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Jim T. Miller
Jim Miller is the creator of Savvy Senior (, a syndicated information column written for Boomers and Seniors that is published in more than 400 newspapers and magazines nationwide. Jim is also a contributor on NBC’s Today show, KFOR-TV in Oklahoma City and is the author of The Savvy Senior, The Ultimate Guide to Health, Family and Finances for Senior Citizens, (Hyperion).

Entries by Jim T. Miller

Handy Aids For Achy Hands

(0) Comments | Posted March 23, 2015 | 3:53 PM


Dear Savvy Senior,
What products can you recommend for seniors with hand arthritis? I really struggle with anything that requires gripping and turning, which makes most activities difficult.

--Gripless Joan

Dear Joan,
There are literally hundreds of different arthritis aids...

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How Medicare Covers In-Home Care

(0) Comments | Posted March 16, 2015 | 3:06 PM


Dear Savvy Senior,

How does Medicare cover home health care? Because of my illness, my doctor suggested I get home health care, but I want to find out how it's covered before I proceed.

-- Need Some Help

Dear Need,

Medicare covers...

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Essential Legal Documents All Seniors Should Have

(0) Comments | Posted March 9, 2015 | 3:16 PM


Dear Savvy Senior,
What kinds of legal documents are suggested for end-of-life plans? I would like to get my affairs in order before it's too late.

--Getting Old

Dear Getting,
Every adult -- especially seniors -- should have at least...

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Simplified Smartphone Options for Tech-Shy Seniors

(1) Comments | Posted March 3, 2015 | 10:52 AM

Dear Savvy Senior, I'm interested in getting my 72-year-old mother a smartphone, but want to get one that's very easy for her to use. What can you recommend?

--Shopping Around

Dear Shopping,
There are several different ways you can go about...

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How to Protect Yourself From Osteoporosis Bone Fractures

(0) Comments | Posted February 24, 2015 | 4:11 PM


Dear Savvy Senior,

Can a person in their early 50s have osteoporosis? When I fell and broke my wrist last winter the doctor that treated me told me I might have osteoporosis. What can you tell me?

-- Worried Ronda

Dear Ronda,

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Do You Need To File A Tax Return in 2015?

(1) Comments | Posted February 17, 2015 | 8:34 AM


Dear Savvy Senior,
What are the IRS income tax filing requirements for retirees this tax season? I didn't have to file last year, but I picked up a little income from a part-time job in 2014, and I'm wondering I need to...

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Who Should Buy Long-Term Care Insurance?

(5) Comments | Posted February 11, 2015 | 10:40 AM


Dear Savvy Senior,
Is there a good rule of thumb on who should buy a long-term care insurance policy? My wife and I have a few assets we'd like to protect but we hate the idea of paying expensive monthly premiums for...

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How to Make Your Bathroom Safer

(0) Comments | Posted February 3, 2015 | 6:02 PM


Dear Savvy Senior,
What tips do you recommend for making a bathroom safer and more functional for seniors. My 79-year-old mother slipped and fell getting out of the shower last month, and I'd like to modify her bathroom a bit with some...

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How to Take Care of Your Kidneys

(0) Comments | Posted January 28, 2015 | 9:33 AM


Dear Savvy Senior,

What can you tell me about kidney disease? My mother died from kidney failure a few years ago at age 76, and I'm curious what my risks are and what I can do to protect myself.

--Kidney Concerned

Dear Concerned,

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What Medicare Doesn't Cover

(8) Comments | Posted January 21, 2015 | 9:01 AM

Dear Savvy Senior, I'm about to sign up for Medicare Part A and B and would like to find out what they don't cover so I can avoid any unexpected costs down the road.

--Almost 65

Dear Almost,
While Medicare covers...

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Getting Around When You No Longer Drive

(1) Comments | Posted January 13, 2015 | 4:46 PM

Dear Savvy Senior, Where can I find out about alternative transportation options for my elderly mother? She needs to give up driving, but before she does, we need to figure out how she'll get around.

--Searching Daughter

Dear Searching,
Alternative transportation...

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How to Claim the Retirement Saver's Tax Credit

(1) Comments | Posted January 7, 2015 | 8:13 AM

Dear Savvy Senior, A coworker was recently telling me about a tax credit she got last year for simply contributing to our company's 401(k) plan. What can you tell me about this, and who's eligible?

--Over 55

Dear Over,
It's called...

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How to Keep Tabs On an Elderly Parent When You Can't Be There

(1) Comments | Posted December 30, 2014 | 3:35 PM


Dear Savvy Senior,

Can you recommend any caregiving devices or technology products that help families keep an eye on an elderly parent that lives alone? Over the holidays, my sister and I noticed that my dad's health has slipped, so we would like...

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How to Appeal When Medicare Won't Pay

(0) Comments | Posted December 23, 2014 | 11:53 AM


Dear Savvy Senior,

How does one go about appealing Medicare when they won't pay for something that has been covered in the past?

-- Denied Senior

Dear Denied,

If you disagree with a coverage or payment decision made by Medicare, you can appeal,...

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Shared Housing can Help Seniors in Many Ways

(1) Comments | Posted December 17, 2014 | 7:04 AM


Dear Savvy Senior,
What can you tell me about senior home-sharing programs? Since my father passed away last year, my mom, who's 70, is interested in renting out a room in her house for some extra income and for the companionship. Is...

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Who Should Be Screened for Lung Cancer?

(2) Comments | Posted December 9, 2014 | 5:07 PM


Dear Savvy Senior,
What can you tell me about lung cancer screenings? My husband was a long-time smoker, but quit many years ago, so I'm wondering if he should be checked out.

--Concerned Spouse

Dear Concerned,
According to recent recommendations...

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Convenient Ways to Get Help With Your Social Security Questions

(1) Comments | Posted December 3, 2014 | 10:15 PM


Dear Savvy Senior,
Can you recommend some easier ways that I can get help with my Social Security questions? When I call their toll-free help line I get put on hold forever, and the wait time at my local Social Security office...

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Personal Tech Products Designed Specifically for Seniors

(1) Comments | Posted November 25, 2014 | 11:33 PM


Dear Savvy Senior,
Can you recommend any tablets, smartphones or computers that are specifically designed for seniors? I would like to buy a device for my technology-challenged grandmother so she can get online and keep up with her grandkids better, but it...

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Free and Low-Cost Legal Services that Help Seniors in Need

(0) Comments | Posted November 19, 2014 | 10:59 AM


Dear Savvy Senior,

Where can seniors turn to for free or low-cost legal help? My husband and I need some professional legal assistance but don't have a lot of money to pay a high priced lawyer. What can you tell us?

--Seniors in...

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How Seniors Can Quit Smoking With the Help of Medicare and Other Tools

(2) Comments | Posted November 12, 2014 | 9:28 AM

Dear Savvy Senior, Can Medicare help me quit smoking? I just turned 65, and would like to quit but need some help.

--Coughing Connie

Dear Connie,
Yes, Medicare actually covers up to eight face-to-face counseling sessions a year to help beneficiaries...

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