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Jeffrey Sachs

Jeffrey Sachs

Posted: February 11, 2010 11:56 AM

Bankers' Savvy Indeed

What's Your Reaction:

President Barack Obama's defense of banking bonuses as reflections of the "savvy" of his banker acquaintances and the workings of the free-market system recalls the Wizard of Oz instructing us to pay no attention to the little man behind the curtain after Toto had exposed the myth of the great wizard. Surely by now we all understand that Wall Street led the world into the worst crisis in seventy-five years, and that rather than congratulating the bankers on their savvy we need to uncover the insider dealings that broke the world economy. We also all understand that a variety of bailouts by the Treasury and Fed during 2008 and 2009, not the "free market," account for this year's profits, and even for the survival of these firms. The bonuses are taxpayer money.

How did last month's presidential statements about "obscene" bank bonuses become this month's calm justification? Perhaps the New York Times report that Wall Street is shifting its campaign financing to the Republicans had something to do with it? Or is it simply that Obama's White House and Treasury remain completely aligned with Wall Street? Or is it perhaps just a continuing thank-you for the finance industry's estimated $89 million in Democratic party campaign financing during the 2008 cycle? Whatever is the explanation, the president's ill-judged comments represent another sad failure to promote probity and decency in an economy suffering from a massive shortage of both.

 
 
 

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03:39 PM on 02/12/2010
FRAUD! It;s Fraud! triple damages and prison.

CDS AIG insurance without reserves is fraud, pure and simple.

Not "marking to market" but to some fantasy future better market,

is Fraud, pure and simple.

Hollowing out the rescued banks for the bonuses

Is fraud, pure and simple.
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ChefLito
09:54 AM on 02/12/2010
isn't that special? Mr Obama just confirmed to all of us how special "special interests" really are!

thank you Mr Obama for the reminder.
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Kye154
09:17 AM on 02/12/2010
Bankers are nothing more than "White Collared Mafia Thugs". They probably threatened to break Obama's legs if he didn't go along with them.

The basic underlying problem with our government, isn't so much personalities, as it is Corporate America thoroughly ingrained in our government. They control every facet of government, including the US Treasury. Why else would Obama reappoint Wall Street insiders, like Ben Bernanke, or Tim Geithner, or as did George Bush appoint Henry Paulson, who once was the CEO of Goldman Sachs, or Alan Greenspan, who once was corporate director for Alcoa, J.P. Morgan & Co., Inc.. and Morgan Guaranty Trust Company of New York. Corporate lobbiests prime objectives are to make sure that laissez-faire capitalism remains secure and intact at the expense of everything else. That includes denying every American's rights to health care, passing Corporates fair share of the tax burden onto the individual taxpayer, and robbing your own national treasury, as a "bailout" when they get into trouble. No one else in the country has access to government like corporates do. Yet, predatory bankers will not hesitate to charge you obscene interests on loans, take away your credit, and foreclose on your home, if you come onto hard times. Just like the Mafia, they break your legs. So, it should not surprise anyone why Washington is so disfunctional, and why we are saddled with such a massive national debt, and a screwed up economy. Americans need to get big business out of government.
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08:02 AM on 02/12/2010
With leadership in the pockets of predatory capitalism our people are angry, fearful. disillusioned and susceptible to the charlatan and demigogue as so many of us continue to atrophy competence and confidence. This year is the time of melancholy as ordinary Americans realize that we have no champion in Washington, only hype and showmanship and accusations and complex excuses for cover up and sell out of America's future for financial and foreign interests.
This year of failed government I am reminded of the great Edward Gibbon who in a dark moment measured history as "lirrle more than the register of the crimes, follies, and misfortunes of mankind." After rejecting an invitation from Benjamin Franklin fo a meeting, Ambassador to France, Franklin "replied that he had such high regard for the historian that if ever Gibbon whould consider the decline and fall of the British Empire as a subject, Franklin would be happy to furnish with some relevant materials." Will and Ariel Durant Part X, 802. Franklin could have written ths same letter today for the decline and fall of the American Empire. Our despised leaders know or care little about history or the lessons it offers. This is indeed melancholy and sorrowful time.
12:55 AM on 02/12/2010
It's essential to the well being of this country to continue lending massive sums of money to the banks via the Fed at close to zero percent interest. That way they can hedge against the decline of the dollar and make a fortune betting against the country that's bailing them out. It also gives them the ability to continue honing their computer trading programs and generate even more massive profits as quickly as possible without having to create any product or service of value. We understand that they need to bolster their balance sheets any way they can because we changed the regulations and told them it's OK to lie about what their assets are currently worth. Why not factor in today that they're just going to go up over time, right? Didn't that work last time around? Oh wait, ummm, never mind. Great plan Ben because jeez it requires far too much patience and work to actually make loans to businesses and have to wait and wait for them to get paid back over time. How boring and old fashioned. Regulation? Who needs it. Things are just fine the way they are. If they weren't then how could they manage to pay those huge bonuses to those savvy, talented wizards.
12:08 AM on 02/12/2010
Since when is packaging knowingly worthless mortgages into complex financial instruments and strong arming the rating agencies into rating them AAA and then dumping them in markets around the world with no regard for the buyers long term success or well being savvy? Oh, and since I know they're worthless let me buy insurance so that when the inevitable collapse comes I'm covered in case I'm left holding the bag. Now that sure is savvy and worthy of a huge bonus. I'm so glad my president understands this and supports these brilliant people that are such an asset to our country.
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billw8017
History looks like this
03:30 AM on 02/12/2010
Money wins elections. Just to play in the same ballpark, you must have at least a third of what your opponent has. More is better, and those who gather the most money tend to cruise to victory. This is so incredibly offensive that well meaning people might prefer to live in denial -- which is no help what so ever.

