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The Economic Impact of Raising Taxes on High-Income Households

Posted: 04/25/2012 4:14 pm

I've been waiting for this.

It's the long-awaited, reader-friendly review by Chye-Ching Huang of the economic theory, evidence, and literature on the relationships -- or lack thereof -- between taxes on high-income households and their impact on growth, jobs, investment, and entrepreneurship.

CCH takes you -- pretty gently, I'd say -- through the facts of the case in some detail, but I've pasted in the key bullets below (see text for endnotes). A lot of this reminded me of this post on small vs. large responder theories of how people respond to tax changes (hint: "small" usually wins).

A lot if it also reminded me of this: you know all those arguments we're always having about supply-side, trickle-down economics? Like every day in the Congress, on the campaign trail, and on cable TV? Well, scholars have actually looked at this stuff and come up with consistent and compelling answers. So, if we can just find our way back to The-Land-Where-Facts-Matter, we might be able to make some smart choices around tax policies.

Taxable income and revenue. Opponents of raising the taxes that high-income households face often point to findings that high-income taxpayers respond to tax-rate increases by reporting less income to the Internal Revenue Service (IRS) as evidence that high marginal tax rates impose significant costs on the economy. However, an important study by tax economists Joel Slemrod and Alan Auerbach found that such reductions in reported income largely reflect timing and other tax avoidance strategies that taxpayers adopt to minimize their taxable income, not changes in real work, savings, and investment behavior. While such strategies entail some economic costs, these costs are relatively modest. Moreover, policymakers can limit high-income taxpayers' ability to respond to increases in tax rates by engaging in tax avoidance activity -- and also enhance the efficiency of the tax code -- by broadening the tax base, as discussed below.

Work and labor supply. The evidence shows that changes in tax rates that fall within the ranges that policymakers are debating have little impact on high-income individuals' decisions regarding how much to work. As Leonard Burman, former head of the Urban-Brookings Tax Policy Center (TPC), recently testified, "Overall, evidence suggests [high-income Americans'] labor supply is insensitive to tax rates."[2]

A marginal rate increase may encourage some taxpayers to work less because the after-tax return to work declines, but some will choose to work more, to maintain a level of after-tax income similar to what they had before the tax increase. The evidence suggests that these two opposing responses largely cancel each other out.

Saving and investment. Some claim that tax increases on high-income people -- in particular, increases in capital gains and dividend tax rates -- depress private saving rates and investment. But as Professor Joel Slemrod has written, "there is no evidence that links aggregate economic performance to capital gains tax rates."[3] Similarly, the Congressional Research Service (CRS) has reported that most economists find that reducing capital gains tax rates would have only a small -- and possibly negative -- impact on saving and investment.[4]

Although tax increases on high-income individuals might reduce their saving, if the revenue generated is devoted to deficit reduction, the resulting increase in public saving is likely to more than offset any reduction in private saving. CRS concludes, "Capital gains tax rate increases appear to increase public saving and may have little or no effect on private saving. Consequently, capital gains tax increases likely have a positive overall impact on national saving and investment."[5]

Small business. The evidence does not support the claim that raising top marginal income tax rates has a heavy impact on small business owners: a recent Treasury analysis finds that only 2.5 percent of small business owners fall into the top two income tax brackets and that these owners receive less than one-third of small business income. Moreover, even those small business owners who would be affected by tax increases on high-income households are unlikely to respond by reducing hiring or new investment. As Tax Policy Center co-director William Gale has noted:[6]

"[T]he effective tax rate on small business income is likely to be zero or negative, regardless of small changes in the marginal tax rates. This is for three reasons. First, small businesses can expense (immediately deduct in full) the cost of investment. This alone brings the effective tax rate on new investment to zero, regardless of the statutory rate. Second, if they can finance the investment with debt, the interest payments would be tax-deductible, making the effective tax rate negative. Third, they can deduct wage payments in full, so the marginal tax rate should have minimal impact on hiring."

In addition, a review of the research finds little evidence for the common assertion that small businesses are responsible for the majority of job creation in the United States or that tax breaks for small businesses generally -- as distinguished from start-up ventures -- are effective at stimulating jobs or growth in Gross Domestic Product (GDP).

Entrepreneurship. CRS finds that "An extensive empirical literature on [the relationship between income tax rate increases and business formation] is mixed, but largely suggests that higher tax rates are more likely to encourage, rather than discourage, self-employment."[7] One reason is that taxes may reduce earnings volatility, with the government bearing some of the risk of a new venture -- by allowing tax deductions for losses -- and receiving some of the returns. Further, there is little evidence that the current preferential tax rates for capital gains and dividends substantially stimulate investment in new ventures.

