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David M. Walker

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The State of the Union Is Not Strong

Posted: 01/23/2012 3:33 pm

Three billion dollars. No matter who you are, that's a hefty sum of money. And that's how much more in debt our nation gets every day. That's right, every day, including weekends and holidays!

There are many things President Obama must cover tomorrow night in his State of the Union address. The state of the economy and employment levels, national security and foreign policy issues, and a variety of other issues that contribute to the overall picture of our nation's well being.

But our nation's finances are in such dire straits that they are reaching a critical condition and must be addressed. The truth is, with our deteriorating financial condition, high unemployment, political stalemate in Washington, and declining public trust and confidence, the state of our union is not strong.

In his upcoming State of the Union address, President Obama needs to be candid about the true state of our nation and the challenges that we face. There are five critical things regarding our nation's finances that I hope we will hear him say.

1. First, the president should acknowledge that the financial state of our nation is NOT good and it hasn't been for several years now, including in the final years of President George W. Bush's presidency. To be blunt, the facts don't support any claim otherwise. At the end of the last fiscal year, our total federal debt was nearly $15 trillion and we were in a $65.5 trillion dollar financial hole -- that's more than $550,000 per American household.

2. Second, he needs to make it clear that we can't put our fiscal house in order without reforms to existing social insurance programs, as well as comprehensive tax reform that generates more revenue. It's simple math. Everything must be on the table.

Social Security, Medicaid and Medicare are all on a course to bankruptcy. With timely action, we can preserve these important social insurance programs. We can raise more tax revenue by making our tax system simpler, fairer and more competitive.

3. Third, the president must tell us that the cost of our current healthcare programs is the one thing that could bankrupt this country, and that reforms to date have not adequately addressed out of control health care costs.

Believe it or not, the U.S. is the only major industrialized nation that does not have a budget for what the government spends on healthcare. We are the only nation dumb enough to write a blank check for health care. That must end.

4. Fourth, he needs to put to rest claims that any cuts in defense will jeopardize our national security.

We currently spend more on defense than the next 15 countries combined -- and many of them are our allies! The Department of Defense is also a bloated bureaucracy. Any credible plan to control deficits and address our exploding debt burdens has to include reductions in defense spending.

5. Finally, the president needs to call the political system what it is: totally dysfunctional. The type of major reforms that are needed can not be accomplished until elected officials put their partisanship to the side and bridge the great ideological divide that exists in Washington, D.C. Elected officials must put America's interests above their personal and partisan interests. In fact, the so-called super committee's recent super-failure served to reinforce the most biggest deficit we face as a nation: a leadership deficit.

I've detailed each of these points in my Fiscal State of the Union address, but I'm just one citizen patriot. We need our president tell us the TRUE state of the union. In fact, we should demand it. All Americans should tell their elected officials that we want them to tell the truth and hear what they will do to restore fiscal sanity before it's too late.

 
Three billion dollars. No matter who you are, that's a hefty sum of money. And that's how much more in debt our nation gets every day. That's right, every day, including weekends and holidays! There ...
Three billion dollars. No matter who you are, that's a hefty sum of money. And that's how much more in debt our nation gets every day. That's right, every day, including weekends and holidays! There ...
 
 
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06:03 PM on 01/24/2012
You young people should consider things about Social Security.

If you let them ruin it, many will be paying military and govenment pensions with taxes, but you will only have investments. Public schools and some medical programs are about all the middle class get besides Social Security.

If you only have investments, then you will be at the mercy of Wall Street for retirement.
08:11 AM on 01/24/2012
In number 2, Walker says, "We can't put our fiscal house in order without reforms to existing social insurance programs, as well as comprehensive tax reform that generates more revenue".

You have to know what his words mean. ‘More competitive’ means cutting everything for the middle class and also cutting taxes for the rich so they can undercut foreign businesses. They never talk of business taking less profit. When they say ‘entitlements’ or social insurance programs they are talking about Social Security, Medicare, VA benefits, etc.

