J.D. Roth
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Founder of GetRichSlowly.org, J.D. Roth is an accidental personal-finance expert, a regular guy who found himself deep in debt. After deciding to turn his life around, he read everything he could about money and finance. In 2006, he started the award-winning website Get Rich Slowly, which TIME.com named a Best Blog of 2011. Money Magazine has also called Get Rich Slowly the Web's most inspiring personal-finance blog. J.D. Roth leads the discussion at Get Rich Slowly, which has grown into an active community with over 600,000 monthly readers who share ideas on how to improve their financial lives. J.D. lives with his wife and four cats in a hundred-year-old house in Portland, Oregon. He’s the author of Your Money: The Missing Manual.

Blog Entries by J.D. Roth

Ask the Readers: Items Worth the Extra Money?

(0) Comments | Posted May 30, 2012 | 5:17 PM

From time to time, I get queries from reporters asking me to comment on particular personal finance topics. I do my best to help these folks, especially when they ask something interesting.

Recently, Katie from CNBC dropped me a line with a question that actually stumped me: For which...

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Ask the Readers: What Do You Wish You'd Learned About Money?

(2) Comments | Posted May 16, 2012 | 11:49 AM

When we're young, we think we know it all. We make decisions -- financial and otherwise -- based on what little we know of the world, and these decisions are colored by a relentless optimism that comes from not having to deal with the harsh realities of the world. Realities...

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One Expense Leads to Another?

(0) Comments | Posted May 11, 2012 | 12:29 PM

Have you ever bought something only to discover that this one purchase led to another? And another? And another? I have, and it's frustrating.

Andrew thinks this sort of problem is frustrating, too, and he recently wrote to ask for advice on handling situations like this. What do you do...

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Is Your Spending Normal?

(5) Comments | Posted May 1, 2012 | 4:29 PM

Over the past year, one of the most popular features here at Get Rich Slowly has been the monthly "how much do you spend on X?" question. I started these informal and unscientific surveys on a whim. I wanted to see what sort of spending ranges we held as a...

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Ask the Readers: How Do You Merge Finances and Philosophies?

(2) Comments | Posted April 25, 2012 | 1:30 PM

Everyone is different. That's the beauty of life -- but also one of its greatest complications. When two people fall in love, the meshing of these differences can be both fun and frustrating, especially when it comes to personal finance. That's what Elaine has discovered. She'd like some advice on...

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Ask the Readers: Which Credit Cards Do You Use?

(1) Comments | Posted April 18, 2012 | 9:26 AM

Though I steer clear of writing about credit cards at Get Rich Slowly, I use them all the time. I used to be an anti-credit card zealot. Because irresponsible use of credit cards had led me to tens of thousands of dollars in consumer debt, I thought they...

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A Philosophy of Failure

(2) Comments | Posted April 11, 2012 | 1:27 PM

Though I've been reading and writing about money for six years now, I still do stupid things sometimes. Most of these errors are un-interesting -- it's the compulsive spending that's interesting, and I seem to have that under control -- but sometimes it's instructive to look at the mundane...

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Shopping for the Sake of Shopping

(1) Comments | Posted April 9, 2012 | 11:29 AM

When I was a boy, my family had a series of dogs: a St. Bernard, a shih tzu, a golden retriever and a whole host of mutts. Because dogs will be dogs, and because we lived in the country far from anything, our dogs would sometimes begin barking... and continue...

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What Is a Roth IRA? A Short and Simple Guide

(0) Comments | Posted March 28, 2012 | 3:39 PM

Note: This post is part of the Roth IRA Movement event organized by Jeff Rose at Good Financial Cents. Today, dozens of financial bloggers are posting articles about Roth IRAs. This is mine.

Most of us know we should save for retirement, but sometimes...

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Burgers or Blogging? Further Thoughts on Pursuing Your Passion

(0) Comments | Posted March 20, 2012 | 2:10 PM



Over the past couple of weeks, we've been exploring the nature of work at Get Rich Slowly. What does it mean to pursue your passion? Is passion what work should be about? Or is a job just a source of income?


...

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A Magician of Time

(0) Comments | Posted March 16, 2012 | 8:19 PM

It's strange sometimes to see yourself through other people's eyes. Others see things -- both good and bad -- that you don't see in yourself.

"I see you as outdoorsy," a new friend told me the other day, which caught me off guard. I've never thought of myself that way.

...
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Class Consciousness and Social Mobility

(11) Comments | Posted March 11, 2012 | 2:01 PM

I just returned from three weeks traveling in Argentina and Chile with a group from my university alumni association.



Whenever I travel, I revisit certain recurring themes -- how little I really need to be happy, the quality of food in other countries, the relative costs of...

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Ask the Readers: How Much Do You Spend on Housing?

(5) Comments | Posted February 29, 2012 | 8:23 AM

Over the past few months, I've occasionally used the "Ask the Readers" feature at Get Rich Slowly to poll people about their budgets and spending habits. So far, I've asked folks to share their spending on food, clothes, gifts, and health insurance. Now I want to...

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Building a Collection Without Breaking the Bank

(0) Comments | Posted February 24, 2012 | 9:45 AM

Before I moved out of the house and into my apartment, my cousin Nick paid a visit to play board games. After some rousing Carcassonne and Ticket to Ride action, I gave him a brief tour of my geek room, which was home to my board games, science...

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Ask the Readers: Basic Financial Frameworks?

(1) Comments | Posted February 20, 2012 | 6:53 PM

One common request from new GRS readers is some sort of central location where they can find a list of introductory articles to guide their progress. This is a great idea, and I'm working on it. Some of the GRS elves are working on a "Guide to Money" that will...

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Can Money Buy Freedom?

(1) Comments | Posted February 8, 2012 | 2:07 PM

On Saturday, my friend Tyler hosted a blog meetup.

I first met Tyler several years ago. He was a GRS reader who dropped me a line to see if I'd meet him for dinner. I said "yes" -- as I almost always do. Now, several years later, Tyler runs...

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The Calculus of Convenience

(0) Comments | Posted January 26, 2012 | 2:46 PM



For several years now, I've lived in a sort of financial sweet spot. After paying off my debt, I realized that Kris and I had everything we really wanted or needed, so we never had to buy much for the house (except when something broke)....

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How to Fend Off Financial Trolls

(0) Comments | Posted January 11, 2012 | 12:53 PM

Note: It's a rare thing, but it happens once or twice a year: Life has reared its ugly head, and there's no fresh story for you this morning. Instead, enjoy this classic from the Get Rich Slowly archives.

Money is...

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Learn More About Money From an Investment Group

(0) Comments | Posted December 21, 2011 | 4:36 PM

I love to learn. That's part of what makes me who I am. And so I spend large chunks of time pursuing passions like astronomy and Spanish... and investing. Sometimes I'm asked if I have a method for picking up new skills and new knowledge. "Not really," I say. "I...

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Why Financial Literacy Fails (and What to Do About It)

(16) Comments | Posted December 15, 2011 | 1:21 PM

One of my resolutions since returning from Peru is that I'm going to be more responsive to requests from reporters. I've generally tried to weasel out of interviews in the past because they always made me uncomfortable. I've done enough of them now, though, that I'm able to answer questions...

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