Growth and jobs. History shows that higher taxes are compatible with economic growth and job creation: job creation and GDP growth were significantly stronger following the Clinton tax increases than following the Bush tax cuts. Further, the Congressional Budget office (CBO) concludes that letting the Bush-era tax cuts expire on schedule would strengthen long-term economic growth, on balance, if policymakers used the revenue saved to reduce deficits. In other words, any negative impact on economic growth from increasing taxes on high-income people would be more than offset by the positive effects of using the resulting revenue gain to reduce the budget deficit. Tax increases can also be used to fund, or to forestall cuts in, productive public investments in areas that support growth such as public education, basic research, and infrastructure.


This post originally appeared at Jared Bernstein's On The Economy blog.

 
 
 

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HUFFPOST SUPER USER
ProgressiveVoice
10:17 PM on 04/26/2012
Why did I know all this stuff, or at least the basic concepts, when Reagan ran for president in 1980, when I was 19? Is it not perfectly obvious that demand drives an economy? That no one bothers to invest in increased production if there is not increased demand calling for it?

Amazing that it took this long for the "experts" to figure it out.
11:42 AM on 04/26/2012
I know plenty of Americans who lost their jobs and have lost raises because of NAFTA, normalized trade with communist China, and H-1 work visas. I don't know anyone who lost a job because of the rich not paying higher taxes!

And let's see, the UW president, a public employee, makes $700,000 per year!! Is that why we need to raise taxes?! To pay government workers $700,000 a year?!
reasonable lib
Demagogues must be driven from govt
12:43 PM on 04/26/2012
Union officials ARE NOT government employees. Taxes (including the 15% LTCG limit) must be raised ALONG with CUTTING entitlement spending and military spending so that the public debt can be paid down. A Windfall Profits Tax on oil & gas companies must be imposed as well. I also favor a financial transactions tax of .03% (= $3 on a $10,000 buy or sell) to replenish the bailout funds paid by the U.S. With Medicare/Medicaid spending rising sharply for years to come and the realization that interest rates can't stay this low forever, every budgetary item must be available for discussion.
10:31 AM on 04/26/2012
Wow, amazing article.

A long justification of why it is OK to take money from other people because it doesn't benefit society as a whole. Is that some sort of sick joke? If I take my money and park it in the bank doing nothing, why does that give the government some claim to it?
reasonable lib
Demagogues must be driven from govt
01:08 PM on 04/26/2012
It is Constitutional for the Federal government to TAX INCOME. I didn't find the part of this posting that advocates taxing wealth so your noninterest-bearing bank balance is untouched.
10:27 AM on 04/26/2012
basic economics: increase taxes so that you can spend it with fiscal policy. It is better to tax the Rich more and tax the average consumer less because the average consumer collectively drives demand. The economy is still sluggish and we need additional measures to prevent greater contraction or even a premature recession. We still need to maintain our fiscal stimulus. We may need to have the Fed accept a flexible inflation ceiling that is less than 3%...maybe peg inflation rate increases to unemployment rate so that it can still be anchored. A balance approach is better than the Ryan plan of tax cuts plus maintain spending and increase debt....
10:56 AM on 04/26/2012
Agree we need fiscal measures. But when your economy abandons tariffs you are forced to rely on taxes too much.
11:49 AM on 04/26/2012
If we have a massive trade deficit, H-1b work visas, millions of illegals, normalized trade with slave labor communist like China, and more and more rigged trade deals...you can throw all the money you want at this economy and get no where. Its like a flat tire you keep pumping with air. Its not going to inflate.

H-1b is a perfect example of how rigged the system is.
05:41 PM on 04/27/2012
One way to deal with large trade deficits is for us to be more innovative than the competition. We need to put on the market product and services that cannot be made in Asia or Latin America. In addition, we need to invest in Education, Healthcare, Public funding for scientific research and development, investments in modern transportation and communications infrastructure. President Obama proposed investment to Congress in all these areas. The Republican/Tea Party watered down the requested plans and outright stopped others. Instead of dealing with the problem the right way, Romney's plan is to designate the Chinese as money manipulators...not a good thing to do
10:27 AM on 04/26/2012
Raising taxes won't end H-1b fraud, won't end student visas, won't end offshoring, won't end normalized trade with communist China, and won't stop corporate welfare and bailouts.
reasonable lib
Demagogues must be driven from govt
12:45 PM on 04/26/2012
These are not mutually exclusive. We need to raise revenues in order to pay down our massive public debt.
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Papapaul49
Driver,chief cook and bottle washer, retired LO.
12:58 PM on 04/26/2012
It will help balance the budget and unstack the deck.
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CrnkyOldMan
I'll accept Co's as people when TX executes one
10:04 AM on 04/26/2012
Very nice summation of the facts that tear apart Supply Side Voodoo. Republicans argue against the facts so often one need only to invert what they say on any given topic to realize the truth. As a business owner, I've argued many of these points from personal experience, but I'll keep these references handy. Thanks Author!
10:30 AM on 04/26/2012
Democrats have their own voodoo economics: H-1b work visas, amnesty for illegals, and student visas. Democrats say these will help "the economy" as if workers are the economy or share the economy equally! They don't but these programs hurt workers. So H-1b just drives down wages which helps the rich.

