WASHINGTON — Federal bank regulators have proposed a new system of fees paid by U.S. banks that would shift more of the burden to bigger institutions to support the deposit insurance fund.
The board of the Federal Deposit Insurance Corp. voted Tuesday to propose rules to change the basis for assessing a bank's insurance fees from the amount of its deposits to its assets. The change is required by the financial overhaul law enacted in July. Officials said it would more clearly reflect the risks to the insurance fund.
The regulators also proposed changes to the way the FDIC determines how much it charges big banks to insure their deposits.