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Jared Bernstein

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What's the Risk From a Country Leaving the Eurozone?

Posted: 11/27/11 09:41 PM ET

The more we learn about this one, the better. No one knows the likelihood of, say, Greece, to pull an example out of the air, pulling out of the Eurozone and reverting to the drachma. I'd guess not, but the potential is obviously real and growing.

What would happen if a country broke away? Well, the problem is all in the transition. Contracts between creditors (lenders) and debtors (borrowers), including everything from bonds to cheese deliveries, have to be renegotiated, and done so at the value the world decides to assign to the new currency, e.g., the ND ("new drachma"). And one can imagine that assignment will not be flattering to the dropout country.

Bank runs are a worry -- those holding euros in Greek banks will be assigned the new value in "NDs," and account holders will want to avoid that devaluation.

As weaker economies dropout, their currencies will fall relative to those of stronger ones, like the US dollar or the euro, as currency markets once again can vote on an individual country's currency, as opposed to that of a currency block. This could help them adjust through exports, but we're probably not talking about gentle devaluation here; we're talking systemic shock.

Basically, the transition is by definition a huge devaluation event. You leave the currency union because you can't achieve solvency within it, and once you're free, the world casts judgment by revaluing your currency in ways that reflect the conditions of your exit. Any support you enjoyed from being a weaker player of a stronger team vanishes.

These realities are why I suspect the Eurozone remains intact. But I wouldn't bet more than an ND or two on it.

This post originally appeared at Jared Bernstein's On The Economy blog.

 
 
 
 
 
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HUFFPOST BLOGGER
rtgmath
There has got to be a better way!
03:34 PM on 11/28/2011
Here's another scenario: Greece withdraws and refuses to pay the debt. It declares itself bankrupt and defaults on its foreign debt completely.

Stick a thumb into the banker's eyes.

Then Greece could initiate an investigation into who manipulated the markets to bring about such a condition -- and be sure of it, despite Greece's own mistakes in the matter, there were people manipulating the system to cause Greece to make more mistakes, with the financial failure of Greece in mind. That would mean Greece would give up its National Assets for pennies on the Euro, bankers would reap huge profits, and the people would suffer terribly.

And after such investigation, the indictments and the warrants -- international warrants for crimes against the Greek state, financial espionage and sabotage, fraud and conspiracy.

Oh yes, the financial markets would revolt. Greece would not get another loan. But they would be out from under this burden, and they would have their own tax base to work with. They could rewrite the rules to play in their country. They would have their national sovereignty back.

This could work. It would be hard, but no harder than the onerous demands being made on it right now. Right now the demands are almost like the demands made on Germany with the Treaty of Versailles after World War I, demands so harsh and vindictive that the result, years later, was World War II.

Greece needs its sovereignty back. The bankers need to go to h*ll.
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CBasilJr
62 Retired Vet
05:05 PM on 11/28/2011
No matter what the final choice is, the Greek people are screwed.

They created their version of a perfect society and couldn't afford the massive waste. As a result, what happens next is under the control of Merkel.
12:31 PM on 11/28/2011
On the bright side, a country leaving the Euro zone can de-valuate its currency... making it more interesting for "outsider" to buy their product... or setting up plants in their country.

