

Read Post

How One Family Saved $4,800 on Food in a Year

(28) Comments | Posted June 23, 2015 | 2:05 AM

By Gerri Detweiler,

What would you do with an extra $50 to $250 a month? Pay off credit card debt? Build an emergency savings fund? Take a much-needed vacation? There's a good chance you are throwing away that much money month after month, and if you...

Read Post

4 Common Student Loan Problems -- and How to Deal With Them

(0) Comments | Posted March 31, 2015 | 11:50 AM

By Christine DiGangi,

Many people who have finished college in the last decade have student loan debt, but some have found that repaying that debt is more complicated than they expected it to be. There are many resources for student loan borrowers trying to figure out repayment, and some...

Read Post

3 Money Questions We Are Too Embarrassed to Ask

(2) Comments | Posted March 30, 2015 | 5:03 PM

By Gerri Detweiler,

It's happened to me more than once. Someone finds out what I do and pulls me aside to ask a question about a financial or credit problem they're having. They're usually embarrassed and sometimes worry about being judged. I can't blame them. Money troubles can be...

Read Post

How I Paid Off $50K of Debt in Less Than 3 Years

(17) Comments | Posted March 25, 2015 | 9:02 AM

By Christine DiGangi,


Graduating from college debt-free feels really good. When Ja'Net Adams got her degree from South Carolina State in 2003, she was one of those fortunate students who started her adult life without debt, and things went along really well...

Read Post

5 Bad Money Habits You Can Break Today

(0) Comments | Posted March 20, 2015 | 6:04 PM

By Jeff Rose,

Bad habits. They're pesky, aren't they?

Every once in awhile I catch myself in a bad habit. They almost seem inevitable. But I'm always determined to squash them as soon as I recognize them. I'm sure you're in the same boat.

When it comes to bad...

Read Post

8 Money Lessons to Learn Before You Turn 40

(0) Comments | Posted March 17, 2015 | 5:07 PM

By AJ Smith,

Reaching your fifth decade is a milestone, and hopefully you have learned a few things on the way. Here are some of the important financial lessons that are good to learn before turning 40.

1. Keep Your Housing in Check

Since the median age of first-time...

Read Post

Tax Preparers Make More Mistakes Than You Might Think

(1) Comments | Posted March 10, 2015 | 5:19 PM

By Bob Sullivan,

'Tis the season to see a lot of advertisements for tax preparation companies, promising to help consumers get a pile of money back from Uncle Sam. The ads are enticing -- more than half of Americans pay someone else to do their taxes. Set aside for...

Read Post

5 Things You Do Every Day That Can Improve Your Credit

(0) Comments | Posted February 23, 2015 | 4:13 PM

Among all the strategies out there for improving your credit standing, it's important to take note of the things that are easy. Some of the best ways you can help your credit are so ingrained in your day-to-day routine, you're probably working on your credit without really thinking about...

Read Post

5 Tax Myths That Can Cost You

(6) Comments | Posted February 20, 2015 | 5:08 PM

Tax myths are a lot like a bad date. They are annoying and seem to last forever. Yet people have beliefs about income taxes that have no basis in reality. Were it not for the potential financial costs, some of these might be amusing. But if you believe them and...

Read Post

Tools for Starting the New Year Right: 5 Financial Hacks for Millennials

(1) Comments | Posted January 20, 2015 | 8:33 PM

By Amanda Reaume

This past year might not have turned out like you wanted it to. Perhaps you were hoping to get an amazing promotion that went to one of your co-workers instead. Or maybe you were hoping to save more money toward your dream trip but you ended up...

Read Post

7 Financial Moves to Make Before New Year's Eve

(0) Comments | Posted December 23, 2014 | 5:45 PM

By Neal Frankle,

Didn't 2014 just start? At least that's the way it feels to me. Well, regardless of how things seem, the reality is the year is just about over. But that doesn't mean you can't make a big impact on your financial future...

Read Post

How to Avoid the Credit Mistakes 20-Somethings Make

(0) Comments | Posted November 26, 2014 | 7:05 PM

By Jeanne Kelly,

The world of credit and finances can be daunting when you're in your 20s and just setting out on your own. Many of us tend to avoid those areas of our lives that are a bit scary, but keep in mind that your credit and finances...

Read Post

How I Paid Off $115K of Debt

(23) Comments | Posted November 26, 2014 | 1:48 PM

By Christine DiGangi,

After years of keeping his credit cards locked in a fire safe, Peter got an unpleasant surprise: a collection of statements totaling more than $55,000. Peter alleges his wife had broken into the safe and gone on a shopping spree at high-end department stores. To say the...

Read Post

How This 28-Year-Old Paid Off $81K in Debt

(70) Comments | Posted November 21, 2014 | 4:33 PM

By Gerri Detweiler,

As a kid, Austin Netzley remembered being enthralled with the concept of money and promising himself that one day he'd be wealthy. And now, at 28, by most people's measure, he is. He's been an athlete, student, engineer and entrepreneur. And now, with his book "Make...

Read Post

14 Things You Need to Do to Be a Financial Adult

(1) Comments | Posted November 3, 2014 | 2:44 PM

By Abby Hayes,

Growing up is hard to do. And it's even harder in today's tough economy. With so many young adults moving back in with mom and dad, that line between childhood and adulthood is blurring.

Whatever your financial situation, though, you can begin taking steps to become...

Read Post

The Most Important Money Milestones for New Grads

(0) Comments | Posted October 27, 2014 | 1:58 PM

By Mitchell Weiss

Of the roughly 21 million students attending U.S. colleges and universities during this school year, 1 million will earn an associate's degree, 1.8 million will earn a bachelor's degree, 821,000 will earn a master's degree and 177,500 will earn a doctoral degree, according to the National Center for Education...

Read Post

7 Credit Card Strategies to Help Your Credit

(0) Comments | Posted October 20, 2014 | 6:09 PM

By Christine DiGangi,

Using a credit card is one of the easiest ways to build your credit score, assuming you use it responsibly. The revolving-credit trade line will help you establish a pattern of payment behavior and credit use, which have the most influence on your credit score, and...

Read Post

The Most Important Money Decisions 20-Somethings Make

(1) Comments | Posted October 10, 2014 | 5:00 PM

By Bob Sullivan,

The first day at a new job is full of excitement, anxiety, optimism and confusion. Am I dressed right? Will I fit in? Will I find the bathroom?

Getting all those things right is important, of course. But some things that seem less pressing will have an even...

Read Post