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Jim T. Miller
Jim Miller is the creator of Savvy Senior (, a syndicated information column written for Boomers and Seniors that is published in more than 400 newspapers and magazines nationwide. Jim is also a contributor on NBC’s Today show, KFOR-TV in Oklahoma City and is the author of The Savvy Senior, The Ultimate Guide to Health, Family and Finances for Senior Citizens, (Hyperion).

Entries by Jim T. Miller

How Reverse Mortgages Work in 2014

(0) Comments | Posted April 14, 2014 | 8:59 AM

Dear Savvy Senior,
What can you tell me about reverse mortgages? I was considering one last year, but now I hear they are more difficult to get.

--Ready to Reverse

Dear Ready,
That's correct. Tighter rules on reverse mortgages that have recently gone into affect have made...

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Personal Sound Amplification Products Can Help Seniors Hear Better

(0) Comments | Posted April 5, 2014 | 1:05 PM

Dear Savvy Senior,
What types of amplification products can you recommend to help people with hearing impairment? My 62-year-old husband has some hearing issues, but doesn't think he needs a hearing aid, so I'm looking for some alternative devices that can help.

--Shouting Spouse

Dear Shouting,
If your...

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How to Get Help With Medicare Decisions

(1) Comments | Posted March 31, 2014 | 3:06 PM

Dear Savvy Senior,

Where can I get help with my Medicare decisions? I'm approaching 65 and could use some help sorting through the different Medicare plan options that are available to me.

--Almost Eligible

Dear Almost,

The options and choices available to Medicare beneficiaries today can be overwhelming....

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How to Fight Age Discrimination

(0) Comments | Posted March 24, 2014 | 2:34 PM

Dear Savvy Senior,

What constitutes age discrimination in the workplace, and where can I turn to for help if I think I've got a case?

--Demoted at 64

Dear Demoted,

Age discrimination has become a much more frequent complaint in recent years as more and more people...

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Health Strategies for Preventing Alzheimer's Disease

(2) Comments | Posted March 18, 2014 | 12:52 PM

Dear Savvy Senior,

Are there any proven strategies to preventing dementia? My 80-year-old mother has Alzheimer's, which has me wondering if there is anything I can do to protect myself.

-- Concerned at 53

Dear Concerned,

While there's currently no cure for Alzheimer's disease, new research indicates that there...

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Automobile Aids That Can Help Elderly Drivers

(0) Comments | Posted March 10, 2014 | 3:26 PM

Dear Savvy Senior,

Can you recommend any products that can help older drivers with their vehicles? My 84-year-old mother is still a pretty good driver, but she has arthritis, which limits her range of motion and hinders her driving.

--Searching Son

Dear Searching,

To help keep older drivers safe...

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How Seniors Can Guard Against Robocall Scams

(0) Comments | Posted March 3, 2014 | 4:01 PM

Dear Savvy Senior,

Is there anything that can be done to stop the annoying robocalls my husband and I keep getting? It seems like we get two or three a day offering lower credit card interest rates, medical alert devices, home alarm systems and more. What can you recommend?

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Tips and Support Services for Family Caregivers

(0) Comments | Posted February 24, 2014 | 2:21 PM

Dear Savvy Senior,

What resources do you recommend that offer help to caregivers? I've been taking care of my 82-year-old mother, and it's wearing me to a frazzle.

--Exhausted Daughter

Dear Exhausted,

Taking care of an elder loved one over a period of time can be incredibly taxing, both...

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2014 Tax Season Filing Requirements for Seniors

(0) Comments | Posted February 18, 2014 | 11:38 AM

Dear Savvy Senior,

What are the IRS income tax filing requirements for seniors this tax season? My income dropped way down when I retired last year, so I'm wondering if I need to even file a tax return this year.

-- Recently Retired

Dear Recently,

Whether or not you are...

