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James Kwak

James Kwak

Posted: February 8, 2010 12:47 PM

To believe politicians in Washington and pundits in the media, the national debt has become the most important political issue of the day. (Whether it should be -- as opposed to, say, jobs -- is another question.) The Republican argument is, basically: "Big deficits! Democratic president! His fault!" The Obama administration argument, by contrast, is "No way! George W. Bush's fault!"

I generally side with Obama on this one, mainly because of the two Bush tax cuts and the unfunded Medicare prescription drug benefit. Keith Hennessey, Bush's last director of the National Economic Council, has a counterargument. Some of his points are good. OK, well, one point -- the fourth one down. Hennessey is right that what initially transformed the Clinton surplus into the Bush deficit was the 2001 recession, which was beyond Bush's control, just like what transformed the large Bush deficits of 2007-2008 into the enormous Obama deficits of today was the 2007-2009 recession.

The other points are good debating, but I don't buy them. This could take a while.

1. Obama: Unfunded Medicare prescription drug benefit? Hennessey: Why don't you repeal it instead of complaining about it? You could even use reconciliation.

OK, if Obama were king. Hennessey admits that his administration created a mess and says Obama should clean it up. But cleaning up the mess means either reducing entitlements or increasing taxes, would be incredibly unpopular, and would obviously be filibustered by the Republicans, the new Defenders of Medicare. There's no way Obama could get 51 Democrats with him on this, and if he could, it would mean an end to Democratic majorities in Congress and to Obama's hopes for re-election. I believe there are times when you should take a political hit to do the right thing (because the point of a majority is to govern, not to extend your majority), but asking the Democrats to commit political suicide to repair a Bush-era mistake is a bit rich.

2. Obama: Unfunded wars in Iraq and Afghanistan! Hennessey: Get out, then.

In this case, the Bush administration began a war in Iraq on false (or at least wrong) pretenses and made that country much more dangerous, while neglecting the war in Afghanistan. Obama opposed the Iraq War -- that's a major reason why he's president today instead of Hillary Clinton. But he can't simply say that the last six years never happened and pull out immediately. Colin Powell was right (even if he was wrong about Pottery Barn's policy): "You break it, you own it." And if he did pull out, the Republicans would crucify him politically. National security issues, like entitlements, only go one way politically -- it's much easier to be a hawk than a dove when it comes to fighting wars in the Middle East.

3. Obama: Tax cuts! Hennessey: Let them lapse, then.

See 1 and 2 above. Republicans are already positioning letting tax cuts lapse on the super-rich as "tax increases." It's a lot easier as a politician to give away candy than to take it back. The Republicans have cleverly played the game of enacting policies when in power that are politically difficult to repeal. (Note: The Democrats are trying the same thing with health care reform.) The goal is to force the government to shrink via spending cuts.

Hennessey also says that bracket creep will cause taxes as a percentage of GDP to climb above the long-term average. But it's natural and good for taxes to climb upward as a society becomes wealthier, because the government does more. Entitlements go up as people's conception of what an adequate minimum living standard is. Regulatory costs go up as businesses and products become more complex. Defense costs go up as the amount we are willing to invest in minimizing the risk of death to soldiers goes up. That's a good thing.

Hennessey also says that the long-term problem is Medicare and Social Security. He's right (about Medicare, at least). But then he says that therefore the tax cuts don't matter. This is clever misdirection, since the political issue is why the deficits are so big today -- and they are big today, in large part, because of the Bush tax cuts.

5. (Remember, I agreed with 4.) Obama: I inherited a $1.3 trillion deficit! Hennessey: Yes, but that was due to the recession. And then you passed an expensive stimulus package.

Hennessey's first point is unobjectionable. But insofar as the argument is over why we have big deficits today, it's also irrelevant. The trillion-dollar deficits we have today are the result of pre-Obama policies, just like the initial descent into deficit under Bush was due to pre-Bush policies.

His second point is just silly. In the face of a collapsing economy, the right thing is a stimulus package. The insistence in budgetary balance at the beginning of the 1930s is one of the most cited causes of the Great Depression (along with tight monetary policy and the gold standard).

6. Obama: When I took office, there were already $8 trillion in projected deficits. Hennessey: You changed the rules-it was only $3 trillion. "The President's first budget played games by redefining the baseline to make the starting point look as bad as possible so that Team Obama could claim their policies would reduce the deficit."