Many good suggestions have been made on how to fix the programs. That is ignored by those who want to cut our programs. Medicare patients are being overcharged especially by the prescription drug program.

More jobs would solve a lot of the problems, but most big businesses are deliberately holding back until they get Obama out of there. IMHO
07:34 AM on 01/24/2012
Walker says the debt increases 3 billion a day. He fails to mention that close to 2 billion a day goes to the military.

The US spent $698 billion in 2010: funding two wars in Iraq and Afghanistan; operating 1,000 military bases; and sites worldwide and maintaining the Pentagon’s 234 golf courses. CIA World Factbook Center for Arms Control and Non-Proliferation.

US military spending increased by $19.6 in the US , according to a report released by the Stockholm International Peace Research Institute (SIPRI).

I am told that when they say they will cut the military budget that means it won’t increase. There will be no cuts to the budget they have now, but they will not increase it.

So many things were not mentioned. Some people call that lying by omission.
10:59 PM on 01/23/2012
"Social Security, Medicaid and Medicare are all on a course to bankruptcy."

is a bit dubious with regards to Social Security.

In theory, around 2036, social security payments by law would have to drop to payroll taxes collected instead of scheduled benefits. But that would only be a drop in benefits of around 20%. Bankruptcy is a scare word usually reserved for something more total.
08:37 PM on 01/23/2012
I hope that Obama gets serious about dealing with China. If it is China's investment in companies like Devon Energy in order to get access to their "fracking" methods, or requiring American companies to have Chinese partners who steal their technology, or currency manipulation to gain an unfair trade advantage or any other of their various tactics to steal our technology or downgrade our economy, it is time to start competing on our terms not theirs. Americans can be very competitive if the playing field is level. It is time for Obama to insist on that level playing field and put some teeth into it. Read more at www.china-threat.com
08:01 PM on 01/23/2012
Walker landed a good job, working for Pete Peterson. I bet Pete will be proud of the article Walker wrote.
Walker didn't really need a job, he gets a big pension from the government and almost free health insurance.

Has anyone noticed those who most want to cut our programs we paid for and saved for, are on the public dole with a luxurious government pension and almost free health insurance.

I suppose Pete is still spending big bucks to get rid of Social Security, Medicare, veteran's pensions, medicaid, etc. He can afford it, he made a fortune off the stock market.

Medicare retirees are not using too much health care. Medicare patients are being charged too much by big pharma and the rest of the industry. I can't understand why the government is subsidizing the overcharges of Big Pharm. I suppose they are using our Medicare money to do the subsidizing.

The only medicare money I thought was a wasted was on preventive care. The tests they pay for are very expensive. The medical industry says it will save money, but I doubt it. Most of us know, if we need to see a doctor and the doctor knows when he needs to test us.

We need the facts about Social Security and other programs put on a website so we can link many to it so no one has to repeat any of the points.
08:55 PM on 01/23/2012
Thank you....this is better than I could have written, and perfect.

He totally lost me at ""Social Security, Medicaid and Medicare are all on a course to bankruptcy. ""

What utter BS.

Also, there is a difference between "medical costs" and the PRICE of medical care. The prices in this country blow away the pricing for the identical procedures, medications, etc, of just about any other country...yet people like Walker sit on his throne and point the fickle finger of judgement at everyone as though we're spending AT him, being bad little children who don't know how to save our allowances.