Your friends owe it to you to put up their best fight. You owe it to them to maintain a little loyalty. If we were to move politics just a little to the left, it would pull every politician leftward a little. So, complain and even rage, but don't forget to vote. And, don't vote against those closer to you because, as the last few Republican administrations showed, things can get much worse.
03:44 PM on 02/12/2010
We have become a county obsessed with winning and loosing. If winning means placing our principals aside, and reelection means spending more time "fund raising" then legislating, our system is broken. This is the number one problem in America. Health care, the environment, financial reform, tackling these important issues is contingent upon fixing campaign finance. Only then can our representatives represent the voters and concentrate on the greater good. Yes, we must all vote, and have the courage to vote for the candidate that we believe will best represent us. But don't be lulled into complacency after you vote. Our representatives are courted, cajoled, threatened, and influenced on a daily basis by check waving special interests that do not have our best interests in mind. If pleasing them means winning we loose. If we the people want to take this country back we must begin by reforming campaign finance.
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unfoxworthy
We:ScottOlsens,the misfits,out to change the world
10:12 PM on 02/11/2010
Gee.
Aren't our kids' futures, our houses, our educational system, our credit ratings, and our dignity,
just a small price to pay so that the Blankfeins can drive the biggest car in the neighborhood?
Thanks Obama!
Thanks Congress (you're swell) !
( ;
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LawTalkingGuy
Rational human male.
08:52 PM on 02/11/2010
"Probity and decency"
It's not quite a slogan, but it is just what is needed (humility or contrition being too much to ask, obviously).
08:36 PM on 02/11/2010
It wasn't "insider dealings" that broke the world economy it was the brain work of mentalities that like to myth make and continue to show a false front. Maybe those with a cosmetic state of mind take such an affront to really silly words.
08:45 PM on 02/11/2010
So what did brake the world economy then?
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LawTalkingGuy
Rational human male.
09:07 PM on 02/11/2010
Max axe, your question is answered in the second clause of a very short post!! "it was the brain work of mentalities that like to myth make and continue to show a false front."

So, as a total strange to whom it seems obvious:

1) "it was the brain work..." Work, for sure, and not an accident at all. But brain work, not hard work or good work which deserves reward. They sold us snake oil and they deserve jail, not a bonus.
2) "...of mentalities..." Mentalities, plural; there is no 'system' but it is composed of people, the very people who blame the 'system' for their actions.
3) "...who like to myth make..." for example, when convenient, that the all-powerful system forces them to pay themselves huge bonuses, but more generally the myth of the "Great Man" who deserves his billions, and on whom we all depend for trickle down (The Ford's name be praised!). What do they do for $50 million a year that wouldn't get done for a paltry $5 million?
4) "...and continue to show a false front." So "they" are the bankers continuing to show a false front, and it is false because they are denying responsibility for what all can see to be their fault. They are brilliant mixers of poison, and ask their dying victim to praise them.