Well, we might never agree here, but I would say that Team Obama reversed out the games that the Bush administration (and previous administrations) had been playing all along. According to the New York Times, the "gaming" that Hennessey accuses Obama of is this:

* Ending the Bush practice of keeping Iraq and Afghanistan out of the budget and using supplemental appropriations instead.
* Assuming that AMT will be patched by Congress each year (as it is), rather than pretending that it will be allowed to encompass the middle class.
* Ending the Bush practice of budgeting artificially low Medicare payments and then allowing higher payments during the year.
* Adding a budgetary line for disaster relief; historically the government paid for disaster relief, but never budgeted for it.

Secondly, Hennessey's charge doesn't make logical sense. Changing the rules would only help Obama claim to reduce the deficit in the future if he were planning to change the rules back in the future. Unless Hennessey thinks Obama had a secret plan to stop assuming AMT fixes at some point in the future (or something similar), his argument not only isn't true, it can't possibly be true.

Hennessey's major point is to say that Obama should stop playing the "blame game" (defined, in Washington, as someone else pointing out something you did wrong):

"I suspect that many Americans are tired of the blame game, especially more than one year into a new Administration. Whatever your view of President Bush, his policies, and their results, America needs to look forward. We have big challenges ahead of us, and we need to propose, debate, vote on, and then implement solutions."

I agree that blaming everything on George W. Bush is neither good policy nor good politics. But there are some issues on which it is not only relevant, it is necessary to point out why we are in the mess we are in. One is tax cuts. The Republican attack line is "Tax increases bad. Hurt economy." Now, the empirical evidence for that is weak. But more important, pointing out that you just want to repeal the Bush tax cuts means that we are going back to the marginal tax rates of the Clinton years, when the economy was booming. This is different from raising taxes to a level that the economy has not seen before -- that might be risky. Simply undoing a policy is politically and substantively different from putting in place a new one.

Similarly, when people attack you for increasing government spending, it makes perfect sense to point out that they voted for the unfunded Medicare prescription drug benefit, because it is relevant whether they are deficit hawks or deficit peacocks. Deficit peacocks should simply be ignored, and that is relevant to public debate. Hennessey himself may be a hawk and not a peacock. But this whole "America wants to move forward" line, by obscuring the reasons why we face the problems we face, only makes it more likely that we will end up with the wrong solutions-or, more likely, no solutions at all.

Crossposted with The Baseline Scenario.

 
 
 
 