Utter nonsense.
04:51 PM on 01/24/2012
Yes, and this little nugget "the financial state of our nation is NOT good and it hasn't been for several years now, including in the final years of President George W. Bush's presidency." In fact, GWB was handed the first budget SURPLUS of any president in recent memory by Clinton and immediately turned it into a deficit with his tax cut on the wealthy and the obscenely expensive Iraq crusade. And now we are told that elderly retirees will need to forgo the pensions and health care benefits THEY PAID FOR. BS for sure.
07:47 PM on 01/23/2012
So much bluster. The United States is not in dire straits, but does need to formulate either a plan for paying its bills or a plan for defaulting on all T-Bills. Since the government owns a lot of its own debt (like the Federal Reserve balance sheet), the real debt is more like $9 or 10 Trillion (still a sizeable sum). With inflation currently nil, the Federal Reserve has an opportunity to paper over a lot of the existing debt. At the end of 2012, with no Congressional action, the Bush Tax Cuts will end and the government will again be awash in money. Finally, without touching Social Security, the budget can still be cut by $1 Trilliion per year right now. As for Medicare, it should be reduced to a program that covers the catastrophic costs of rare events. All other medical costs should be paid for directly by the affected individuals.
06:49 PM on 01/23/2012
Congress, not our President, must stop the spending. Congress can not and will not make a spending decision - they are incapable and unwilling - letting politics get in their way.
08:57 PM on 01/23/2012
Hell, would you stop spending when you can vote yourself a pay raise, fantastic benefits, lifelong pensions, etc?

I say take away those kinds of privileges and votes, and we'll see a way different ball game in congress and the nation.
12:45 PM on 01/24/2012
You are right. Also only congress can change their pensions, benefits and pay raises. We can't do it. The elected government has to do it.
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carbolaw
06:07 PM on 01/23/2012
Second, if we want to secure Medicare and control health care spending then we should expand the pool as much of the rest of the world does. By having a single payer system we will create the greatest efficiencies of scale and also gain the bargaining power to reduce costs of overpriced health care services and equipment. Further, this would allow a greater sharing of costs of the most expensive equipment and services. Finally, it would also allow health care decisions to be returned to doctors without unnecessary and inefficient interference from health insurance executives and managers. When you say everything should be on the table this should mean everything, not just those things that fit into the ideas of right wing organizations like Brookings and the Heritage Foundation. We should consider what things we hold as being important to our society and as the greatest nation in the world, we should then look at what we need to do to achieve these.
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carbolaw
06:07 PM on 01/23/2012
First of all in terms of social security we know that working people pay a SS tax for every dollar earned up to $107K per year. This means that all people earning less than $107 K per year contribute more into the system for every dollar they earn. With the median wage in the US around $26K per year, perhaps we should look at ways to increase the wages of those at the median and below. Think if we would raise the median wage in this country to a level closer to $50K how much this would add to the SS trust fund. FEspecially considering the median wage has stagnated for 30 years while productivity and profits have skyrocketed. Further we know that Wall Street salaries average close to $370K . This means that these individuals are paying less than 1/3 of the rate of social security tax than the average working American. Perhaps we should consider increasing the cap on social security wages. Finally, we should also address unemployment and consider how this impacts the social security. If the nearly one in 10 unemployed Americans were working how much would this add to the trust fund. If the additional 1 in 10 that are underemployed were fully employed how much would this add? There is no reason that we cannot implement a full employment act as first proposed by FDR.
05:31 PM on 01/23/2012
Lay it on the line Mr. President. The time has come for all you people who have been collecting unemployment benefits to take any job you can. You were makeing $21.00 an hour 2 years ago, but that job is gone, get off your butt and take the $8.50 an hour job. All these checks that go out every month for $300/$400/$500.00, to familys for kid's who don't hear well,talk well, or color in-between the lines as the kid next to them, so a doctor says, A.D.D, and BOOM, it's social security dissability checks till their 18. There's 45 mill on welfare, and the more kids you have,the more you expect the goverment to support them, it's comeing to an end people, the goverment that has tried to help you through the tax paying dollars of the middle class is running out of money, and I know all americans want to do their part to show the republicans that electing me was the choice. Help me lower the unemployment rate by takeing that job, help me reduce welfare spending, some of you got on welfare 8 years ago with 1 child, and the goverment was there to help, but now, 8 years later you are still collecting, and you have 4 kids. I'll stop my rant here, and oh'yea, I've never voted. Maybe someday when I hear a politician talk like this on anything from GOVERMENT ENTITLEMENTS to CORPORATE TAX BREAKS, I'll vote.
08:05 PM on 01/23/2012
It is very hard to cut families off of welfare when there are no jobs.

A lot of those you want to kick to the curb are disabled, layed off, or have mental or emotional problems that makes them unable to work. They may even be in jail.