Get it now?
08:21 PM on 02/11/2010
I believe there is a much less nefarious explanation for the about face than concern about campaign dnations. I give the President a little more credit than that. What turned him around was the decline in the stock market ove rhte last few weeks. President Obama has gone all in (if you don't beleive me, explain his desperate lobbying for the reappointment of Ben Bernanke) on a rising stock market magically creating jobs. When the market tanked after his intial railing against the bankers, he got scared. Yesterday was his attempt to be seen as pro business. The message was crystal clear: "I will resume my attitude of the previous year (largely ignoring wall street malfeasance), and you money center banks devote a little of your profits to start pushing stock prices back up". The President is praying for a resumption of the stock market rally (he has no other realistic plan to create millions of jobs), and if praising wall street helps, he will do it.
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LawTalkingGuy
Rational human male.
09:11 PM on 02/11/2010
I'm sorry, you think that changing your tune because the dow dips is giving him more credit???
09:58 PM on 02/11/2010
I don't want the president to be afraid, I want him to do the job he was voted in to do.... fix shit!
Linda from Deerfield
Paying attention
08:20 PM on 02/11/2010
You know that old phrase, "D***ed if you do and d***ed if you don't." If you listen closely to your local tea party informant, you'll soon realize that they are beginning to focus on a check list of attack points, and Obama's efforts to constrain pay is extremely high on the list, as an assault on capitalism and liberty.

To attack his choice of words is setting the stage for false accusations that financial reform efforts are filled with tainted motivations, and failure. Republicans will enthusiastically facilitate the failure, and we all lose.
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LawTalkingGuy
Rational human male.
09:13 PM on 02/11/2010
And then will the very people that caused the failure of their own democratically elected government get to ask us how that "Hopey-Changey stuff" is working for us? Because that would be cool.
08:12 PM on 02/11/2010
"Or is it simply that Obama's White House and Treasury remain completely aligned with Wall Street? Or is it perhaps just a continuing thank-you for the finance industry's estimated $89 million in Democratic party campaign financing during the 2008 cycle?"

Are those two questions even debatable anymore? Since Obama's advisors are adamant defenders of wall street and the status quo, we get more of the same. Obama is not separate from wall street. His job is to use lofty rhetoric and fool progressives into supporting his wall street policies.
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LawTalkingGuy
Rational human male.
09:17 PM on 02/11/2010
No, those two questions are not debatable any more. For the first time in my memory Wall Street actually *needed* America, but now that America bailed them out they are back to pulling the football out from under the feet of the 300 million colossally naive Charlie Browns that are gonna keep trying to kick that football. Good Grief!

But don't let anyone tell you we'll never get a chance like this again. Since we have done nothing, not one thing, to prevent a recurrence of this problem, we are almost certain to get a chance again in 8-15 years when the exact same bunch of Wall Creeps ruin the economy again. So things are looking up!!
09:48 PM on 02/11/2010
And the same bunch of Washington creeps will borrow a trillion from China at taxpayers expense to hand over to Wall STreet.
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chelliza
07:16 PM on 02/11/2010
A long time ago, Reagan convinced even the middle class to go against government protections and let the corporations and wealthy elite have the money and power, then wait for it to trickle down. It worked. With tax cuts for the wealthy, cutting of regulation, NAFTA, wars for profit, etc. he and those after him succeeded. They have it all and you can wait for it to trickle down all you want. If you thought that was a good idea, then you shouldn't be complaining now. If you didn't, I'm sorry. You have to pay the price for those who did. What is really amazing to me is that there are still some middle class people who think this is a good idea.
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bigkay
10:40 PM on 02/11/2010
Excellent post, It appears the "tea-baggers" are still buying into Reganomics and are oblivious to the disasterous consequences to the middle class.
11:49 PM on 02/11/2010
It appears Obama is still buying into Reaganomics, with his team of insiders like Geithner, Bernanke and Summers.
07:11 PM on 02/11/2010
"Bankers" of today add nothing of value to society, so they must "buy" support to maintain their useless and meaningless existences. They are no better than the other maggots feasting on the rotting flesh of the country.
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LawTalkingGuy
Rational human male.
09:17 PM on 02/11/2010
"They are no better than the other maggots feasting on the rotting flesh of the country."

I am proud to be your first fan.
06:53 PM on 02/11/2010
Those who defend Obama's comments about "savvy" bank executives while equating them with "baseball players, some of whom didn't even make the world series" need to show us one example of a presidential act or a successful piece of legislation in which the President has not done exactly what they have told him to do. He is a corporate 'yes' man - just ask the drug and health insurance companies, if you can get them to talk to you off the record.
07:16 PM on 02/11/2010
The difference between a basket ball player making big bucks is that they are a commodity that makes the owners big money versus the banksters that stole the money.