 
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HUFFPOST SUPER USER
Norman Allen
It is forbidden to kill unless in large numbers an
02:47 AM on 02/10/2010
What went wrong/is going wrong with the economy? Too little regulation, too little prosecutions, too little punishment for those caught doing horrible things to the "free market, too much merger and acquisitions/wealth concentration, too much greed without regard to the consequences (billionaires chasing pennies, horrible sickness IMHO), politicians looking the other way because they are funded by the financiers, too much dumbing of America, too much god and terror policies, too much emphasis on "patriotism" (you are either with us or with the terrorists) instead of responsible citizenship, exporting of jobs (reducing local demand, horrible service by those who neither speak nor understand English), the development of a class of people who make money because where they are not because they have the intelligence or the ability, too many wars....etc. etc.
08:44 PM on 02/09/2010
And the biggest cause was the Gramm-Leach-Bliley Act 0f 1999 (a.k.a. The Securities Modernization Act of 2000). Which neither party in Congress, nor a Repub and now Dem Adm wants to confront head on. It made unregulated illegal gambling on CDSs by Wall St. (And Only Wall St.) legal. And when it came time to cover their bets.......... Well we all know who had to do that.
03:58 PM on 02/09/2010
The causes of the recession are complex. Some are obvious; two wars and tax cuts must lead to bankruptcy, neo-conservative banking policy is kleptocracy that enriches those in what I like to call 'the money stream', (banking and finance) and impoverishes to poor and middle class who are the end users of toxic financial instruments. Less obvious is the fact that there are people in charge of this country's finances who were aware that these kinds of behavoir inevitably lead to economic downturn and they do not see our present condition as a a bad thing because capital investment in the right places will now yield much greater return due to the general devaluation of the nation's assets, as well as the fact that thier control over the citizenry and the polity are strengthened. If this is false then you must believe that the people in charge are too simple minded to grasp the cause and effect of thier own actions and that is even harder to swallow. Remember the savings and loan debacle? If you look into the pathology of that little affair you find perhaps the most brilliant criminal theft in modern times. Until the neo-con mortgage scam, that is.
We live in a monopoly economy ruled by multi-national corporations and our 244 year old democracy is now formally and distinctly a corporatocracy. One hundred senators voted for the TARP bailout after the banking and finance lobby gave them one hundred million dollars.
11:50 AM on 02/09/2010
Jeez, from some of the comments here and those I hear in the media, conservatives are good at selling their talking points. For the mortgage meltdown: 1.) blame Fannie and Freddie because a Democrat is tied to them; 2.) blame the people who took out the loans and not the banks because businesses can't do wrong. I'll follow up with two more posts to expand on this thought.
11:55 AM on 02/09/2010
I've heard arguments that blame Fannie and Freddie for encouraging finding creative ways to get mortgages to people who otherwise might not get them. That doesn't mean that if the banks find unscrupulous ways to do it that Fannie and Freddie are to blame. If I tell my child to clean up their room and they pick up all their clothes and toys from the floor and throw them out the window, should someone blame me for the clothes and toys on the lawn because I told my child to clean their room?
11:55 AM on 02/09/2010
The second argument puts all of the blame on the people who took out the loans. I'm sure their were some people who overextended themselves. But at least as much blame should be placed on the banks. They put in adjustable interest rates to unsuspecting customers and sold mortgages to people who couldn't afford them. Some would say that banks wouldn't do that because it isn't sound business. Well, it was sound business to the mortgage broker who got paid commission on writing the loan with no downside risk if the loan defaulted. It was sound business to a bank that thought housing prices would continue to increase: when the rates went up the home owner would have incentive to pay the higher interest because their house was worth more, and if they defaulted, the bank would make money on selling the house. It's the same reason the corner lending company and pawn shops lend with collateral. Either you pay them high interest or they'll sell your stuff and make a profit. The problem with the mortgage crisis is that the collateral depreciated. That's a business risk the bank took, and it didn’t pay off.
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Coyote50
"Taxes are the price we pay for civilization."
12:40 PM on 02/11/2010
And don't forget that the big banks also SOLD the mortgages, so they weren't worried about whether people could pay them back or not. Makes a big difference if you think your own bottom is on the line or not. (pun intended)
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calhar
11:48 AM on 02/09/2010
There is enough blame to go to every politician since the Carter Administration.Every liberal social do gooder in the country came up with more and more give away social programs for the public to get their votes.The American people have no one to blame but themselves.They are all living in la la land where the streets are paved with gold and have a government money tree in the back yard of their Mc mansion.Sorry folks this is what you wanted,live with it.
01:39 PM on 02/09/2010
I certainly agree the American People are to blame. To many village idiots have sent to many village idiots to Cogress and it started with the Regan Administration. Regan set the stage for deficits and debt. During his administration the Federal Funds Deficit trippled and total Federal Debt trippled. The Senate has not had a member on the Finance Committee that has a degree in Finance in the last 30 years. I agree that the Democrats made a mistake in the beginning of this Administration by blameing Bush. They should have blamed the Republicans; starting with Regan and all members of the Senate Finance Committee. They have reported phony deficits to the tune of approximately four trillion dollars (as an example, they borrow money from the social security and medicare trust fund, about $2.5 trillion, include the borrowing in total federal debt and pay intrest to the fund, and then turn around and reduce the Federal Funds Deficit by the amount borrowed and report a phony number to the outside world. The Obama administration is the first Administration the report the real deficit, which is the Federal Funds Deficit: Pages 28 and 29 of the Budget for the FY 2011. Just as the condition of East Germany in 1985 was a result of actions take by Hitler 50 years earlier. the conditions that exist in the U.S today started with the Republicans in 2000.
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maillady
10:05 AM on 02/09/2010
Excellent article! Yes, most Americans are tired of the blame game from both sides. It would be so refreshing if the party not currently in power wuld work harder to restore their reputation instead of jusr relying on constant bashing. It's ugly, it's old and it's the way that cowards operate. Anyone can be a bully, but it takes a smart man to use a difficult situation for his advantage.
07:15 AM on 02/09/2010
I have lost respect for Obama and one of the reasons is that he acts like a little child pointing a finger at the Bush administration and blaming everything on it - CONVENIENTLY forgetting that the last two years of the Bush administration the DEMOCRATS were in power - so who is really at fault? Bush or the Democrats that did not do anything to change the situation. By the way, Obama, why don't you KEEP YOUR PROMISES - is that a fault of the Bush administration? Or is that a character defect.

