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Jared Bernstein

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What's Going on and What to Do About if You're Barack Obama or Ben Bernanke

Posted: 08/09/11 12:17 PM ET

Got home yesterday and told my kid I'd had a busy day because the stock market dropped a lot. Her response: "Oh... is that bad?"

The downgrade certainly played into the massive sell-off, so yet again, S&P's fingerprints are all over a market crash. Could somebody please downgrade them?!

But the larger issues behind the crash are well-known at this point. At center-stage, we have weak growth prospects that continue to lag expectations -- everybody thinks things are about to get better, and when they don't, everybody has their economic hearts broken all over again.

The typical forecaster predicts improvement in the next quarter or so, then a week later, moves that improved scenario another few quarters ahead.

Note the magical thinking here. "Things will get better, I just know it." Yet, both here and in Europe, policy makers essentially fumble around, unwilling to identify and go after the real culprit: weak aggregate demand here and insolvency (or near-insolvency) there.

I'm not saying these are easy problems to diagnose or fix (well, the US demand problem is very clear -- Europe's is more complicated, because some countries (Italy) could likely resolve their debt burdens with strong liquidity injections, others (Greece), probably not).

But what was the biggest, most time- and media- and attention-consuming economic debate in this country in recent months? Was it which are the best jobs measures to get America back to work? Was it how many more rounds of easing should the Fed undertake?

No. It was whether to raise the debt ceiling or default.

Enough already.

Yes, there are many policy makers who either don't understand these dynamics or are purely politically motivated. Some are cynically and solely driven to make the president look bad, with no regard for collateral damage. Others are acting on the belief that smaller government, and thus cuts and further austerity will allow growth to flourish, despite daily evidence that this is backwards.

If you are Ben or Barack, in my honest opinion, you need to ignore them from here on in.

Bernanke and the Fed can help, but they face two other constraints. First, the monetary version of premature fiscal austerity is the phantom menace of inflation. But to the contrary, one way to help both households and governments reduce the real level of their debt burdens is to print money and buy more long-term bonds -- QE3, 4, etc. There's little threat of core inflation accelerating with so much spare capacity in the economy, so helping these sectors to lower the liabilities on their balance sheets will help.

But it might not help much. Constraint number two for the Fed is that interest rates are already low, both at the short and long end of the yield curve. And we know firms are highly profitable and sitting on trillions in cash reserves. So monetary policy faces a pushing-on-a-string problem.

The real action is with the president right now. I liked his comments yesterday -- they didn't go far enough on the jobs front in a way I'll suggest in a moment, but I liked the setup. He essentially said, "OK, I worked with the opposition -- who recklessly used default as a bargaining chip -- to do some deficit reduction. S&P didn't like it -- so what? They're not exactly a beacon of light these days. But I think I've bought myself some running room on jobs... so that's where I'm headed."

He then talked about renewing the payroll tax holiday, extending unemployment benefits, and infrastructure -- specifically roads and bridges.

The first two are already in the system -- they should be renewed but let's be clear: they don't provide new stimulus. It's keeping your foot on the accelerator, which is helpful, but not as helpful as pushing down further. The third -- infrastructure -- is great, but I'm worried "roads and bridges" don't get it. They're necessary, but a) they've become more capital intensive so you don't create enough jobs (I think this is true, but need more research to be sure), and b) they don't capture the imagination.

I like FAST! and recommend he runs with that, or some other idea that meets these criteria: it can be stood up quickly, it's labor intensive with a decent bang-for-buck re jobs, people get it and feel good abut it right off the bat (so, as much as I like the infrastructure bank idea, I'm not sure it works here).

"But wait!," you shout. We're out of bullets -- there's no more money for such things -- and Congress will refuse to add any of this to the deficit. How can you advise the president to block everything else out and call for measures Congress will refuse to consider?!

That's the kind of second guessing, negotiating-with-yourself that has us stuck in the mud. The president needs to decide what this economy needs, make sure it meets the above criteria, especially the one about the solution being easy to understand and feeling good, and fight for it nonstop from here until the unemployment rate starts to steadily decline.

If the merchants of negativity and obstruction block him, then he has to tell the American people precisely who is standing between them and their jobs, their opportunities, their living standards. Tell them that their own and their children's well-being is actively undermined by those who refuse to work with him to get America back to work.

