Curtis Arnold

Choose a credit card issuer that you think you'll want to do business with for years. Most lenders offer versions of their most popular credit cards with relaxed underwriting guidelines (and smaller credit limits) just for students and recent graduates. Your student credit card won't expire once you hang...

Back when international credit card transactions traveled along undersea phone lines, banks started charging fees for the convenience of switching francs, pounds or yen over to dollars. Today, with instant Internet authorizations and real-time currency conversion, it hardly seems fair to charge a foreign transaction fee....

More than one in eight American consumers now carry reloadable prepaid debit cards, according to a new report from Javelin Strategy & Research. Stronger rewards, cheaper fees, and changing attitudes about traditional banks all contributed to the growth of prepaid debit, even during a period that saw...

When Wisconsin Sen. Gaylord Nelson envisioned the first Earth Day in 1970, environmental activists achieved more than they could have imagined. The years that followed saw the launch of the Environmental Protection Agency, the Clean Air Act and the Clean Water Act. Since then, companies have worked harder to balance...

If you can see yourself hanging out with the well-heeled couple in those Chase Sapphire commercials, you probably made it through the recession relatively unscathed. Not everyone's feeling so fortunate, though.

According to a joint poll run by MSN Money and

The CARD act went into effect two years ago tomorrow. What's changed since then? We asked Richard Barrington over at MoneyRates.com to crunch some CardRatings.com data and tell us whether consumers came out ahead.

Back in 2009, the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act...

Whether you're celebrating spring break as an actual student, or you're young in spirit, we can suggest six of the best credit cards to help keep you from losing your shirt. At least, a shirt you don't want to lose...

Best credit card for spreading out spring break travel...

Editor's Note: The CardRatings team of credit card experts picked the best credit cards of 2011 based on their features, perks and overall value to consumers.

Our evolving economy has forced many of us to rethink our relationship with credit. Former road warriors have traded their airline credit...

Editor's Note: The CardRatings team of credit card experts picked the best credit cards of 2011 based on their features, perks and overall value to consumers.

If you've got a high credit score and a solid income, expect major banks to line up at your...

Every year, the Office of the Comptroller of the Currency surveys the leaders of America's major banks to understand the overall lending landscape. This year's Survey of Credit Underwriting Practices marks the first time in four years that a majority of credit card issuers left their...

New technology usually comes with its share of consumer concerns. It's no surprise that urban legends and myths have proliferated about the new EMV chip credit cards. Here are a few of the most common, along with our expert opinion as to their veracity:

1. PINs don't matter.

If you've recently traveled to Europe, or if you live in a popular tourist area in the United States, you may have noticed a new kind of credit card terminal at checkout counters. These devices combine the familiar magnetic stripe reader with up to two new sensors: a slot for...

With nearly 20 million American students heading for college and another 55 million kids in K-12 schools, parents often have to scramble for the extra cash necessary to buy books, clothing, backpacks, shoes, and everything else today's students need to succeed in the classroom.

If one member of a community has bad credit, that's a personal problem. If enough people in that community have bad credit, it can quickly become a problem for everyone in the area...even if you hold one of the best credit cards and are using it...