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Jane White
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Jane White is the founder and president of Retirement Solutions, LLC an advocacy organization dedicated to 401(k) retirement adequacy and the author of “America, Welcome to the Poorhouse,” (FT Press, 2009), which has been favorably reviewed by the New York Times, Newsday and other publications.

A Congressionally appointed delegate to the 2002 National Summit on Retirement Savings, White first observed the 401(k) savings crisis in 1993 as associate editor of Standard & Poor’s “Your Financial Future,” distributed to half a million 401(k) participants at Fortune 500 firms. She currently authors a blog on financial issues for the Huffington Post, has appeared on Fox Business News, CNN and CNBC, was a syndicated personal finance columnist for Gannett News Service and her articles have appeared in The New York Times, Barron’s, Working Woman, Newsday and Employee Benefit News. She can be reached at jane@retirement-solutions.us

Blog Entries by Jane White

Rich Colleges, Poor Professors

(66) Comments | Posted May 14, 2013 | 12:13 PM

Melissa Bruninga-Matteau is a single mother who relies on food stamps and Medicaid to survive. Her take-home pay is $900 a month, of which $750 goes to rent and $40 goes to gas. Where does she work? If you're thinking a fast food chain, think again. She's a PhD who...

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I'll Have What She's Having: How a So-called Retirement Expert Would Worsen Our Retirement

(10) Comments | Posted April 24, 2013 | 1:18 PM

As an advocate for 401(k) participants I should be grateful that Frontline produced "Why You Can't Afford to Retire," which aired last night on PBS at 10 p.m.

Unfortunately, not only did the episode inaccurately portray the biggest flaws in the plans as high fees and risky stocks and not...

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The 11 Biggest Flaws With 401(k) Plans

(20) Comments | Posted March 20, 2013 | 9:46 PM

1. Not enough people even have a 401(k) plan -- 53 percent of the population isn't covered. Since fewer than 10 percent of the population has a regular pension, a huge chunk of Americans depend solely on Social Security, whose typical benefit is around $12,000 to $20,000 a year.

2....

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If Your Retirement Money Isn't Invested Globally, You're Toast

(2) Comments | Posted March 4, 2013 | 8:51 AM

The only thing more maddening than the media's refusal to cover the retirement crisis -- with the exception of the Washington Post -- is the fact that most of us don't realize that our eggs aren't in the right baskets.

Despite the fact that two-thirds of the...

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What's With This Hill-Billy Fixation? Warren Should Be the Next President

(12) Comments | Posted February 5, 2013 | 2:04 PM

It seems that every day there is new speculation over whether Hillary Clinton will run for president in 2016. For the life of me I can't fathom what these folks are excited about. Don't get me wrong, as a feminist I've always celebrated the accomplishments of the superior sex but...

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Now That Sen. Harkin Is Retiring, Who Will Rescue Our Retirement?

(11) Comments | Posted January 27, 2013 | 7:36 PM

On Saturday Sen. Tom Harkin of Iowa, chairman of the Senate Committee on Health, Education, Labor and Pensions (HELP) announced his intentions to retire after completing his fifth term in 2015.

Like Senator-elect Elizabeth Warren, Harkin comes from a humble background, making him more sensitive to the financial stress facing...

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How Do Republicans Like Boehner Get Reelected?

(33) Comments | Posted January 21, 2013 | 10:01 AM

Americans are largely split in their reaction to the "fiscal cliff" agreement, but united in their dislike for the role played by House Speaker John Boehner (R-Ohio), according to a Washington Post/ABC poll released Jan. 8.

While President Obama won a majority of support for his handling...

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Thanks to Chris Dodd, Dodd-Frank Is Toothless and the Revolving Door Keeps Spinning

(2) Comments | Posted January 9, 2013 | 10:12 AM

If you think that the Dodd-Frank bank reform legislation will put the kibosh on future bad bank bailouts, think again. A virtually unknown federal agency known as the Financial Stability Oversight Council can formally designate certain large banks and nonbank financial companies as "systemically important financial institutions" (SIFIs) -- a.k.a....

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New Year's Resolution: Six Reasons to Rout the Republican Redcoats

(1) Comments | Posted December 31, 2012 | 10:39 AM

Abraham Lincoln would not be the only one turning over in his grave at the disgraceful state of the Republican party 147 years after he left office -- other dead progressive Republican leaders would, as well.