That being said, I am pretty tired of BOTH Democrats and Republicans - because NEITHER of them are listening to the people who elected them. As far as I can see the only difference between the policies of any of the elected officials is the party affiliation they stick by their name - and even that is fluid for some choose to switch.

I have a great plan for government - simple bills one or two pages, not thousands. Vote on one issue at a time. Do not put a million earmarks in.
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Coyote50
"Taxes are the price we pay for civilization."
12:45 PM on 02/11/2010
Ah, the simple solution. Guess what? The problems aren't simple and the solutions aren't simple. You can say the parties are the same, but look at the Supreme Court -- the Republican appointees are the ones who gave you corporations can contribute any amount of money they want to election cycles -- the Democratic appointees voted against it. Yes, the Democrats had somewhat control of Congress under Bush - and he vetoed anything substantive they wanted to do. I want the Dem's to be more assertive here too, but look at what's going on in Congress -- the Repub's won't pass a thing or let one appointment through.
03:06 AM on 02/09/2010
Obviously, not the Bush Adminsitration, certainly not the Republicans that are making the rules to play for the rest of them, not the the senators or representatives we elect into office, and absolutely not you, Hennessy, truly know how to fix the mess we're in. But all of you can speculate what others did or didn't do. We have a president that is sincere about the needs of the American people.... Democrats, Republicans, etc. and even those who don't vote ! REach out to help in lieu of projecting negative criticism.
I'm ashamed to be a voting Republican!
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02:02 AM on 02/09/2010
The national debt is currently a high priority. But, as always, there are other things that are more important.

Obama: I'm real concerned with the debt, but there are things we just gotta spend money on right now.
Republicans: Deal with the debt, but you can't raise taxes.
Democrats: Deal with the debt, but you can't cut entitlement spending.
Most members of Congress: Deal with the debt, but not at the expense of my constituents (eg farm subsidies).
Everyone: Keep away from defense spending.

There will always be things that are more important. Addressing the national debt ain't gonna happen unless priorities are changed. The only way to deal with the debt is to deal with the debt.
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Cosatjockomo
11:29 AM on 02/09/2010
NAARP - and keep raising benefits for seniors so they can live even longer and cost even more.
01:30 AM on 02/09/2010
Read 1st comment please:

So that we as a citizen, and that means every one of us can look at specifically what our representative represented, and what he voted for as well as what personal counsel, and meetings with who, and who they represented prior to said votes. I would also like to know specifically what financial amounts were deposited in there bank accounts other than there salary, for everything while in office. That includes cars and property registered in there names as well as there direct families as well as resources they had available to them or were co-owners or cosigners on.

You may think I am getting crazy here. These are either public servants or directly elected government officials. If these things were implemented it could not be by a vote of the House or Senate because it would never get through. However if it were implemented without there input by a vote from the people which I can assure you would be so overwhelming of a vote it would most likely out number 2 presidential elections added together if not 4. After this if you were going to be in politics you would know prior to the fact.
01:29 AM on 02/09/2010
This is decent as an article in some aspect's. However; from a larger point of view, the problem is simple. The Democrats and The Republicans have become to intertwined in our government. Now many will say no way they are just two parties. That is my point exactly though. If they are just two parties why has no one from any other party ever held or even in all reality had a chance at the presidency. This is because our country has been ruled by one of them almost since the birth of the concept of our independence, and the other one shortly thereafter.