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How to Tell if You Have Prediabetes

(0) Comments | Posted February 13, 2014 | 4:29 PM

Dear Savvy Senior,

My 62-year-old sister was recently diagnosed with type 2 diabetes and was surprised when the doctor told her that she's probably had it or prediabetes for many years. My question is what determines prediabetes and how can you know if you have it?

--Surprised Senior


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Work-at-Home Employment Opportunities for Retirees

(1) Comments | Posted February 3, 2014 | 11:24 AM

Dear Savvy Senior,

Can you recommend some popular work at home jobs for retirees? I'm interested in earning a little extra cash, but would also like to stay at home and have a flexible schedule.

--Recently Retired

Dear Retired,

If you have a computer with high-speed Internet access and...

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How To Pick A Financial Advisor

(0) Comments | Posted January 27, 2014 | 12:36 PM

Dear Savvy Senior,
Can you give me some tips on how to choose a good financial planner or advisor? My wife and I are five or six years away from retiring and could use some professional help to get us on track.

--Seeking Advice

Dear Seeking,
With all...

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Tips and Tools to Help Seniors Regain Their Flexibility

(1) Comments | Posted January 21, 2014 | 2:38 PM

Dear Savvy Senior,
Can you offer some good stretching tips and resources for seniors? I've gotten so inflexible in recent years I can hardly bend over to tie my shoes anymore.

--Stiff Senior

Dear Stiff,
Of all possible exercises, stretching tends to be the most overlooked and...

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How to Choose a Continuing-Care Retirement Community

(0) Comments | Posted January 13, 2014 | 3:15 PM

Dear Savvy Senior,
Can you give me some tips on picking a good full-service retirement community that offers all levels of housing, from independent apartment-style to nursing home care? My wife and I are both approaching 80 and are looking to downsize from our current home, but we want...

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What You Should Know About Your Parents' Affairs

(1) Comments | Posted January 6, 2014 | 10:34 AM

Dear Savvy Senior,

My pastor recently suggested that I get informed on my elderly parents' financial situation and end-of-life plans so I can be better prepared when something happens to them. What's the best way to handle this and what all do I need to find out?

-- Apprehensive...

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Age-Friendly Telephones Help Seniors Stay In Touch

(1) Comments | Posted December 31, 2013 | 8:51 AM

Dear Savvy Senior,

Can you recommend some good age-friendly home telephones for elderly seniors? My 82-year-old mother has a difficult time hearing over the phone, and her vision and memory isn't so great either.

--Shopping Son

Dear Shopping,

There are literally dozens of different types and styles of age-friendly...

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How Medicare Covers Alzheimer's Disease

(0) Comments | Posted December 23, 2013 | 10:19 AM

Dear Savvy Senior,

What all does Medicare cover when it comes to Alzheimer's disease? My wife was recently diagnosed with early stage Alzheimer's and I would like to find out what's covered and what's not.

- Researching Spouse

Dear Spouse,

Most medical costs to treat beneficiaries with Alzheimer's disease are...

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Simple Changes for Making a Home Senior-Friendly

(0) Comments | Posted December 17, 2013 | 9:58 AM

Dear Savvy Senior,

What tips or products can you recommend to help make a home safer and more convenient for aging in place? My husband and I are in our 70s and don't have the money for any big renovations, but we want to do what we can to stay...

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How to Get Cheap or Free Internet Access at Home

(1) Comments | Posted December 2, 2013 | 5:08 PM

Dear Savvy Senior,
Can you help me find a cheap Internet service for my house? I'm retired and live on a fixed income, and the Internet service I use now is too expensive.

--Financially Squeezed

Dear Squeezed,
There are actually a number of companies that offer low-cost...

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How to Create a Living Will

(0) Comments | Posted November 26, 2013 | 8:23 PM

Dear Savvy Senior,
Can you recommend some good resources that can help seniors create a living will?

--Getting Old

Dear Getting,
Creating a living will is one of those things most people plan to do, but rarely get around to actually doing. Less than 30 percent of...

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