Contrast the current Republican leadership with President Dwight D. Eisenhower, who...

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There's a Chance Your Credit Report Is Wrong and the New Consumer Agency Is Hamstrung

(8) Comments | Posted December 6, 2012 | 1:20 PM

What do you regard as the most infuriating experience you ever endured -- dealing with the cranky Patty/Selma clerks at the Department of Motor Vehicles? Driving behind slow-driving geezers? Watching Fox News?

How about discovering you have a less-than-stellar credit reports despite having a stellar credit history?

After I...

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Why Do Men Cheat? Because Sexism Ain't Dead

(10) Comments | Posted November 15, 2012 | 11:23 AM

David Petraeus' cheating was somewhat, if not entirely predictable. As Lisa Belkin points out, the Men Behaving Badly phenomenon is quite common when it comes to politics: FDR, JFK and Slick Willie Clinton are three egregious examples.

It isn't just that male politicians who sleazy, but women in...

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Don't Be Fooled by a Moderate Mitt

(3) Comments | Posted November 4, 2012 | 8:42 PM

Those moderate voters who may be tempted to vote for Romney because our economy's performance has been dismal -- and who figure what do we have to lose? -- should seriously reconsider. Unlike his father, George, Mitt forgoes principle for pursuing policies that pander to the lunatic right fringe in...

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Can Obama Channel His Inner FDR?

(7) Comments | Posted October 14, 2012 | 5:15 PM

As far as I'm concerned Obama's re-election campaign is the most important one since that of Franklin Delano Roosevelt, an extraordinary President who not only rescued America from the Great Depression but enacted the country's most important social programs, including Social Security, along with winning World War II.

At the...

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We Need More "Made in the USA" -- Hear That, Apple? Congress?

(123) Comments | Posted September 18, 2012 | 7:28 PM

What is the future of work? Which party will prevail in not only lowering our unhealthy unemployment rate but ensuring that job growth will continue based on genuine prosperity and not the "bubble economics" such as the housing and Internet bubble enabled by Bill Clinton? Let's call it "Bubba economics."

...
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Bill Clinton's True Legacy: Outsourcer-in-Chief

(206) Comments | Posted September 4, 2012 | 9:40 AM

It's not surprising that Bill Clinton was picked to deliver the nominating speech at the Democratic National Convention Wednesday night. Two thirds of Americans have a favorable opinion of the 42nd president, the highest approval rating of any president, including Ronald Reagan and John F Kennedy.

...
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The Senate's Plan for Our Retirement: Inadequacy for All

(12) Comments | Posted July 29, 2012 | 4:57 PM

On Friday Sen. Tom Harkin, who heads up the Health Education Labor and Pensions Committee, announced a proposal to make "bold changes to the private retirement system and Social Security."

The changes? No reforms at all to the drastically underfunded 401(k) plans. Employers who don't offer a...

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What is the Future of U.S. Jobs? Could We Latte-Sipping Liberals Care Less?

(106) Comments | Posted July 24, 2012 | 10:28 PM

Nobody loves Apple products more than I do. I've got an iMac, MacBook, iPad, iPhone and four iPod shuffles. But as a progressive who is concerned about the job security of Americans I hate the fact that Apple chose to offshore the assembly of its products to China and plan...

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Like It or Not, We Need to Help Dems Retake Congress

(38) Comments | Posted July 8, 2012 | 9:10 PM

The most bizarre aspect of our current political environment is that while President Obama's future ostensibly is in peril because he's only got a 43 percent approval rating, only 7 percent of likely U.S. voters approve of the Republican-dominated Congress, according to a Rasmussen Reports poll

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Lets Get Colleges to Compete for Our Bucks

(2) Comments | Posted June 17, 2012 | 3:39 PM

My dad, who normally didn't mind spending money, was appalled when I was accepted to Syracuse University in 1966 because the bill would be $3,000 a year -- compared to about $35,000 today. Most likely he was shocked because the Canadian government subsidized most or all of my dad's education...

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We Can't Tackle the Jobs Crisis Without Addressing Outsourcing, Automation

(67) Comments | Posted May 31, 2012 | 10:30 AM

President Obama is correct to be going after Mitt Romney's questionable record at Bain Capital. As fellow blogger Robert Scheer pointed out, 90% of the deals at the end of Romney's tenure involved dismembering once-thriving industries and selling off the parts, destroying jobs in the process.

But...

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