We're a few weeks into 2012, and millions of Americans are still working hard to stick to their New Year's resolutions. Unsurprisingly, many of those resolutions revolve around improving their personal finances.

Let's hope people stay committed. Despite some good economic news over the last couple months...

The holiday shopping season is in full swing. Millions of Americans are searching for that perfect gift for that special someone. But in the rush to pass along some of that good cheer, remember: enjoying the holidays doesn't require financial recklessness.

While often that may be a lesson that goes...

There's never a shortage of stories about how too many Americans are financially irresponsible. We carry too much debt. We don't save enough. Our need for instant gratification drives our investment strategies. The list goes on and on.

Some of this narrative is justified, of course. But...