It's that simple.

This post originally appeared at Jared Bernstein's On The Economy blog.

 
 
 
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11:04 PM on 08/14/2011
If read carefully, the author did not propose any solution(s).
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jackinjax
I had to send micro-bio out to be dry cleaned.
09:21 PM on 08/14/2011
Stimulus spending is like heroin. It's a quick fix with no long term benefit, and when the effects have worn off you have to have another fix. Problem is, now you owe the pusher more than you can ever pay, and he won't let you have anymore until you can.
I've never done drugs, by the way, and I've been clean (out of debt) for over 10 years now.
Spanky231
I don't see left or right. I only see Americans.
08:30 PM on 08/14/2011
Unfortunately, the US has one of the highest corporate tax rates in the world at 35%. Every large technology and pharmaceutical company has off-shored and there is over $1TRILLION in cash sitting overseas that is growing jobs. Corporations have asked the Obama administration for a one time 5% tax to bring that cash home and was told NO. People ask where to start? Start with making it better for corporations to operate here in the US or IP and jobs will continually leave.
04:26 PM on 08/14/2011
this guy doesn't know what he is talking about. first to assign the market drop to the s and p decision is foolish. the market is well over valued by cyclic pe rations and was over valued by current pe ratios with poor growth numbers for the first and second quarters. lastly if you look at treasury yields they dropped if there was a worry they would rise like you are seeing on the bonds of european countries.

the main reason the market dropped was that is was in a long tern ascending wedge formation that broke with the breaking of the 200 day moving average. when that happens you look to a move to the base of the wedege, or the appropriate channel. ba
04:16 PM on 08/14/2011
FAST!??? Is that a joke or something? There is more than $800 billion in student loans, 60% of them are non-performing. 60%!

The math is simple, unbalanced trade shifts the productive industry to China and elsewhere in Asia. Roads, bridges transport people to the jobs that aren't there. Schools prepare them for the same missing jobs. What's the point? The schools better start preparing the students for welfare and food stamps - now 45 million and growing. The school program could be lite and cheap, we can save good money.

The issue is not if the investment is capital intensive but if it is PRODUCTIVE. The game of investing in something that produces nothing is embezzlement, similar to Potemkin villages.

We kept spending and spending, but we kept losing productive capacity - unbalanced trade sucks all investments out of the country. One can't fill a bucket with no bottom...

Only balanced trade can improve the economy - easily done by introducing import certificat­es (The Balanced Trade Restoratio­n Act of 2006, by Dorgan and Feingold). If only there was corruption... or if it wasn't so complete..
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LeftCoastEng
Obsessed with failed trade
07:02 PM on 08/14/2011
Fanned!
04:13 PM on 08/14/2011
We desperately need more stimulus spending to fix the economy but Republicans and their corporate allies in the media have convinced too many people that debt levels are the problem.

After S&P downgraded U.S. credit investors rushed to buy TBills. That proves BEYOND A SHADOW OF A DOUBT that debt has nothing to do with our problems. Markets are scared the U.S. doesn't have the political will to energize its economy and they are right. Those same markets started buying stocks almost the day after the stimulus passed and now that the market can expect no more federal aid investors are fleeing.

This crisis is a failure of democracy, pure and simple. We simply cannot fix this country with the current political system we have. The house is allowed to hi jack the country and tank the stock market and people are too ig nor ant to connect the dots between conservative policies and their consequences. One of the two major political parties is openly pursuing policies that will damage the United States in hopes it will help them regain power. We need to put democracy on hold for a second and turn to someone with the guts to create a national work program that will hire the unemployed to fix our infrastructure. We can pay for this with tarifs and taxes.

Barring that the only way out of this is the way we got out before: join World War 3.
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Minolta321
Photographer
03:38 PM on 08/14/2011
I liked the title of your article because it sort of sounds like "here are the facts and this is how we need to proceed".

But after that it got sort of messy. It's the Republicans fault, we should have tripled the deficits and that would make us prosperous, lets massively print money to bypass congress (who cares if it takes a wheel barrel full of cash to buy a loaf of bread that can't happen?). Turn on the printing presses and drain the value out of all the savers bank accounts without having to tax them to raid their life savings. Oh, and printing massive amounts of money wont decrease it's value?