Or look at the GM bailout which is just helping GM transfer US technology to communist China!!
reasonable lib
Demagogues must be driven from govt
12:49 PM on 04/26/2012
The GM bailout was meant to save as many American jobs temporarily as possible while the U.S. slid dangerously close to a Depression. Amnesty for illegals is not voodoo economics. It is a sidestep to the problem.
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HUFFPOST SUPER USER
Bart DePalma
Bart DePalma
09:48 AM on 04/26/2012
We have plenty of history here:

1932 Hoover "millionaire's tax" - Economy slid further into depression and the tax revenues fell.

1993 Clinton tax rate increase - Recovery economy slowed and tax revenues were half of what CBO projected.

2011 UK tax - Economy slid into double dip recession and the tax revenues fell.

Moral: If you punish wealth creation, you get less of it.
HUFFPOST SUPER USER
kasnova
11:40 AM on 04/26/2012
"2011 UK tax - Economy slid into double dip recession and the tax revenues fell"

Are you intentionally ignoring the austerity measures also enacted in UK and that it was a VAT tax increase which is regressive versus the topic of this article with is a tax on higher incomes?
reasonable lib
Demagogues must be driven from govt
12:53 PM on 04/26/2012
Hoover, a Repub waited too long to raise taxes and there wasn't a huge pool of millionaires in those days. FDR took office in Jan 1933 and enacted a flurry of economic stimulus which is widely considered to have saved the U.S. until Repubs gained control of Congress in Nov 1936, drastically cuts government stimulus and furthered the Depression for 3 more years. Sound familiar ?????
01:06 PM on 04/26/2012
You are also missing the whole history of US trade. For most of the US's history we had the highest tariffs in the world and our economy grew to become a super power. In the early 20th century we reduced tariffs and THAT helped to cause the collapse in trade. Modern corporatist economist get this completely backwards because they are hoping you won't bother to read the history of US trade back through the 19th century.
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HUFFPOST SUPER USER
Bart DePalma
Bart DePalma
01:30 PM on 04/26/2012
Huh?

Hoover was a progressive.

The Dems held Congress throughout the New Deal.

FDR signed off on reducing spending on make-work programs.

The 1937 recession was caused by labor unrest encouraged by the administration.
09:35 AM on 04/26/2012
It's fascinating how little understood economics is. The dollar has value because another participant will exchange value for it. The fed buys and sells bonds to put money in or take money out of circulation. Distribution of the proceeds becomes a (rate) function of the federal reserve banking system. There are rules that we MUST abide else, what prevents "government" from printing as much as it wishes? Why does government not, with a few keystrokes, "print" sixteen trillion, pay the debt, and go happily forward? The answer is because... any currency is worth only what others will exchange for it. Today's gold hoarders fear printing is out of control...and it may be. However the balance to this is the hardship to be experienced by those who are not on the receiving side of circulating money. Bernanke studied the depression, both when economy contracted with austerity moves, and when it expanded with overt spending (including war spending). Republicans think dollars are protected by controlling economic participation (tax manipulations). Democrats advocate broader economic participation. The civil quest is for equilibrium, and all the uninformed, opinionated noise of late is nothing new. What good is a million slips of paper nobody wants? What good is value if it cannot be peacefully transferred? Understanding this balance seems key to our eventual debt solutions. Our debt will not be paid in cash as some believe...it will be paid only through healthy growth and added economic value. Congressional wisdom - another story.
shessomoney
Liberal Elite-Made In U.S.A.
08:28 AM on 04/26/2012
I still am not able to get my head around how the GOP convinces people that two huge tax cuts pays for two wars. The tax cuts have not paid for the wars they have just increased the debt and deficit. And I don't know how cutting Mitts tax rate to 0% so he can stuff more into his Camen bank is creating jobs. Do people really need more than a quarter billion dollars when children are hungry and veterans need care?
RedneckLiberal
Redneck is not synonymous with Conservative
08:07 AM on 04/26/2012
A good article with a lot of interesting information. Too bad that the majority of the voters don't really care about actual facts.
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08:05 AM on 04/26/2012
Unfortunately, there is only one single method by which you can increase taxes and not have a significant portion of the population in an uproar. You have to actually balance the budget. You have to show the people who are now giving up more money to the government that there IS INDEED a purpose to their sacrifice, reducing the debt to future generations. I pay a lot of taxes. I would pay more if I thought it would actually make a diffrence. I am not interested in paying more merely so we can spend more.