It would help if businesses would pay more than welfare and food stamps do. Ever hear of the working poor?

What a lot of the intellectuals miss is for everything that the government does to help the underpaid there is a job created and money made by a business. A profit off of our programs.

The fed is ruining the economy printing more money but they focus on the 89%.
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carbolaw
10:06 AM on 01/24/2012
Wow, what a country. We have billionaires paying effective tax rates of 15% or less, average Wall Street pay of $370,000, corporate profits at all time highs, all time high levels of inequality, all time high levels of food insecurity, and you want to point the blame at those that are collecting unemployment or TANF (by the way the T stands for temporary - perhaps you should take a look at the welfare reform of the 90s) and those on disability. Since the days of Ronald Reagan the right wing has done a great job of demonizing the worst off in our country and turning the middle class against the poorest rather than the richest. Since that time wages have stagnated or declined, the middle class has all but disappeared, the personal debt levels of the middle class have ballooned and the richest of Americans have gotten richer and richer and taken a bigger and bigger share of the national income and wealth.
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blueshield
04:28 PM on 01/23/2012
With all respect, I don't believe the primary issue is ignorance of the crises. These facts are all familiar to most who will tune in the address.

At issue is the political will to address the solutions. And that means first dealing with a fundamental dichotomy.

America is a vastly wealthy and productive country. Financial resources in the private sector - the trillion dollar capital overhang, for example, and record corporate profits and cash - are profligate. Mega banks are profitable, Wall Street continues to issue bonuses, GDP rises quarter after quarter (albeit modestly) and senior executive compensation continues to climb.

In other words, the financial state of America's financial and corporate sectors is quite strong: it is the financial state of our government, and the majority of our citizenry, that is not.

To be even more precise, government programs which serve the majority are not strong; unlike government programs providing lucrative energy and defense contracts, that protect corporate subsidies, cheap money, and tax benefits for the wealthy.

No change will occur until the majority of Americans agree that a first class nation needs a first class government; that it must be paid for, just like groceries or airline tickets; and that those who benefit disproportionately more from government - the wealthiest and our corporations - should legitimately invest more in the financial solvency and effectiveness of government for all.

That's the job of the President.

To start, he should finger Grover Norquist as the traitor he is.
08:07 PM on 01/23/2012
In some respects the money the financial and corporate sectors are spending overseas is our country's money. The government have done a lot of things to help businesses even before Bush 2. They did it with tax money.
04:13 PM on 01/23/2012
True, but our government system is beautifully designed to perpetuate the status quo and make meaningful change in fundamental processes next to impossible. That's why Congress is always deadlocked and usually is capable of only making things worse. I have suggested before that Obama declare a national emergency and begin to smash the gridlock by issuing executive orders to address the issues cited in this article. The legal questions could be sorted out later, as they often were under the FDR administration. Unfortunately, I don't think anyone in either major party -- since both parties are virtually owned by special interests -- has the ability or the intestinal fortitude to actually take decisive action. That's why several nations around the world are quietly changing their relationship to the dollar, preparing for the time when the world will turn its back on an America drowning in debt and unable to rescue itself from its own corruption and inefficiency.
04:46 PM on 01/23/2012
Yes and No, The goverment worked fine until along came the Republicans fo the 1980's. The goverment became my way or the highway
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handyallen
03:54 PM on 01/23/2012
yes the state of the union isn't strong and you can thank the Republican house and the Republicans filibustering everything in the Senate
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03:43 PM on 01/23/2012
This is a very helpful, interesting and costructive article. Many thanks to David M. Walker for sharing his knowledge, experience and insights on complex issues in a such a succinct,constuctive, informative way.
08:11 PM on 01/23/2012
Yes, he learned a lot while working for the government, then walking out of office into the arms of Pete Peterson. Walker gets a big salary for lobbying to destroy the middle class programs. He also gets a 'gubmint check and almost free cadilac insurance.
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06:18 AM on 01/24/2012
And what part of the article do you disagree with or feel is biased?