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Dylan Ratigan

Dylan Ratigan

Posted: September 29, 2009 01:27 AM

Why Would We Let Them Rig the Game?

What's Your Reaction:

Why is health insurance the only business that has an exemption from the Sherman Anti-Trust Act other than Major League Baseball? If the delivery of taxpayer trillions by our politicians to the banks to support their fraudulently paid bonuses hasn't shown you what our current government's values are, check this link out.

Through the governmental negligence that we as voters allowed, a health care system was created in which a single health care company controls at least 30 percent of the insurance market in 95% of the country, including states like the following:

Maine, where Wellpoint controls 71% of the market.

North Dakota, where Blue Cross controls 90% of the market.

Arkansas, where Blue Cross Blue Shield controls 75% of the market.

Alabama, where Blue Cross Blue Shield controls 83% of the market.

This monopoly, combined with the misaligned incentives that trap people in employer-based health care, is causing the skyrocketing health care costs that are hurtling our nation towards bankruptcy.

I don't know what's worse: that most Republicans seem to be against ending this unfair legal protection for an entrenched industry that is ruining our country with their non-competitive practices, or that most Democrats seem to be threatening this arrangement only as a bargaining chip to push for a meaningless public option that wouldn't be accessible to almost 85% of the population?

Instead of improving our country, through creating and enforcing free and fair markets, our politicians are currently engaging in backroom deals, most of which protect the very companies who profit the most from these disastrous outdated systems -- industries like health insurance and big Pharma.

While we clearly have the ability as a group of 305 million to update the system that is American Health Care and move our country into the 21st century in the process, it's becoming clear that we may not have the leaders to do it.

Instead of seeking answers to the problem of paying for and providing medicine, we are doing the exact opposite. Taxpayers' money is being played with by politicians who are desperately trying to protect the competition-stifling, false security of the monopolistic employer-based health care system and its outdated, over-charging, under-delivering ways. Given the least consideration are those affected the most -- the patients and the doctors who care for them.

This country's founders built an ingenious system of checks and balances for a reason: to ensure that no special interest or group could use government power to commandeer the creative and economic wealth of our nation to their own ends. How much longer must we live in a country where the citizens are subservient to the banks, health insurance companies and any other special interest able to control our government at the expense of our the most basic principles of fairness, our future as a nation and, as a result, our freedom?

 

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treat2day
Be Yourself. Everyone Else Is Taken
07:40 PM on 10/21/2009
I followed Ratigan from another network to MSNBC. This is the right venue for him to call out these crooks.

DON'T BELIEVE PUBLIC KNOWS TRUTH

behind the scenes is a much different picture.

The Warning--- FRONTLINE
Video: http://www.pbs.org/wgbh/pages/frontline/warning/view/

Brooksley Born, who speaks for the first time on television about her failed campaign to regulate the secretive, multitrill¬ion-dollar derivatives market
04:19 PM on 10/21/2009
Great post, Mr. Ratigan.

This citizenry deserves a full medical (including health, dental and prescription drugs) plan, without co-pays or referrals. A group plan that covers all citizens without restrictions whatsoever, with all protections to prevent one person or group to cause harm or control of another individual citizen.

During 2007-08, 254 aged or disabled citizens died from lack of Medicare/Medicaid services to be provided by the State of Alaska. A needy adult in Tennessee would not qualify for Medicaid services unless pregnant or diagnosed with breast cancer. So, there's two good reasons why folks could be afraid of a government-run program because of a state's failure.

I went without insurance coverage twice in my lifetime. I had one insurance company take two of my health care providers off their approved list. I have shown up for appointments to find no referral, no service. I paid Cobra premiums of nearly $400/mo. Now, I cannot afford an expensive maintenance medication. The best coverage I had was years ago, when I was covered by both Medicare/Medicaid, with 100% health and prescription drugs coverage (excluding dental). I wish I had both now, including dental. How shameful to deny a baby health insurance for being too fat or too skinny; or with chronic illness! Or to deny someone because of domestic violence. How many more categories could be denied?

A single payer Medicare group insurance policy, with federal laws to protect all citizens equally.
03:12 PM on 10/21/2009
Another great piece and thank you for it, Dylan.

Just one thing I need to take issue with: you mention "...government negligence that we the voters allowed..."

I don't see what we could have done to stop the 'negligence' or the abuse of power.
With TARP, I got in touch with my senators, my representative, and then Candidate Obama, asking them to 'just say no'. Like countless others, I emailed. I called and I did it more than once. I was polite and explained why I was so against it. Yet they went against popular and STRONG opposition which crossed party lines and gave away our money to the corrupt, "too big to fail" giants anyway.

So when you say "we allowed" this, I have to disagree. We had no control, no power to stop it.

I'm hooked on your show.
Love it!
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02:46 PM on 10/21/2009
Well put! Bravo! You are more eloquent than I expected.
02:45 PM on 10/21/2009
I'm really glad MSNBC picked up Dylan. Keep asking those questions Dylan ! and please ask why the IRS only looked at 7500 offshore tax cheats vs the 57,000 reported.
02:53 PM on 10/21/2009
Yeah, Like Charles Rangel.
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HUFFPOST SUPER USER
powercosmic
The Anti-Christ
02:43 PM on 10/21/2009
Dylan Ratigan! You are the Man!

I wrote a post to a different story, one about income and bonuses on Wall $treet, earlier today. In that post I wrote that the reason our beloved Country, the USA, was born was not provide a financial system that would allow the current wicked generation of Wall Street Greed Freaks to make obscene amounts of money.

