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Jeanne Kelly
Jeanne Kelly is a nationally recognized voice in credit consulting and Author of The 90 Day Credit Challenge. In addition to serving her clients in their efforts to improve their credit scores, Jeanne has been sought out by real estate professionals, mortgage analysts and journalists for her thoughts and advice on how to best manage your credit portfolio in an ever-changing financial landscape.
Jeanne has been a guest on The Today Show, a number of radio programs addressing credit issues. Blogs for, Poughkeepsie Journal and also been quoted in several newspapers, magazines and online financial sites such as CNN, Money, and the NY Times. For more information on Jeanne go to:

Entries by Jeanne Kelly

Attraction and Credit: The Power of Focus

(0) Comments | Posted September 5, 2014 | 11:16 AM

While listening to the radio the other day I happened to hear a talk on the law of attraction, a subject that interests me a great deal. It got me thinking about how the law of attraction can help with building healthy credit and personal finances. I'm blessed to know...

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How to Build Credit for Millennials

(0) Comments | Posted August 27, 2014 | 7:27 PM

I was recently asked by a darling 20-something gentleman, who graduated from college in the last few years, how he can begin building his credit now that he has a budding career and eyes on his financial future. His question is a great one and so relevant to this time...

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What is FICO® Score 9? What does it mean for your credit score?

(1) Comments | Posted August 20, 2014 | 3:11 PM

There's been numerous news headlines and talk in the personal finance realm recently about the new FICO scoring system and I've been getting lots of questions from folks about it and how it will change our credit scores. As you likely know, the FICO credit score is used by most...

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How Does Student Loan Debt Affect My Credit?

(2) Comments | Posted July 1, 2014 | 12:33 PM

This week I was sent an article from Equifax, a credit reporting agency, saying that according to the Federal Reserve, the total outstanding balance of student loans in this country is currently more than $1.11 trillion. Ouch! The article went on to say that these high levels of...

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Marriage Is Bliss -- If You Have a Plan

(0) Comments | Posted June 23, 2014 | 3:35 PM

As another summer week draws to a close and I enjoy the wonderful afternoon sun on my patio my thoughts turn to this coming weekend and another wedding that I plan to attend. I'm excited to have the privilege to witness yet another blissful, beautiful couple launch a new life...

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Are You Unknowingly Still Paying for a Past Vacation?

(0) Comments | Posted June 4, 2014 | 10:46 AM

First let me tell you that I understand the stressful and confusing worry of Identity theft. A week ago my friend alerted me that she received a charge on her credit card statement this month that didn't belong to her, from Belgium! She hadn't been to Belgium since her vacation...

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Happy Credit

(1) Comments | Posted May 25, 2014 | 10:00 AM

I'm sure that like many people, the thought of looking at your credit may be a scary one but according to Happy Coach Keryl Pesce, "a funny thing happens when we face our fears. They actually diminish. When we avoid that which we fear, our fear multiplies. So...

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'Conscious Uncoupling' Your Credit

(0) Comments | Posted May 6, 2014 | 2:58 PM

No one expects divorce. Every marriage is supposed to last forever. But the sad fact is that some marriages end in divorce. If you find your partnership coming to an end, the best thing you can do is let go of your anger and resentment, and uncouple with respect and...

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Spring is In The Air, Time to Declutter Your Credit!

(0) Comments | Posted April 1, 2014 | 3:52 PM

Spring is such a wonderful time of year! The weather warms up, flowers start to bloom, and farmers markets are suddenly everywhere. All these pleasant changes inspire many to conduct "spring cleaning," a ritual of purging the house of all the little knick knacks that were held on to since...

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Store Sales -- And How It Can Hurt Your Credit

(0) Comments | Posted March 24, 2014 | 3:30 PM

The other day I went into a store to look for an outfit to wear to a bridal shower party. I wanted something stylish but also affordable. In one store, I found a little dress I really liked... unfortunately the salesperson who tried to sell it to me made a...

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Training to Win: Learning How to Fall

(0) Comments | Posted February 21, 2014 | 4:18 PM

As I was watching the Olympics this past weekend, I was constantly struck by the skill, grace, and pure talent each competitor exhibited. However, as we all know, there was no lack of hard work, as each of them trained for the event for years. Each move perfected, each jump...

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How to Get Financially Ready to Buy a Home

(0) Comments | Posted February 6, 2014 | 3:12 PM

Buying a home for the first time is so exciting! But be careful not to get carried away, and bite off a bigger financial commitment than you can chew.

I love working with clients who are getting ready to purchase property -- it's such a happy occasion, and I'm...

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My Top 5 New Year's Credit Goals

(0) Comments | Posted January 15, 2014 | 5:21 PM

A new year feels like a new beginning, and the tradition of making resolutions solidifies that notion. Most have ideas of how they'd like to change their health, their job and their relationships, but often times personal finances spend January on the bench.

Add these wallet-savvy resolutions to stress...

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Poll Reveals: Women Have More Credit Knowledge Than Men

(1) Comments | Posted January 9, 2014 | 1:04 PM

In spite of our modern "sameness", most people will tell you that men and women deal with their money very differently. And depending on which gender you are, there's a chance that you might think YOUR gender handles money more responsibly than the other!

I'm not here to judge...

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Three Reasons to Check Your Credit-Debit Card Statements

(0) Comments | Posted December 20, 2013 | 2:54 PM

Life is busy. I get it. You open your credit card statement, check out how much you owe, and then toss it on the pile to pay. Maybe on the weekend you'll get around to it but when the weekend comes, you quickly pay and never even look at all...

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Tips to Persevere When Working on Your Credit

(1) Comments | Posted December 11, 2013 | 4:04 PM

"I started working on my credit but didn't finish." I hear that a lot. People tell me that via email. Someone tells me that at every seminar I speak at. Some of my new clients tell me that (which is perhaps why they have become clients).

I've observed that healthy...

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Little Steps to a Big Change: 5 Easy Ways to Improve Your Credit in 15 Minutes Or Less a Day

(1) Comments | Posted November 19, 2013 | 6:43 PM

People are becoming increasingly aware of the importance of understanding credit and maintaining a good credit score. In fact, credit scores are gaining such widespread acceptance that even potential romantic partners are talking about their credit with you!

Improving credit scores has never been more important, but there is one...

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4 Goal Setting Tricks When You're Working on Your Credit

(0) Comments | Posted October 21, 2013 | 6:13 PM

Working on your credit can sometimes feel like a drag. I believe it can be fast and easy and even fun but I have to admit that there are times when you're combing through the details and checking your reports for errors when you'd much rather be watching some football...

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On Your Credit, You Should Sweat the Small Stuff

(0) Comments | Posted October 17, 2013 | 5:24 PM

One client couldn't figure out why she was denied credit. Turns out, she hadn't provided the right information on a credit application and the credit reporting agency thought she was someone else.

Another client pulled his credit before a mortgage application, saw some incorrect information, and assumed that it was...

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How Mariano Rivera Can Help You Hit a Home Run With Your Credit

(0) Comments | Posted October 3, 2013 | 11:39 AM

Goodbye Mariano Rivera.

As an avid Yankees fan who goes to as many games as possible during the year, I was so moved to be watching Thursday's game. Even though the Yankees lost to the Rays, it was one of the most memorable games that I've seen. Beloved Yankees pitcher...

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