The left is frustrated. They see Obama is failing. They know that independents are fleeing him and his party. The left has a sense that they are seated on the Titanic and Captain Obama doesn't know how to lead. His partisan attacks are a double whammy. They aren't partisan enough for the hard left and are driving independents further away. Now, some of he life boats are being deployed, some democrats are distancing themselves from Obama, progressive media is starting to question his actions.

It may be too late for our good captain and his ship named TITANIC.
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03:59 PM on 08/14/2011
This ship hit Iceberg Obama and has been sinking since he was sworn in. Everyone who voted him into office are now seeing that things could be worse than under George Bush
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HUFFPOST SUPER USER
AmosKnows
03:29 PM on 08/14/2011
The financial sector has stolen an enormous amount of wealth from the people in the form of a created deficit. The government's solution is to cut cut cut from the super majority of the people and not raise revenue on the super minority of criminals. So no, no jobs, and no money. What to do, what to do?

Create the problem and then provide the solution - classic. Therefore it is the criminals who are stepping to the plate so they can help the victims. It's really quite a bit of genius. So the infrastructure that we can't afford to pay, and the jobs we need, will now be the subject of private financing and a continued transfer of wealth from the people to the elites. Senate holding hearings now:

Building American Transportation Infrastructure Through Innovative Funding

http://commerce.senate.gov/public/index.cfm?p=Hearings&ContentRecord_id=d9c3dce8-6766-44db-8951-a298acdb84f9&ContentType_id=14f995b9-dfa5-407a-9d35-56cc7152a7ed&Group_id=b06c39af-e033-4cba-9221-de668ca1978a

"The Senate Commerce Committee today announced a full committee hearing on building American transportation infrastructure through innovative funding. This hearing will examine the means by which federal funds can be used to leverage and partner with private sector capital to supplement existing transportation funding and increase overall investment into transportation projects. In addition, the hearing will look at the effects investing in infrastructure projects can have on job creation"
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InBirmingham
In 2013 Obama's only a memory
02:32 PM on 08/14/2011
I'm still struggling with the belief that our president has in that we will steadily increase our revenue stream if we just tax the rich more. Whom he determines to be rich is a sliding scale at best, today it's $250,000, tomorrow it could be $200,000, next week, $100,000. Our best and proven efforts at increasing revenue has always been increasing overall national employment. We're seeing nothing done with regards to creating actual jobs. The jobs this president and congress have given were shown to be temporary lifts and did not solve the issue. We gain more in tax dollars by putting that 9.1 million to work than we do by simply taxing the wealthy Americans. I've yet to see a plan that has been introduced that actually addresses that issue.
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AmosKnows
03:30 PM on 08/14/2011
Bush tax cuts to the very top cost us 70 Billion dollars a year in revenue. That could create some jobs.
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Minolta321
Photographer
04:03 PM on 08/14/2011
If we bring in that 70 billion a year we should not use it to increase government spending. We might use it to help reduce our dependency on massive borrowing to survive.
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InBirmingham
In 2013 Obama's only a memory
06:38 PM on 08/14/2011
70 billion per year does nothing to reduce an out of control spending. Spending now under this president is adding 1.3 Trillion dollars to our deficit annually. 10 years of accumulated revenue by reducing those cuts will only pay for 50% of one year at current rates
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04:42 PM on 08/14/2011
Before the government can raise taxes on anyone, they have to shrink the size of government itself. If they don't do that, as a start, they just take in tax dollars to keep themselves solvent. They cut the size of government, the savings, in tax dollars, "TRICKLE DOWN" to the consumers, who, in turn, spend it, creating a demand for more production of consumed products, thus, creating jobs, to manufacture those products, creating, in effect, a vicious cycle. More consumer dollars, more buying power, more jobs and 'round and 'round we go. with the economy as stagnent as it is, money can't move. it's either tied up in government spending or being set aside for the perverbial rainy day. No money moves, finanacial gridlock= recession!
maruski
Liberal Lutheran; lean left, save America!
12:24 PM on 08/14/2011
"The president needs to decide what this economy needs, make sure it meets the above criteria, especially the one about the solution being easy to understand and feeling good, and fight for it nonstop from here until the unemployment rate starts to steadily decline."