The PURPOSE of America was to create a government and a society that was to foster FREEDOM from Tyranny, and to provide justice for all.

There are many in this country today who have completely discarded these ideals that we used to live by. The captains of industry past did what they did and made their fortunes because they believed in making a profit but also to make America great. The same cannot be said of Wall Street today, in fact what is taking place today is the single biggest threat to our future security and economy.

Health Insurance companies, who view healthcare as a profit engine are BAD for America and need to be heavily regulated to the point of being non-profit organizations.

Doctors need to be paid well and somewhat protected but not by tort-reform, this means we should have protocols that include multiple opinions for serious cases and doctors should not be healthcare businessmen but salaried employees who can take their time to get people well.
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02:39 PM on 10/21/2009
Until all Americans rise up and demand the legislation or "laws" that gave corporations the rights of citizenship are struck down and only people are allowed to be legal citizens this will only get worse.

You can all complain about the insurance industry and the banks and the politicians all you want. . . but not until we are ready to mobilize and strike down the laws of protection for the corporations. . . they will always win in this country. . . . this is not what the 'founding fathers envisioned for their descendants, for us.
02:10 PM on 10/21/2009
I hope Dylan Ratigan keeps up the excellent work. He knows how to interview guests and he won't let them off the hook if they are spinning a bunch of BS. Dylan sees right through it. I also love the way he is able to "dumb down" the complex financial issues to those of us who have not majored in economics, business or finance. I also loved it that he gave Betsy McCaughey a hard time for refusing to answer his question. He also called out Tim Donahue, the President of the Chamber of Commence for "speaking nonsense." After eight years of the Bush Administration when much of the media gave W. pass after pass after pass, it's nice to see a few anchors out there with some spine. We need more Ratigans, Shultzs, Olbermanns and Maddows. Give our nation's crooks and parasites hell 24/7/365.
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BlueDog1
"Taking the High Road"
02:03 PM on 10/21/2009
Dylan take some names and kick some fanny................................
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BlueDog1
"Taking the High Road"
02:02 PM on 10/21/2009
The man " Dylan" hits a home run every show, that other thing on before his show is giving $1,000 dollars shoe to the commentators of the show while Rome burns.

Ever since his comments to the CEO of the Chamber of Commerce that "you speak non sense Sir" I watch the show. His comments and thoughts on healthcare and bonus for Wall street executives are right on...............................
02:00 PM on 10/21/2009
I have always wondered by what standards people use to determine that health care is disproportianatley expensive.

The lowest earners spend ~ 15% of pre-tax income on health care. The highest earners spend ~ 3%

You'll spend ~ 65% of income on housing/food without an issue but freak out to spend 15% on your health?

I really fail to understand. You are not entitled to life. It requires effort.
02:12 PM on 10/21/2009
We are not entitled to life? Aren't conservatives pro-life? I guess you're only pro-life until that life actually begins.
02:24 PM on 10/21/2009
I'm not conservative. I disagree with you on health care so I must be conservative?

What kind of philosophy is that? I must have missed that lesson in college.
02:28 PM on 10/21/2009
Life = Health care? Really?

Children and invalids should have 'public' access to necessary health care, no doubt.
Everyone else ought to have access to 'public' access to deal with life threatening issues, which we already do.

If you want access to basic health care, purchase it.
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babyboomerorig
Finally, it's spring!
02:42 PM on 10/21/2009
It's more than 15% of income spent on health care insurance, I think. Even if it's not, the insurance cost is just the tip of the iceberg. After paying the premium, you have the co-pay to the doctor's office, the pharm co-pay, the payment to hospitals, ambulance service, etc. With my husband, who is now on Medicare, we still pay $175 a month to 2 hospitals, 2 ambulance $ervices and 2 doctors which aren't toally covered under Medicare. Then, there are the meds $150 - $250 a month and that's cheap. He gets a $250 medication free from the pharmeceutical company and that will stop next month. Now, that's just his. Mine run $150 a month. We live on about $2,050 a month. That's $500 avg. a month for now.

Another scenario is that you do spend 15% of your income on health insurance. What's your deductible? If you contract an infection in your heart, are you covered?? If you are involved in an accident and require a lifetime of medication, therapy and complete nursing care, are you covered??

Better hope so.
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HUFFPOST SUPER USER
Mij13
They only call it class war when we fight back.
01:54 PM on 10/21/2009
I love Dylan and I'm glad he's making the case for investigating Geithner and Paulson. We need to get them to explain why they gave billions away with no strings attatched.
02:04 PM on 10/21/2009
Frontline last eve told about the derivatives that caused this mess. They were and ARE totally unregulated, the arm of the government charges with oversight was neutered. It is a secret who traded these contracts, what they involved, and it is secret who gets the money! No transparency at all, and it doesn't even look like it is being discussed.
01:52 PM on 10/21/2009
The problem is that we really are not a democracy - we are a representative republic. If we were a true democracy, we the people would be voting on important issues like this rather than our politicians who unfortunately know where their bread is buttered! Those with all the money make all the rules - it is just terrible!
01:51 PM on 10/21/2009
Tell it, Dylan. You've found your true calling.
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Peter Noble 2
01:42 PM on 10/21/2009
It matters not if a few laws are changed, Congress has always been there for Corporate America. The people are merely dust: irritating to the eye.