So therefore this country has actually been ruled by the head's of these two parties for most of it's existence. Yes they have done good things in the past America would not be what it is today without them either. They have in the last 30-40 years become more about gaining more power for there party or public supporters than for the country as a whole. There fore they need to be eliminated or regulated effectively and publicly.
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Quitcherbichin
If you are posting here, thank a veteran.
01:07 AM on 02/09/2010
I certainly agree with you on the root cause of the mess we are in. There is blame on both sides, but the democrats don't want to admit the fact that the cornerstone of the failed housing industry started in the Clinton administration when Fannie and Freddie started strong arming the lenders to find "creative" ways to help people, who otherwise couldn't afford them, get home loans. The two biggest ring leaders of the movement were Barney Frank and Chris Dodd. There is video evidence of Frank, after being told by committee chairman Richard Baker that Fannie and Freddie were in serious trouble because of their lending practices, denying there were problems with the two lenders during a committee meeting a couple of years before the crash. Say or believe what you will you can lay the blame for the foundation of the housing fiasco right at the feet of the democrats.
01:23 AM on 02/09/2010
Fanned!-finally someone with some common sense.
12:14 PM on 02/09/2010
And see, you have none, because you want to make it partisan. You think playing the same game will work out, it will not. Get a grip?
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fdrrules
11:01 AM on 02/09/2010
Just like a simple minded repfublican,blame the Democrats in a fancy 1 word sentence,they forced loans to poor blacks.Don't look at the whole picture but support something a simple minded person can understand in 1 sentence.It was the republicans love of deregulation that caused this mess.Democrat Dodd let the interest rates soar so people couldn't afford them and the republicans greatfully backed this deregualtion,vote out the McCarren act which stopped spececulative brokers getting in to the banking industry,republicans joyfully supported this,nay demanded this. globalization sent our jobs overseas ,The republican plan to cut wages and jobs created by Reagan and backed by every republican caused numerous bank loan defaults.Who drastically cut the bank examiners so nobody could check and regulate banks,George W Bush did.So you simple minded republicans you supported all this deregulation and started the job cutting and in your usual cowardly way try to blame your sheer stupidity on the Democrats.tfhey surely helped but it was your republicans underlying support for all this deregulation and job cutting that was responsible.Start learing to take responsibility for your actions and stop being brainwashed by your republican control news that gives simple 1 sentence answers to absolve you of your crimes and guilt
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Stephen Wahls
inventor, landlord, farmer
12:22 AM on 02/09/2010
"just like what transformed the large Bush deficits of 2007-2008 into the enormous Obama deficits of today was the 2007-2009 recession."

What? You weren't around when we had the change of the guard in 2006 on a battle cry to raise the minimum wage just after we spent years buying houses we barely could afford. Now we hear "the people that actualy put people to work(small businesses) need to step up and put this nation back to work" Once we raised the wages the small businesses had to cut their workforce. Then the houses didn't get paid for and then the home values came down and you know the rest of the story. The bubble popped. It came from congress"give them a house give them more wages". The government needs to get out of the way. Simple as that. You can't have spectators calling the shots from the sidelines and expect to win the game. The people that know the game are playing the game.
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01:39 AM on 02/09/2010
Raising the minimum wage caused the housing bubble to burst? I don't think so.

Mortgages were given to people who couldn't afford to repay them. This occurred due to a free market weakness: When the consequence of one's action is separated from the action, the free market premise "Individuals acting in their own self-interest provide for the public good" is no longer true. Mortgage brokers and loan originators acted in their own self-interest, but passed the risk along to others through mortgage bundles.

