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Jacob Heilbrunn

Jacob Heilbrunn

Posted April 14, 2009 | 01:51 PM (EST)

Crank High Voltage: Obama's Economic Speech


President Obama's audacious economic address at Georgetown University today provided the last swing of the wrecking ball for the shattered remnants of free market fundamentalism. Even as dazed and disoriented members of the GOP stumble around the ruins in a state of cataleptic shock, mumbling over and over to themselves the consolatory phrase that Obama is a socialist, the president doesn't simply want to tinker with the economy; he's aiming to lay an entire new foundation over the shards of the failed one. His talk laid out a comprehensive program for what might be called the four R's: reform, regulation, restructuring, and revival.

Obama quite rightly spread the blame for the crisis evenly: "This recession was not caused by a normal downturn in the business cycle. It was caused by a perfect storm of irresponsibility and poor decision-making that stretched from Wall Street to Washington to Main Street." Resorting to his favorite "some" gambit, he sought to debunk the naysayers who argue that his deficit spending will trigger hyperinflation. Spend now, Obama indicated, or pay for failing to do so later when the economy implodes completely.

But perhaps the most sobering part of his address wasn't his appraisal of the current state of the economy but what might loom in coming decades as the greatest danger America confronts -- being outpaced by foreign competitors.

Obama didn't make the connection directly, but the blunt fact is that investing in education and health care can help ensure that America is able to compete a decade from now with China, India and other countries that are trying to steal an economic march on it. In my view, Obama is clearly very worried -- and correct to be worrying -- about America's ability, after decades of self-indulgent profligacy, to remain an economic superpower. A crumbling education system and a patchwork health care system is a poor foundation for maintaining, let alone strengthening, American economic might. As Obama put it, "If we don't invest now in renewable energy or a skilled workforce or a more affordable health care system, this economy simply won't grow at the pace it needs to in two or five or ten years down the road. If we don't lay this new foundation, it won't be long before we are right back where we are today."

Obama is cranking high voltage to jump start the shift toward a new American economy. The program he announced at Georgetown should get some sparks flying. Now his administration and Congress have to implement it.

 
 
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11:19 AM on 04/15/2009
Obama's reason for recapitalizing the banks is that SO THEY CAN MAKE LOANS...
THE BANKS even with plenty of "taxpayer funding" WILL STILL NOT LEND TO THE CONSUMER...

is the bank going to extend you credit:

1. if you just lost your "high-paying" job
2. you might lose your "high-paying" job (credit card companies are already reducing the credit limits of people they deem at risk of losing their job).
3. you are ALREADY MAXED OUT on your ccs.
4. you collect unemployment and probably will get an extension of benefits
5. you are training as a WINDMILL MECHANIC (while you're collecting unemployment) and that as when you have completed your training...AND THAT WINDMILL FARM IS planned, built, and running for a while...(about 3 years out)...well those windmills WILL PROBABLY START BREAKING DOWN OCCASIONALLY...and you MIGHT YOU COULD TO FIX THEM...if you sell your house, move to the state in which they're built and get a job there.....

Obama: gov gets about 8-10 to 1 in leverage effect IF THEY FUND THE BANKS INSTEAD OF YOU DIRECTLY...SOUNDS LOGICAL...

problem is: IF THE BANKS WON'T LEND IT TO THE MANY WHO NEED IT MOST...like the "500k a month" losing their jobs...WHAT GOOD IS DOING IT THIS WAY!

take the BANKS OUT OF THE LOOP...and subsidize the CONSUMER MORE DIRECTLY...

THE BANKS WON'T LEND...can you FORCE THEM TOO, President Obama...

