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Jeff Rose
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Jeff Rose is a Certified Financial Planner recently founding his own investment advisory firm Alliance Wealth Management, LLC. He is the founder of Good Financial Cents (a top 20 finance blog according to Wisebread), Soldier of Finance – his book that combines his military background with his financial planning knowledge, and Life Insurance By Jeff - a blog dedicated to helping families find affordable life insurance solutions. He currently writes for US News and Equifax and has been featured in major sites such as Huffington Post, Wall Street Journal, Reuters, Kiplingers, and Fox Business.

Entries by Jeff Rose

10 Ways to Invest That Don't Involve the Stock Market

(0) Comments | Posted August 5, 2015 | 3:20 PM

Five years into a bull market in stocks that has brought predictable, double-digit returns to tens of millions of investors probably seems like a bad time to bring this topic up.

But now is actually the perfect time to explore ways to invest that don't involve the stock market. After...

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How Much Student Loan Debt Should Parents Take On?

(4) Comments | Posted July 31, 2015 | 5:04 PM

Chances are, you know some college graduates with student loan debt.

Perhaps you're one of them.

It's always better to be the lender than it is to be the borrower, and this has never been more true than when it comes to student loans.

Many types of student loans simply...

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Warren Buffett's Stock Pick That Went From $40 to $10 Million and What You Can Learn From It

(0) Comments | Posted July 15, 2015 | 12:13 PM

You've probably seen the headline - Warren Buffett Tells You How to Turn $40 Into $10 Million - heck, it's all over the web.

Who can resist the opportunity to turn what is basically pocket change into a multimillion dollar fortune - especially when the advice comes...

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3 Financial Realities New Grads Have to Face

(1) Comments | Posted July 4, 2015 | 7:30 AM

Go to college, study hard, get good grades, land a job, and rake in the money. Sounds pretty simple, right?

Not so fast.

The truth is there are a number of financial realities new graduates have to face in order to be successful with their money.

If you're thinking about attending...

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12 Ways to Be Richer a Year From Now

(4) Comments | Posted June 4, 2015 | 2:13 PM

Without even knowing you I'd be willing to bet that the New Year's resolutions you made at the beginning of the year didn't materialize.

There's no point agonizing over that -- it's what happens to most people.

But you can do something about it.

Here are 12 ways to be...

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Why You Could Benefit From Professional Money Advice

(0) Comments | Posted March 28, 2015 | 5:50 PM

We've all been there: whenever you have a question, you Google it. But when it comes to your finances, don't rely on the Internet. There's so much going on in a person's life that is unique to him or her. The advice that applies to others doesn't apply to you.

...
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15 Simple Savings Tips for Families

(0) Comments | Posted March 25, 2015 | 5:11 PM

Raising a family is expensive. Before my wife and I had our first son, I was terrified. We were decent at managing our finances, but I suddenly felt that I had holes in all my pockets. I'm sure other families feel this pinch and constantly look for ways to cut...

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My Universal Life Insurance Might Be a Rip Off

(1) Comments | Posted March 4, 2015 | 11:38 AM

A much-discussed insurance product lately is the universal index life policy. This type is best for people who need the reassurance of a guaranteed return, and have no place left to shelter income. But high fees and caps on returns are downsides.

How it works: As with most

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401(k)s Welcome Annuities

(0) Comments | Posted February 18, 2015 | 2:45 PM

Want to have a steady stream of income after retirement for a lifetime? The new rules issued in October by the U.S. Treasury Department and the Internal Revenue Service make this goal easier to achieve by including deferred income annuities in your 401(k) investment options.

As traditional pension plans become...

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3 Sneaky Things Hurting Your Credit (That You Can Easily Fix)

(0) Comments | Posted February 9, 2015 | 8:29 AM

When it comes to understanding your credit, it can feel as complicated as trying to solve a Rubik's cube. Frustrated by this confusion, many consumers neglect their credit, which can have a devastating impact on their financial futures.

A Consumer Action study recently revealed that 27 percent of...

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Dear Dad, Why Did You Let Debt Kill You?

(1) Comments | Posted February 5, 2015 | 10:21 AM

According to his death certificate, my dad died of myocardial infarction, otherwise known as a heart attack.

His health had been deteriorating for some time, so it wasn't a total surprise. He gained weight and was diagnosed with Type 2 diabetes. He had two bypass surgeries -- one triple, one...

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6 Lessons I Learned From Finishing a 21-Day Habit Challenge

(1) Comments | Posted October 22, 2014 | 3:34 PM

Over the past few years, I've really focused on growing my financial planning practice, my blogs and my other online ventures.

After enrolling in a coaching program and talking with mentors and other successful entrepreneurs, I realized that successful people make strong positive habits part of their daily routine...

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5 Ways to Get Your Business Unstuck

(0) Comments | Posted February 7, 2014 | 2:33 PM

What does an entrepreneur need to create a successful company? The right mindset is a big part of it. Here are some tips.

As an entrepreneur, you devote half your time or more to the daily hustle, making things happen and accomplishing goals. The other half is looking ahead, knowing...

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Peer to Peer Lending: The Investment You Might Be Missing Out On

(0) Comments | Posted January 22, 2014 | 3:28 PM

If you haven't heard of Peer to Peer Lending you are missing out on what is turning to be a very hot investing opportunity.

In the current economic climate, person-to-person (P2P) lending has become rather popular. It provides alternatives for both borrowers and investors who are looking for ways...

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How to Sabotage Your Retirement in 3 Easy Steps

(2) Comments | Posted November 20, 2013 | 7:35 PM

Most of us say that we want a successful retirement. Unfortunately, too many of us don't think things through, and could end up unprepared for retirement. It's remarkably easy to wreck your retirement years. Here are three steps that are likely to ruin your retirement:

1. Forgo a plan.

...
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Why Your Own Denial Is Ruining You Financially

(2) Comments | Posted September 10, 2013 | 9:17 AM

"Oh, we don't have that much debt. Our house is paid off. We don't have that many consumer loans."

These famous last words were uttered by a couple who had come to me for help with retirement planning. They were about 10 years out from retirement, and although their savings...

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4 Stupid Mistakes that Can Drive Up Your Life Insurance Premium

(2) Comments | Posted July 17, 2013 | 4:51 PM

We all make mistakes. But some mistakes cost more than others. Some of the costliest mistakes are those that continue to haunt you for years. Life insurance mistakes can cost you in the short term and in the long term.

One of the biggest mistakes that I made regarding life...

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Personal Financial Tips for Military Families During 'Military Saves Week'

(2) Comments | Posted February 22, 2013 | 8:33 AM

Like everyone else in America, military families often face financial difficulties. Unlike everyone else, however, they face those challenges while navigating the heightened expectations and unique challenges of being a member of the armed services or a military spouse.

For example, advancing in one's chosen career poses a tough challenge...

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3 Reasons Why You Won't Get Out of Debt in 2013

(2) Comments | Posted January 2, 2013 | 9:38 AM

As we look ahead to the new year, you may be saying to yourself "This will be the year I finally dig myself out of debt." And right now, you have every intention of following through.

But there's a reason why 88 percent of all New Year's...

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