-

This been said, unless the leaving government is able to control the debt and spending... leaving the Euro will not do them any good.
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sgillhoolley
Occupy the discussion.
11:51 AM on 11/28/2011
It will result initially in some serious inflation, but Iceland did it and is already doing much better, without the huge debt, which would probably be an albatross on their back for generations. I think Greece would be smart to pull out of the EU and default. Take your lumps up front and get on about the business of recovery.
01:38 PM on 11/28/2011
Iceland was never part of the EU nor did it ever use the Euro.
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sgillhoolley
Occupy the discussion.
05:24 PM on 11/28/2011
Nor did I ever claim such.
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HUFFPOST SUPER USER
fields4ever
Can we all get along?
03:35 PM on 11/28/2011
As stated in earlier posts, Iceland was not a member of the European Union when they took this action. According to the link below, Iceland was part of the European Economic Area which allowed trade with EU states. This status makes it a different situation than Greece which is an EU member. 'Taking your lumps upfront' includes the kind of unemployment and immiseration we are currently seeing in the US, and what the Greek protests are aimed at avoiding. There are no simple solutions to these problems.
http://answers.yahoo.com/question/index?qid=20090124015155AAP6mg7
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sgillhoolley
Occupy the discussion.
05:25 PM on 11/28/2011
Nor did I ever claim such. The countries that do not want to take their lumps up front will eventually take them, only then those lumps will be bigger, nastier. The problems that lead to the financial crash are still there, still going, and the next bubble will pop soon.
11:20 AM on 11/28/2011
Regardless of how much the Greeks are to blame for their own mess, they are willing to reject conventional solutions proposed by the international banks and take care of their own problems, and suffer the consequences as a result. The people of Greece have a much greater character than they have exports, but the Banks that suck the wealth out of the world's populations cannot say they have either.
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Geauterre
Writer, Author, Commentator and Humorist.
10:27 AM on 11/28/2011
We may be witnessing a scenario where arithmetic has a stark outcome. Let's say for instance there's a ballpark, and several teams have gathered there to play. All well and good. Now there are also some others, who are not so well-off. In fact, they can't afford uniforms, shoes or gloves. We certainly wouldn't hold that against them, would we . . . or wouldn't we . . . or should we? Think about what it means to have them play? What would it take? Loans? Money? Time? Effort? How would responsibilities be shared, in order to carry the extra non-supporting loads? Now elevate the game to one of statehood. Getting the picture? It looks grim . . .
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lolablev
Bring Peace into your Life
10:22 AM on 11/28/2011
Here's a country that did pull out - and you won't find anything in main line newspapers or hear from talking heads about it either....Iceland
http://www.truth-out.org/why-iceland-should-be-news-not/1322327303?mid=53
09:52 AM on 11/28/2011
The trick to solving the European economic CRISIS is to kick Germany out of the European Union, and then for the member states to impose 100% tariffs on German goods.
12:33 PM on 11/28/2011
Wouldn't that be like removing the engine from your car... as a way to improve gas mileage?
01:23 PM on 11/28/2011
LOL, good one.
01:25 PM on 11/28/2011
You keep repeating yourself Jerry and it did not make too much sense the first time.
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09:35 AM on 11/28/2011
Oh, don't worry about a run on banks: according to today's lead article, re: Bloomberg, the U.S. Fed will just throw money at foreign banks without telling us.
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Willard365
"...and sometimes the bahr eats you."
09:29 AM on 11/28/2011
If NJ went bankrupt it wouldn't leave the Dollar. I know Greece is a country and not a state, but the concept is the same. Just declare the debts held by foreigners null and void. Deal with outcome.
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philhellene
Far Left and Proud of It!
09:17 AM on 11/28/2011
As with most groups, could it be that the Monetary Union (and the EU in general) has morphed into something that only serves the needs of and benefits the two or three strongest members?
romano70
If conservatives were smart, they'd be liberals
08:29 AM on 11/28/2011
As annoying as it is, it is a bad idea for any of the PIIGS (Portugal, Ireland, Italy, Greece, Spain) to leave the Union. Sure, Greece lied their way into the Euro -literally lied, they cooked the books. And after lying, the Greeks starting spending like there is no tomorrow. And sure, the Greek are famous -or infamous, depending on who you ask- for dodging tax bills. But the problem will remain one of currency credibility for the countries that remain in the Euro. As you know the market gods need to be appeased at all times, or there will be hell to pay. To those who think that the European situation is the same as the one in this country, please stop listening to republican talking heads. The situation could not be more different. From a strong central bank, to one single fiscal -and social benefits- policy for the whole country, the US is a completely different animal than the EU. Oversimplifying things based on the republican mantra that "they spend more than what they could, like we are doing" is nonsensical. Besides, all we 'd need to do is raise taxes and we will be able to pay for the deficit that -I may add- a Republican created.
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09:45 AM on 11/28/2011
You're right, but we also have a problem with differing social conditions: some states are (or were) heavily union, while some are right to work (aka right to starve). Some states have fairly good social safety nets, while some have very marginal ones. It's why people who were lucky enough to get paid well with excellent benefits in unionized states for hanging doors on cars on an assembly line have retired and over run sunbelt states, voting against tax increases for, well, everything, while assuring the locals that they're very fortunate to live in a ruggedly independent (by God!) state. That also creates problems with valuation of our own currency.
12:36 PM on 11/28/2011
Hard to believe that in the 60's and early 70's... Greece was one of the richest state in Europe... That is, until government started to spend more than they could afford.
08:28 AM on 11/28/2011
Juxtaposed to this - what if a country is "expelled" by Eurozone?
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thanadar
Jury nullification works.
08:54 AM on 11/28/2011
My thought, too!
09:21 AM on 11/28/2011
according to the charter that cannot happen
08:00 AM on 11/28/2011
How did Iceland do it?
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Vavavoom
Yeah,.. yeah... vroom ... vroom, Next please.
08:17 AM on 11/28/2011
What do you mean?
As far as I know, they have not joined the Eurozone yet.
romano70
If conservatives were smart, they'd be liberals
08:20 AM on 11/28/2011
Iceland was not in the Eurozone, they have their own currency. The EU is made of 27 countries, but only 17 share the Euro
07:59 AM on 11/28/2011
So why don't those who used the fund pay back and every dollar should be checked to return the loan? Where is the money? I bet it is in Swiss, and somewhere in the islands. Of course who got the money out of the country are not alone, they have outside help to make Greece liable. Those Greeks who did this are treasonous. Their leader now is part of the banking system so now Greek is going to be run as an economy rather than as a country to open the way for businesses to take over their resources and the leader will make sure that happens.
07:48 AM on 11/28/2011
There is no downside. None at all. Jack taxes to the sky legislate an increase in wages and pensions. Do more of the same. To infinity and beyond.