flashrob
03:13 PM on 04/15/2009
It is mostly the small businesses that are targeted for the freed up credit. As President Obama said, when the businesses can't borrow money they can't make payroll, buy parts, buy raw materials, etc, and thus they have to lay people off. It is mostly the business credit that needs to start flowing freely again. This is necessary for them to start hiring again. Redirecting all of this help directly to the consumers wouldn't help as much. Meanwhile, for those that are losing their jobs, there are many things Obama is doing to help - extended unemployment benefits, more food stamps, and the many other stimulus programs to create new jobs. These are very harsh realities for the individuals and their families and will take many more months to see much of a turn-a-round.
09:52 AM on 04/15/2009
Sorry, the guy just gives speeches, and turns the real work over to Mrs. Pelosi, who has plunged us into debt for who knows how long.
It is amusing that the party that screams about not wanting saudis to profit from our oil consumption has no problem with china owning us.
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AnotherTry
Tell me again why we can't be equal?
09:42 AM on 04/15/2009
A phrase I would happily never read again: A perfect storm. It makes it sound like there was nothing to be done to prevent the crisis. Makes it sound like there were no democrats assisting Bush and his policies for the last 8 years.
08:46 AM on 04/15/2009
I think Obama is doing a good job thus far. The Society to Save Endangered Species was formed by Fred Smilek and two of his colleagues; Charlie Mack & Jonathan Korny. Fred Smilek stays active in raising awareness for this cause. [www.fredjsmilek.com]
08:29 AM on 04/15/2009
Obama is misleading in his speech. Although he says the right things on how speculations and greed on Wall Street got us into this mess, he is not putting an end to them. Instead Summers talked him into saving our corrupt financial system and finding a way with tax payer’s money to keep Hedge funds and Derivatives alive and pretend all is good now and those toxic assets are now worth something!
This is criminal –period.
The first thing he needed to do was to put an end to those Hedge Funds and put severe oversight over Wall Street, but he failed to do so. Now he says we have some regulations by the end of the year. What kind of regulations – pretend regulations? And by the end of the year – that is unforgivable Mr. President.
He also thinks his stimulus package is fixing the real economy. Although there s a, lot f good in this stimulus, but it is too little.
We are losing and have lost up to 700,000 jobs per month over the past 10 month. That accumulates to a job loss of over 5,000,000 his plan is only creating about 3,000.000 jobs that would leave us with a net job loss of over 2,000.000. The real economy can’t take that kind of loss. This is really bad and will have fatal consequences Mr. President!
03:25 PM on 04/15/2009
Please, write a set of regulations that will work that Congress can pass now. Be wary of a Republican filibuster though. While you're at it, redesign the financial system to eliminate all of the hedge funds and derivatives - figure out how to dissolve them and distribute all the trillions of dollars of investments real people have in them - convince them to take these losses in the middle of a recession - this month would be fine. Meanwhile, please hire the 500 FBI agents President Bush redirected away from financial investigations to terror investigations and didn't replace - maybe an extra 1000 new agents would help. Then they can get busy investigating the apparant crimes on Wall Street - again this month would be fine. We can let all of that distract us while the economy continues to tank. After we've done all of that, then maybe we can talk about turning the economy around, bank bailouts, stimulus packages, and investments in education, infrastructure, health care, and energy.
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henryberry
MASSACRE IN NEWTOWN Adam Lanza Passage to Madness
07:55 AM on 04/15/2009
What Obama means is "framework," not "foundation" of a different economic field. He wants a framework where there is meaningful regulatory monitoring mainly to prevent and uncover fraud. Foundations are too much work to put in place, would require involvement of too many others, would take too long, would have to overcome overt and surreptitious resistance, and would likely become outdated before long. Also, foundations would inevitably have an ideological overtone. On the other hand, a new or updated framework--a general playing field--would not be so controversial, and Obama might actually go a good way toward outlining and implementing this framework/field while the financial problems are still pressing and the need for a more reliable, diversified financial system is obvious. Basic principles of the framework would be transparency, accountability, government oversight, no monopolization of financial services or transactions, and others to insure comprehension, flexibility, relevance, and trust of the financial system. These are principles Obama has talked about, and they were supposed to be and were presumed to be inherent in the existing financial field. But they weren't as touchstones, only as faux qualities to baffle and mislead the public and government officials. Obama probably means these and related principles in saying "foundation"; but he should try to be as clear as possible so as not to add to the confusion on this current pressing issue and try to get the support needed for making needed changes.
12:37 PM on 04/15/2009
We already have a framework and a foundation it's called the Constitution.
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henryberry
MASSACRE IN NEWTOWN Adam Lanza Passage to Madness
02:00 PM on 04/15/2009
That's right - but the Constitution goes only so far in shaping and governing the financial and economic system. Obama's responses to and remedies for the current economic crisis cannot go against principles of the Constitution. But this still leaves a lot of room for decisions, policies, and goals concerning the causes and problems of the current crisis. Presumably, the Constitution was in effect before the current crisis. This didn't do much good in preventing it, and is not doing much good in trying to ease the hardships caused by the crisis. So to effectively deal with the manifold serious problems of the crisis and help to bring about a well-founded contemporary financial/economic system, Obama has to think outside of, but not in opposition to the Constitution.
07:46 AM on 04/15/2009
The free market system will rise even stronger after Obama "gets on board". He's smart, he doesn't want to wreck this country and he knows that any other system generates far less wealth. There really is only one way to go for Obama on the economy, just like Clinton learned.
07:36 AM on 04/15/2009
Exactly how does this translate into enriching Goldman Sachs, reinflating half a dozen speculation happy dinosaur banks and placing bets on old fashioned trickle down nonsense? A parrot can talk. When is this paragon going to put our money where his mouth is?
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LeaderofMen
Bilingual former US Marine.
07:14 AM on 04/15/2009
The difference between the GOP and the rest of the entire universe is clear and blatant.