exactly and if the R's work against it make it clear that he still stood for it, because otherwise he doesn't HAVE a job policy. People won't fault him for not getting it through when they can see who voted against it, but he will be faulted for not even having a policy.
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InBirmingham
In 2013 Obama's only a memory
02:34 PM on 08/14/2011
But just what IS his policy? Do we even know? Has he presented one?
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AmosKnows
03:31 PM on 08/14/2011
His policy is to appear to want jobs and then do everything he can (under the guise of "compromise" and eleventh hour necessity) to protect the top.
12:05 PM on 08/14/2011
Jared, you have been writing about common sense for a long decade and unfortunately no one is following your advice. Obama talks the talk, but doesn't walk the walk, and when he does he uses a tiny stick instead of a big one.

As it has been pointed out by others, Obama's advisors are not recommending that he go after jobs because they are afraid he will be viewed as a big spending Democrat. The Teapublicans will attack him for that. But, as you said he has to make a very powerful and convincing case to the voters.

I am not so sure he is capable of standing up against the opposition if he were to demand Change That We Can Believe In.
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TheDuke75
Of the People, For the People and By the People
12:02 PM on 08/14/2011
This President doesn't like to point the finger and get vocal with blame, though I wish he would.
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InBirmingham
In 2013 Obama's only a memory
02:35 PM on 08/14/2011
Huh? Seriously? That's all this president has done is point the finger and lay blame.
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APMOTRBC
Urban Warrior Princess of The Table!
05:19 PM on 08/14/2011
No. . . I'm sorry. He often chides everyone for not working together. He compromises repeatedly with conservatives and yet still you hate him. We liberals no longer trust him because he is trying so hard to work with and deliver a centrist solution to every problem even though it is all conservative policies that have brought us low and will do us all in when/if you get back control of the country. . but then at least it will be done.
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09:42 AM on 08/14/2011
When I think in vague generalities (at the "30,000 foot level" to use a wretched metaphor I heard too much from project planners and other products of the MBA system a decade ago), I too think: YES, have government do more in the economy - roads, bridges, education, health care, "pure science", etc. and other things where "business" (capitalism) is clearly failing.

But when I think of where Obama's administration has actually put money - banks, financial systems, automobile giveaways, etc. - I despair.

Yet, the GOP and the Tea Party promise even worse than what the Obama Administration has done.

Where can money be put in FAST?

Not in health care - as much as it might relieve people from burdens that prevent them from contributing better to our commonwealth. We have a completely messed up health care system, with too many apologists for the broken HMO/Insurance system.

Not on roads, bridges, water & sewers, and other like infrastructure. This would be a GOOD investment because we're left with something REAL and USABLE for decades (unlike financial institutions.) However, the permitting and review process makes it difficult to do anything fast here. It needs to be done, and we have to get started on it - bit it won't return fast results.

Education (and "pure science") would be best. We have public educational institutional organizations across the nation, and increasing our capacity for intellectual development can only be a good thing for a future world where "IP" (Intellectual Properties)
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ancientuno
09:28 AM on 08/14/2011
One would think if you want a stable economy you need people working who in turn spend money that keeps the economy going. I'm not talking about minimum wage jobs either. With the population increasing each year and more jobs being lost well it's easy to figure out the result. When US corporations are given tax breaks for importing goods they make in foreign countries, of course they are going to ship the jobs to those countries. Lower taxes are not going to create any jobs, they are only going to increase profits for the shareholders and that's all they care about. Until one looks at the real problem then as usual nothing will be except putting a bandage on the problem hoping it will go away. As for the stock market, it's nothing more than a casino.
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Donald Fannin
02:28 AM on 08/14/2011
I look to Ben Bernanke. He needs to be brave and step well outside of his job description and tell Congress the truth. The Fed has done all it can do. We have two weapons to control the economy interest rates and money supply. We have exhausted both with no effect. This is not a monetary crisis. It is a fiscal crisis. The ball is in your court. Then he needs to be really gutsy. Because what ever he says next is not going to be popular with one side or the other. But he is the de facto economic adviser to the government. Non-political and acceptable to both sides. His job is monetary policy. But we have arrived at an impasse. He needs to tell Congress to either spend more money or reduce taxes. I don't know which he will decide but he should tell them what to do. Who knows maybe they would do it. If it works he is a hero if not a dog.