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Jim Gibson
Jim Gibson is a freelance writer who writes for Your Finances Simplified. He is passionate about finance, especially personal issues, and martial arts. He spends his time writing on financial topics when he is not training or spending time with his beloved wife.

Entries by Jim Gibson

Neighbors Helping Neighbors?

(0) Comments | Posted December 19, 2014 | 6:42 PM

And how! You know all about the story of the Grinch Who Stole Christmas right?
Well, here is a tale of the exact opposite. Although it is not clear that this was setup to be in place right before the Christmas Holiday, that is how the timing seemed...

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Unexpected Resource for Personal Finance Tools

(1) Comments | Posted November 21, 2014 | 6:47 PM

Who would have thought it? Would you believe there is set of financial tools and resources out there just waiting for you to stop by and give them a spin? Get this: most if not all of these tools to fix that hole in your wallet, to repair your credit,...

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Pay It Forward With Student Loan Debt?

(0) Comments | Posted November 10, 2014 | 11:23 AM

You may have missed this story about a radical new approach to the the student loan issue. Yes, we are swimming in so much news and information at times it can be hard to keep track of it all. Al Queda, Syria, Irag, Putin, and now Ebola, where does it...

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Make it, Spend it: Is There a Better Way?

(0) Comments | Posted October 27, 2014 | 12:28 PM

Would you believe that, despite all the protests, all the negative media attention and all that, it really isn't the economy's fault, stupid? Guess what? It's not the size of the paycheck either. Yes, it is so easy to fall into the trap of thinking that if you just had...

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Riots in the Streets?

(0) Comments | Posted October 13, 2014 | 8:05 PM

Not yet, but maybe there should be. Here's what is going on. Did you know, are you aware that there is in fact a new improved credit score? Yes, that's right, a new kid on the credit scoring block, if you will. Get this: if actually used, this new credit...

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Rich People Are From Mars

(0) Comments | Posted September 29, 2014 | 1:13 PM

Size Matters After All

At least according to a recent study that reveals the truth about how people value investments. Sadly, the researchers uncovered a rather disturbing phenomena. This finding may best be described as a paycheck viewpoint. This research was conducted in order to discover which investments people would...

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Your Money or Your Life? Why Not Both?

(0) Comments | Posted September 15, 2014 | 12:30 PM

You may have heard some buzz circulating around the Internet about the idea of your money or your life. Sounds simple in theory, does it not? Yet, pause for a second and consider whether or not this is actually the wrong question.

It's like this; asking the question this...

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What Mom Never Told You About Cash Value Life Insurance

(3) Comments | Posted September 2, 2014 | 12:43 PM

You know or you most likely figure you know something about life insurance. Whether it's with an employer subsidized plan or your own personal plan that you set up yourself, you probably have at least a rudimentary understanding of life insurance, what life insurance is, what it provides...

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Personal-Finance Hack Courtesy of Harvard

(1) Comments | Posted August 21, 2014 | 10:23 AM

Hey, it's OK, you are not alone. Seems like everybody is looking for the easy button, the get-out-of-jail-free card, a set of personal-finance hacks that can get you up and out of wherever you currently find yourself stuck. Yet in the back of your head you have a sneaking suspicion...

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The Real Bill for ObamaCare

(3) Comments | Posted August 4, 2014 | 11:03 AM


Who Really Pays for ObamaCare?

By now you are probably sick and tired of hearing about Obamacare. I mean really, the law is already enacted, it's being enforced, well sort of. So what's new, what is this about a skeleton in the closet?

Truth be told,...

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Beware the So-Called Financial Whiz

(0) Comments | Posted July 21, 2014 | 5:52 PM

One would think by now that people would have figured this whole thing out. One would at least suppose people are smarter than before, that they don't just follow the next so-called financial guru. Alas, the evidence doesn't support this optimism.

No Easy Button Here
Here's what this is...

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Student Loans: Size Matters, Right?

(0) Comments | Posted July 7, 2014 | 1:00 AM

Maybe, but then again, maybe not. You see, we just so happen to live in a culture where bigger is perceived as better. But that not always be the truth, especially when you are considering taking on thousands of dollars in debt.

Are You Sure You Want to SuperSize your...

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Venture Capital For The Masses?

(0) Comments | Posted June 24, 2014 | 3:32 PM

No question about it; you would have to have been asleep over the last year or so to have missed out on what some are referring to as the greatest boon in the investment world, perhaps ever. Some pundits are even arguing that this will turn out to be a...

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Hitting Your Portfolio Eject Button?

(0) Comments | Posted June 9, 2014 | 5:07 PM

You know what you want from your investments. You know or think you know what you should do with your investments. Yet, are you aware of how the typical investor actually behaves? Small or large, in this case, size of the investment doesn't seem to matter so much.

The Basics

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Time For Bitcoin to Come Out of the Closet?

(0) Comments | Posted May 29, 2014 | 1:43 AM

Feds Missing The Boat?

Didja ya hear the latest buzz about the so-called crypto-currencies? This time around, the news is all about Bitcoin. As you may have already figured out from all of the media attention there are proponents and there are opponents. However, with this latest news updates, you...

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Personal Financial Planning: Do It Yourself or Go With a Pro?

(0) Comments | Posted May 12, 2014 | 12:25 PM

Now that there are at last some positive signs to indicate that the economy is improving, the question of professional personal financial help is starting to pop up again. In other words, should you go ahead and hire a pro, or should you go the do-it-yourself route?

The more than...

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Refinance Wisdom: Should You or Shouldn't You?

(0) Comments | Posted May 5, 2014 | 7:10 PM

Headline news reports that our very own Federal Reserve Board has finally put its foot down. "No more" is the message from the Fed. The Fed is putting a grinding halt to its purchases of bonds. Since this is one of the ways the Fed influences interest rates, you can...

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Is Bitcoin a Ponzi Scheme

(1) Comments | Posted April 19, 2014 | 7:57 AM

You would have to have been holed up in a cave somewhere over the last few years to miss out on all the media attention to Bitcoin. Bitcoin this, Bitcoin that, everybody's into Bitcoin. Perhaps not quite to the level of a media frenzy, but a good bit of attention,...

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What Wikipedia Won't Tell You About Personal Savings

(0) Comments | Posted April 7, 2014 | 4:33 PM

You have to recognize the drill by now. Right about this time every year, the financial doomsayers stand up behind their pulpits and declare that the end is near. Americans aren't saving enough to retire, much less pay off their debt. We're doomed, the sky is falling, and so on...

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Future Shock: Personal Finance Technology

(1) Comments | Posted March 24, 2014 | 4:38 PM

If you are feeling a bit jaded about the promises of technology to transform your personal finances, you are not alone. Since Al Gore invented the Internet years ago there have been seemingly endless broken promises. Promises about how new technology would magically make all of your money problems disappear....

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