The market needed oversight that wasn't there.
Free market has definite advantages. It also has disadvantages. Unfortunately, free market worshipers refuse to consider that free market is less than perfect.
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Quitcherbichin
If you are posting here, thank a veteran.
02:33 AM on 02/09/2010
I refer you to my post above. There WAS warning that the lending policies of Fannie and Freddie and private lenders was out of control and that, if not reigned in, could cause the collapse of the industry. Barney and Chris poo pooed the information and the rest is history.
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FredBrighton
up the establishment!
06:05 AM on 02/09/2010
We spend far more wealth than we take in. We show no restraint, nor sense, nor logic to our actions. We seem to think we can slaughter our way to happiness and peace. Yeah, well the grave is peaceful. Far too much policy is based on concepts like "political suicide" rather than "what's legal, what's right, what's possible." At this stage in our decline our "leaders" are followers of the Party line rather than the Constitution or the Bill of Rights, two documents which are the legal basis for our political existence. Toss them out (like Bush did) and we have a big patch of real estate and everything, including American consumers, has a price tag on it. China and India are buying us up as consumer cattle. Our new job is to fuel the Chinese economy until they enough middle class citizens to do it on their own. Then they call in the bonds and we, as a nation, default and collapse. Cold war over, China wins. The people on our side who threw us away are still rich, still living in gated communities, probably now Communist party members instead of Republicrats. Keep chewing your cuds, it helps calm you before the blades.
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FredBrighton
up the establishment!
06:04 AM on 02/09/2010
First of all, I'd like to suggest that governing a nation shouldn't BE a "game". Perhaps if we used a different concept things would work better. But here's how I see it: we spend more than we take in so we borrow trillions of dollars from our avowed enemies, the Communists. They, for their part, have been bribing American based corporations to move their operation to China, thus gutting jobs from our economy. Our legislators are in bed with our enemies. They go on junkets to China and get fed rich food and probably clean who@res. Haven't you people read Animal Farm?? It wasn't a kids book, ya know! So the seeds of American economic collapse were sown by ideologues in our system determined to go to war with everyone who opposed us. Maybe if we hadn't strutted about saying we "won" the cold war, giving the impression that Communism had vanished overnight we'd understand that the biggest country in the world is an economic adversarial monster determined to drive us into the stone age by using the greed of the American businessman.
Linda from Deerfield
Paying attention
11:16 AM on 02/09/2010
It's not easy to plot a new course that gets us out of the one we've been on for decades, but far too few people realize that they support a Communist regime every time they go to the mall or Wal-Mart, and I appreciate seeing it pointed out as often as possible.
04:13 PM on 02/09/2010
Another angry citizen with a lucid grasp of Amerikan corporate policy. You are not alone.
11:10 PM on 02/08/2010
Is the GOP so dominate that they can just punk the DNC at will. It seems so. They make the ultimate mess rape and pillage the Country. Give up power 2-4yrs and come back and play the same old tired song again. Cut taxes,entitlements,government spending but we have to have a strong defense and that my friends will their excuse for further deficit spending. That systematic law of returns continues to cycle the rich get richer and the poor get poorer. Poorer doesn't begin to describe what lies ahead for the less fortunate of us.
01:26 AM on 02/09/2010
Man get a grip. You control your own destiny-not the Right, not the Left-You. Give up your victim mentality and take advantage of the situation.
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FredBrighton
up the establishment!
12:58 PM on 02/09/2010
"take advantage..." What did you have in mind? I assume your advice was general, that we all should "get a grip". I suggest to you that we try to remember Germany in the 30's. American businessmen were firmly behind the German leader, who was improving Germany's economic situation by building a huge military while sending out alarm bells about religious fanatics who were out to destroy the country. Henry Ford was among those sending money for Adolph. He liked the way Adolph handled the workers.

What if your "destiny" is to become a victim of fascist aggression and economic class war? What if your future is a workhouse or a shallow grave? What if you are a 20 year old black man who wants to become an engineer, has the talent and drive but not a thin dime to pay for school? There are no jobs, no grants, no bags of money sitting on the sidewalk. I suggest every single unemployed American youth get online and devise a new economy that cuts out the corporations and levels the economic playing field. Read up on world history to get an idea of what does not work out. Don't expect to become rich, strive to break even. Read every day some new bit of information, even gardening can prepare you for food production. We need a new America based on people, not money.
07:39 PM on 02/09/2010
Where did I say I was a victim. Seems to me someone has a strong case that they may be in denial. So let me explain something to you slick things happened to me way beyond my control. I've had a good life and generally white bread fellows as yourself given a level playing field I'd probably lap you in the first five laps of the race of life. Shove your GOP talking points into the face of your Republican comrades. Grip that or are you to slick?
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Ricardo Aviles
10:28 PM on 02/08/2010
Knowing pretty well, how the capitalist system works, I know that Big Interests are in charge in Washington. Our politicians are there, but only for them, not for us, who voted for them. Republicans and Democrats are alike! Getting us upset every election, sometimes over trivial things, and when they win (both parties), they tax us and pass laws that only benefit the rich, contrary to their political campaigns. Health reform? That is not going to happen, because Big Interests are in charge! It is their winnings (big fat bonuses) that are on the table and they are not going to accept it any other way. In order for capitalism to prevail, many bad practices against consumers must be eliminated, otherwise capitalism will fail. Take the greed out of capitalism and it will thrive. It is time for Congress (both parties) to take charge! Remember: So that, Government of the people, by the people and for the people, shall not perish from the earth!