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Jerry R. Welch

Entries by Jerry R. Welch

Does Everything Require Stimulus?

(1) Comments | Posted August 11, 2010 | 3:42 PM

A pilot program approved by the FDIC Board of Directors yesterday to evaluate the feasibility of offering no-frills, low-cost checking and savings accounts is an interesting idea. The program is designed to help millions of "unbanked" and "underbanked" Americans regain trust in the banking system, and develop a relationship with...

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Credit Card Legislation Means Consumers Under 21 Need a Way to Navigate the 'Plastic Gap'

(6) Comments | Posted January 31, 2010 | 2:54 PM

In the past several decades, the way we pay for things has made plastic, not cash, king. The rise of plastic began with credit cards which for years have attracted consumers despite high interest rates and constantly changing fine print. The new Credit Card Accountability, Responsibility and Disclosure Act, which...

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