Gina Harman
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Gina Harman is president and CEO of ACCION USA and brings 35 years of extensive private sector management and public service experience to the microfinance organization.

Formerly President of Harman International's $600 Million consumer products division, Ms. Harman managed the company's 12 consumer brands, strategy, engineering, product development, marketing and sales worldwide. Prior roles include Executive Director of the Astoria Local Development Corporation, in the Office of the Mayor as Youth Bureau planner for the borough of Queens, founder and Executive Director of the Washington Square Day Care Cooperative and as an advocate in various labor and community organizations.

Ms. Harman has been involved with microfinance for years through service on the Executive Committee of the Board of Directors of ACCION New York, and briefly as its president and CEO, before leading the merger with ACCION USA to form the largest microfinance portfolio in the country. As a leader in U.S. microfinance, ACCION USA empowers low-to-moderate income business owners through access to capital and financial education. ACCION USA has joined with Girls Inc, Kiva.org, Junior Achievement, YMCA USA, Network for Teaching Entrepreneurship, Community Reinvestment Fund USA, CFED and Sam’s Club for Giving Made Simple.

Blog Entries by Gina Harman

Women and the Economy: Looking Back and the Road Ahead

0 Comments | Posted April 18, 2012 | 12:20 PM

When it comes to discussing the American economy, gender is not something that naturally springs to the front of the conversation. The status of job creation and small businesses is less than fantastic, and women are typically not included in the general dialogue. On April 6th, women from all walks...

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Why We're Still Talking About Small Business

1 Comments | Posted March 28, 2012 | 5:17 PM

Taking a look at some of my past articles on this site, I am struck by how much has changed and how much has stayed the same: the importance of entrepreneurship, the impact small businesses can have on nationwide job creation and the slow but steady economic recovery in the...

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7 Women Leaders Speak On The Role Of Microfinance In Women's Entrepreneurship

0 Comments | Posted March 8, 2011 | 3:05 PM

If I were to have written a piece to commemorate the first International Women's Day in 1911, I imagine that I would have spoken solely of our ongoing campaign for suffrage, political rights, and equality worldwide. Instead, on the 100th anniversary of the celebration, I have...

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Scaling Microfinance: An Economic Imperative

0 Comments | Posted February 11, 2011 | 8:13 AM

These are troubling times, as the spotlight on microfinance has recently led to unfortunate mischaracterizations and a rush to judgment.

Emotions have been confused for facts and character assassination is used to negate the very real contributions in the fight against poverty. In the current media cycle, commercialization --...

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5 Ways Microloans Create U.S. Jobs

0 Comments | Posted December 14, 2010 | 9:25 AM

If you've been keeping up with recent economic news, here's a familiar statistic: small businesses are responsible for 70 percent of job creation in the U.S.

Through financing small businesses, microloans are an important factor here -- something every American should keep in mind as job...

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Microfinance's Fight on the Homefront

0 Comments | Posted November 19, 2010 | 10:29 AM

In his most recent New York Times column ("Here's a Woman Fighting Terrorism. With Microloans"), Nicholas Kristof makes the provocative argument that successful microfinance efforts in the developing world help combat fundamental extremism. Kristof profiles Roshaneh Zafar, a banker turned social entrepreneur now working in Pakistan, who says...

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How Microfinance Is Fueling A New Small Business Wave

0 Comments | Posted November 3, 2010 | 8:16 PM

While microfinance in the U.S. has been helping to support small businesses and self-employed Americans for decades, there may be no opportunity like the present for domestic microfinance to energize small business on a much larger scale.

The need is apparent: too many people still cannot find jobs, the income...

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Online Opponents, Real Life Allies: Innovation and Entrepreneurship are Levers for Social Change

0 Comments | Posted April 30, 2010 | 10:36 AM

Our nation was built on a firm belief in the entrepreneurial spirit and the power of economic opportunity. People can overcome tremendous odds to attain financial security if given a little support and a little faith in their ability to succeed.

This has not changed, even as we face a...

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