Granted, a good portion of the population beleives, with some justification, that if we could ONLY raise revenues to meet our expenditures, we can acheive that. Mathematically it works out beautifully, and is a good discussion, from a theoretical perspective. But with one noteable exception, we have run a BUDGET deficit every year since 1959. And indeed, the government has actually gone deeper into debt EVERY year since 1959, including those years where we had a "balanced budget".

I will pay whatever taxes the government tells me to pay (do I REALLY have a choice?). But if you want me on board (i.e. volunteering) to raise my own taxes on me personally, balance the budget. Show me some fiscal responsibility before I agree to give you more money.
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ez14livin
09:19 AM on 04/26/2012
well, gee...

maybe you shouldn't have gotten those GWB tax cuts in the first place...

i don't disagree with reducing spending - however not to be axing medicare and SS and actually increasing the DOD (the ryan plan).

used to be there was a thing in government called compromise

maybe it's time to let the world pick up some of the tab for it's security (and at the same time, maybe we shouldn't be a used arms dealer; selling outdated military equipment to regimes that end up attacking us - again, look to the Bush family and how they picked up more than a few dollars on the side)
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usna73
We are all in this together
11:17 AM on 04/26/2012
I concur. Still. the electorate sends people to Congress, far right and far left, who have zero interest in the proposition. I am inclined to believe ( no first hand evidence), that there would have been a "grand bargain" last year between Boehner and the WH, had Boehner been able to control his TP wing. I think he was seriously surprised himself when a deal involving X dollars in tax dollars for 4X in cuts never got a fair hearing. Those like Grover Norquist and big lobbyists have all the sway. The whole system needs to get blown up.
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11:37 AM on 04/26/2012
There is some wisdom there, buts lets also be honest here. The Tea Party is EXACTLY what a lot of people SAY they want by breaking the two party deadlock. People SAY they want more third party involvement (more parliamentarian), but I think its just thinking the grass is greener over the hill. The TPers are merely a manifestation of what third party politics would look like. And having more voices in the room during the discussion is not ALWAYS a remedy for "same old- same old".

Now having said that, a REAL third party would not have the influence over a DIFFERENT party, like the TP has over the Republican party. They would have to stand on their own views, and would not be able to exert their influence out of proportion to their actual representation.

But the taxation thing, I feel like its akin to raising children. You want more money? Show me you were responsible with the money I gave you. Otherwise, how can I, in good faith, give you more. I don't think I'm asking for the impossible here.

Cheers!
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HUFFPOST SUPER USER
Ryan Kenneth Leddy
Facts have a liberal bias.
05:19 AM on 04/26/2012
Unfortunately, the Republicans and their followers simply no longer believe science, math, data, or facts if it doesn't support their ideology. Oddly enough, I rarely see any articles or studies stating that trickle-down economics actually works. I mean, look at our economy currently. Taxes are at their lowest since 1952. the market is more deregulated then it has been since Pre-New Deal, one of the few things that Most Democrats and Republicans actually agree on is a free-trade policy, and private sector profits/stock market gains have been through the roof. Obama is only the fifth President (The other four being Clinton, FDR, Coolidge, and Eisenhower) to have seen The Dow Jones to increased by 50% during his time in office. In fact, the Dow Jones has gone up 60% under Obama. Private Sector profits in Q2 of 2011 were $1.93 trillion, their highest ever.

So, taxes are low, the market is deregulated, a pro-free trade policy, and corporate profits are through the roof...I feel like something is missed though...OH YEAH, THE "TRICKLE-DOWN" PART.
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BigBearcatBill
This is the real Bearcat - a Binturong
12:05 AM on 04/26/2012
I will bet that as tax breaks got high for the rich so they kept more and more of their income in the last 10 or even 20 years, they took more of that money they got back and did two non-patriotic things with it: deposited it in Swiss or Cayman Islands/offshore banks and investments, and used it to help businesses outside of the USA more than our businesses. That would be the ultimate proof if it can be found that shows they want to sell out the 99% of America by putting our money they took back with their puppet politicians like Bush and made China, etc. stronger at our cost.
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barnybilt
11:47 PM on 04/25/2012
If the Country saved every loose dollar they could. We would be a bankrupt country with a failed Economy in no time at all.
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barnybilt
11:45 PM on 04/25/2012
The best National Defense isn't a huge almost useless Military, but an Economy that the world can't compete with.