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Jeff Rose
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Jeff Rose is a Certified Financial Planner recently founding his own investment advisory firm Alliance Wealth Management, LLC. He is the founder of Good Financial Cents (a top 20 finance blog according to Wisebread), Soldier of Finance – his book that combines his military background with his financial planning knowledge, and Life Insurance By Jeff - a blog dedicated to helping families find affordable life insurance solutions. He currently writes for US News and Equifax and has been featured in major sites such as Huffington Post, Wall Street Journal, Reuters, Kiplingers, and Fox Business.

Entries by Jeff Rose

7 Smart Ways to Invest $1,000

(0) Comments | Posted March 24, 2016 | 1:43 PM

You'd like to learn how to invest $1,000.

Is this possible?

After all, don't many financial advisers have investing minimums? What if you're new to investing? Where do you start?

Yes, there are places you can invest $1,000. And, some of them are pretty nifty, as well.

But, it's not...

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6 Time Hacks for Building Your Financial Future

(0) Comments | Posted March 3, 2016 | 11:07 PM

I started waking up early myself. Are you a busy person with little time to spare?

Of course you are. You're a hard worker. You're a go-getter. You're a rock star.

How can a person like you find time for, well, just about anything else in life?

While you know...

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7 Lessons I Learned From Failing at Real Estate Investing

(1) Comments | Posted February 9, 2016 | 9:11 PM

A lot of people make money investing in real estate. But there's the real version and and the TV version. I fell for the TV version. Based on little more than a book from a self-proclaimed real estate superstar, I blazed forward and bought my first real estate investment property.

...
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10 Financial Choices You'll Regret in 10 Years

(1) Comments | Posted January 29, 2016 | 4:59 PM

Life is full of financial decisions.

Some of these decisions are simple. Some of them, complex. One thing is certain: They all have the potential to make a real impact on your life. In a decade, your world can look quite a bit different than it is today - all...

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How to Be a Financial Hipster

(1) Comments | Posted January 22, 2016 | 10:57 AM

You walk into a cozy nook. The smell of old books and hot chai fill the air.

Then you see them: hipsters.

They're so cool, with their hair and their clothes and their Macbook Air. Oh, what you'd give to be just like them.

There's only a slight problem. You're...

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How to Earn Extra Money in Retirement

(2) Comments | Posted January 15, 2016 | 1:44 PM

It would be great if the cost of living stopped rising once you retire. You would know exactly how much money to save, and how much income will support your lifestyle. But the cost of living continues to rise even after retirement, which is why a lot of people look...

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The One Word That Can Improve Your Financial Standing

(0) Comments | Posted November 16, 2015 | 12:49 PM

There are many situations in which we're encouraged to say "yes."

Many motivational speakers demand that we say "yes" to life. Whether it be going back to school, taking an educated risk, or meeting new people . . . "yes" is the answer they say we should adopt.

But you...

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How to Achieve Financial Greatness

(0) Comments | Posted November 6, 2015 | 12:21 PM

Money is a powerful thing.

Its very existence allows us to focus on what we do best while having just about every other need met through the spending of the money.

Think about it. Say you're an excellent plumber. You may not be good at accounting, raising chickens, or building vehicles,...

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9 Smart Ways to Deal With Financially Toxic People

(0) Comments | Posted October 28, 2015 | 6:39 PM

Do you have friends, family, business associates or even clients who are financially toxic people?

You know, those people who seem to live in -- or on the edge of -- financial disaster, but do it so effortless that it almost seems normal?

While you may think that your association...

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3 Retirement Myths To Ignore

(1) Comments | Posted September 25, 2015 | 12:31 PM

The likelihood of a successful retirement comes down to one overarching factor: mathematics.

Therein lies the problem: the kind of mathematical gymnastics required to design a successful retirement is beyond the reach or determination of many investors. Many would prefer to accept a guideline as absolute truth, sign on the...

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How to Be Financially Confident

(0) Comments | Posted August 31, 2015 | 6:03 PM

When you're struggling with money, financial confidence is usually nowhere in sight. This could very easily lead to spiraling out of control and getting yourself into a worse position with your money.

How can you gain some financial confidence even when you're not sure how you're going to be able...

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10 Ways to Invest That Don't Involve the Stock Market

(1) Comments | Posted August 5, 2015 | 3:20 PM

Five years into a bull market in stocks that has brought predictable, double-digit returns to tens of millions of investors probably seems like a bad time to bring this topic up.

But now is actually the perfect time to explore ways to invest that don't involve the stock market. After...

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How Much Student Loan Debt Should Parents Take On?

(3) Comments | Posted July 31, 2015 | 5:04 PM

Chances are, you know some college graduates with student loan debt.

Perhaps you're one of them.

It's always better to be the lender than it is to be the borrower, and this has never been more true than when it comes to student loans.

Many types of student loans simply...

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Warren Buffett's Stock Pick That Went From $40 to $10 Million and What You Can Learn From It

(0) Comments | Posted July 15, 2015 | 12:13 PM

You've probably seen the headline - Warren Buffett Tells You How to Turn $40 Into $10 Million - heck, it's all over the web.

Who can resist the opportunity to turn what is basically pocket change into a multimillion dollar fortune - especially when the advice comes...

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3 Financial Realities New Grads Have to Face

(1) Comments | Posted July 4, 2015 | 7:30 AM

Go to college, study hard, get good grades, land a job, and rake in the money. Sounds pretty simple, right?

Not so fast.

The truth is there are a number of financial realities new graduates have to face in order to be successful with their money.

If you're thinking about attending...

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12 Ways to Be Richer a Year From Now

(4) Comments | Posted June 4, 2015 | 2:13 PM

Without even knowing you I'd be willing to bet that the New Year's resolutions you made at the beginning of the year didn't materialize.

There's no point agonizing over that -- it's what happens to most people.

But you can do something about it.

Here are 12 ways to be...

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Why You Could Benefit From Professional Money Advice

(0) Comments | Posted March 28, 2015 | 5:50 PM

We've all been there: whenever you have a question, you Google it. But when it comes to your finances, don't rely on the Internet. There's so much going on in a person's life that is unique to him or her. The advice that applies to others doesn't apply to you.

...
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15 Simple Savings Tips for Families

(0) Comments | Posted March 25, 2015 | 5:11 PM

Raising a family is expensive. Before my wife and I had our first son, I was terrified. We were decent at managing our finances, but I suddenly felt that I had holes in all my pockets. I'm sure other families feel this pinch and constantly look for ways to cut...

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My Universal Life Insurance Might Be a Rip Off

(1) Comments | Posted March 4, 2015 | 11:38 AM

A much-discussed insurance product lately is the universal index life policy. This type is best for people who need the reassurance of a guaranteed return, and have no place left to shelter income. But high fees and caps on returns are downsides.

How it works: As with most

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401(k)s Welcome Annuities

(0) Comments | Posted February 18, 2015 | 2:45 PM

Want to have a steady stream of income after retirement for a lifetime? The new rules issued in October by the U.S. Treasury Department and the Internal Revenue Service make this goal easier to achieve by including deferred income annuities in your 401(k) investment options.

As traditional pension plans become...

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