Everyone else except for the GOP has a plan to get us out of this messs.
06:59 AM on 04/15/2009
What Kool Aid are you on, Jacob?

Even those on the left are saying his plan is anything but "audacious"...by continuing to lick the backsides of the banks, and listen to the errant instructions of his two has-been economic czars, Gheitner and Summers, Obama has been laying a giant goose egg...
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tlgeiger62
A woman of substance.
06:13 AM on 04/15/2009
You sum it all up perfectly Mr. Heilbrunn. Many in the population still refuse to understand that if we don't do something about our failing education and health care system, this country will fall farther than most imagine. I am very scared for this country and my 9 yr old daughter who will continue on it even after I'm dust.
07:01 AM on 04/15/2009
Maybe it's because the population knows what a stupid plan Obama is trying to forge...pumping money to the banks so they can go on a new Ponzi scheme is not audacious, not smart, and not socialism, that's for sure.
12:08 PM on 04/15/2009
Definetly not socialism, but I think Corporate Wellfare describes it pretty well. The new welfare queens are AIG, Citi, BoA, etc..
D-Driller
my micro-bio is empty
05:30 AM on 04/15/2009
I remember watching (with glee!) my investments go up 10, 15, even 20% each of the last 5 years or so. Granted, I was pretty pleased, but I knew the other shoe was going to drop, because when you look at the fundamentals, nothing had changed from years past; in fact, things had gotten worse. Jobs were exiting the US at record rates, manufacturing is down - we don't make anything anymore. Even the old standby, the "service sector", was going away to some extent... The only sector still hiring is government jobs! My hope was that the market would stay high, but just kind of stagnate, at the worst, when the adjustement came. Well, that didn't happen, and we are seeing a major readjustment. Interestingly, STILL nothing has changed - the stimulus packages, for all the good intentions, are nothing but a bandaid on the situation. Buying "troubled assets" from banks is a loser , keeping failing companies afloat with TAX MONEY is a loser... Actually, what is worse, is that it is not even tax money we are using - it is deficit spending - "funny money". We have to basically print money so we can give that money away! I respect the president, but he is on the wrong track. This money would be better spent, (a trillion dollars+!) on national causes - you could completely repower America with a trillion bucks, for one... Give incentives for companies to move back to the US is another...
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JWheels
07:57 AM on 04/15/2009
I would suggest you read Obama's full speech if you haven't already done so, it may help allay some of the concerns you just brought up. It's a good 20 minute read or so.
12:36 AM on 04/15/2009
Let not your heart be troubled - the tea baggers and their republican and FOX promoters will solve all our economic problems.
10:43 PM on 04/14/2009
it's kinda funny, we spend more on education than any other country in the world. Yet we can't compete with the other countries. Either our education system is really bad or the students are really lazy. We don't need to put more money in education we need to restructure the education system. We need to stop using it as a political tool and actually teach. And the idea that everyone should go to college is stupid. Not everyone needs to go to college. There are tons of trades that are needed in everyday life, but don't require college educations. Stop the spending.
12:17 AM on 04/15/2009
You know, some countries in the world finance their students' educations, not just to the primary level, not just to the secondary level, not just to the college level, not just to the undergraduate level, but all the way to the end, whether that is an M.D., a PhD., a high school graduation or a plumbers license. Some of them even do it again, if you need to go back...

They fund it 100% you understand, not ever a charge to the student.
03:10 AM on 04/15/2009
...and many of those governments also give students from low-income households a basic wage while they study, so that they can focus more on studying and less time on paid work.

That's what happens in my country and it works great. People pay for their education via their tax after they leave university and get a job - hasn't been a glitch in the system yet.

A political party tried to change that a few years ago - to a "user-pays" US style system -and they didnt get very far!
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vippy
Carpe Diem!
07:45 AM on 04/15/2009
Yep, my old country did that, what a surprise when I got here, lightyears behind times I thought.
01:10 AM on 04/15/2009
The problem is that the trades that don't require college educations are going overseas. Sure there'll be a few plumbing and electrician jobs left, but the rest of the jobs will involve asking "Do you want fries with that?". So I agree. Not everyone needs to go to college -- just everyone who wants to make a livable wage.
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10:36 PM on 04/14/2009
President Obama is absolutely on target..

Self indulgence has become America's curse. Wasteful lifestyles, poor support for education in too many places, a health care "system" that is an expensive nightmare. The country has to deal with these domestic issues...how about infrastructure? The hell with Iraq..our money needs to be spent here at home!!