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Jim T. Miller
Jim Miller is the creator of Savvy Senior (, a syndicated information column written for Boomers and Seniors that is published in more than 400 newspapers and magazines nationwide. Jim is also a contributor on NBC’s Today show, KFOR-TV in Oklahoma City and is the author of The Savvy Senior, The Ultimate Guide to Health, Family and Finances for Senior Citizens, (Hyperion).

Entries by Jim T. Miller

How to Appeal When Medicare Won't Pay

(0) Comments | Posted December 23, 2014 | 12:53 PM


Dear Savvy Senior,

How does one go about appealing Medicare when they won't pay for something that has been covered in the past?

-- Denied Senior

Dear Denied,

If you disagree with a coverage or payment decision made by Medicare, you can appeal,...

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Shared Housing can Help Seniors in Many Ways

(1) Comments | Posted December 17, 2014 | 8:04 AM


Dear Savvy Senior,
What can you tell me about senior home-sharing programs? Since my father passed away last year, my mom, who's 70, is interested in renting out a room in her house for some extra income and for the companionship. Is...

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Who Should Be Screened for Lung Cancer?

(2) Comments | Posted December 9, 2014 | 6:07 PM


Dear Savvy Senior,
What can you tell me about lung cancer screenings? My husband was a long-time smoker, but quit many years ago, so I'm wondering if he should be checked out.

--Concerned Spouse

Dear Concerned,
According to recent recommendations...

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Convenient Ways to Get Help With Your Social Security Questions

(1) Comments | Posted December 3, 2014 | 11:15 PM


Dear Savvy Senior,
Can you recommend some easier ways that I can get help with my Social Security questions? When I call their toll-free help line I get put on hold forever, and the wait time at my local Social Security office...

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Personal Tech Products Designed Specifically for Seniors

(1) Comments | Posted November 26, 2014 | 12:33 AM


Dear Savvy Senior,
Can you recommend any tablets, smartphones or computers that are specifically designed for seniors? I would like to buy a device for my technology-challenged grandmother so she can get online and keep up with her grandkids better, but it...

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Free and Low-Cost Legal Services that Help Seniors in Need

(0) Comments | Posted November 19, 2014 | 11:59 AM


Dear Savvy Senior,

Where can seniors turn to for free or low-cost legal help? My husband and I need some professional legal assistance but don't have a lot of money to pay a high priced lawyer. What can you tell us?

--Seniors in...

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How Seniors Can Quit Smoking With the Help of Medicare and Other Tools

(2) Comments | Posted November 12, 2014 | 10:28 AM

Dear Savvy Senior, Can Medicare help me quit smoking? I just turned 65, and would like to quit but need some help.

--Coughing Connie

Dear Connie,
Yes, Medicare actually covers up to eight face-to-face counseling sessions a year to help beneficiaries...

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How to Improve Your Balance as You Age

(1) Comments | Posted November 5, 2014 | 6:46 PM


Dear Savvy Senior,
I've always been a walker, but when I fell last month my doctor suggested I start doing some balance exercises. Is this really something I need to practice? What can you tell me?

--Avid Walker

Dear Walker,

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A Guide to Finding Affordable Dental Care

(4) Comments | Posted October 29, 2014 | 11:07 AM


Dear Savvy Senior,

I had dental insurance through my work for many years, but lost it when I retired. Where can retirees find affordable dental care?

--Need a Dentist

Dear Need,

Finding affordable dental care can be challenging for seniors living...

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How Medicare Covers Outpatient Mental Health Services

(0) Comments | Posted October 22, 2014 | 12:45 PM


Dear Savvy Senior,

Does Medicare cover outpatient counseling or therapy sessions for seniors? Since retiring, my husband has really struggled with depression and needs to get some help. What can you tell us?

--Inquiring Senior

Dear Inquiring,

Yes, Medicare recently upgraded...

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What to Consider When Choosing a Walk-in Bathtub

(0) Comments | Posted October 14, 2014 | 11:48 PM


Dear Savvy Senior,
I'm interested in getting a walk-in bathtub for my wife that's easy for her to get into and out of, but could use some assistance. Can you offer any consumer tips?

--Need Help

Dear Need,
A walk-in...

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How to Check Up on Your Hospital

(0) Comments | Posted October 8, 2014 | 12:49 AM


Dear Savvy Senior,
What resources can you recommend for researching hospitals? I need to get a knee replacement next year, and want to find a good, safe hospital to have it done in.

--Shopping Around

Dear Shopping,
Most people don't...

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Burial and Memorial Benefits Available to Veterans

(0) Comments | Posted October 1, 2014 | 11:34 AM

Dear Savvy Senior, Does the Veterans Administration provide any special funeral services or benefits to old veterans? My father is a 90-year-old World War II veteran with late stage Alzheimer's, so I'm looking into funeral options and would like to know what...
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Vaccination Options Available to Seniors This Flu Season

(3) Comments | Posted September 24, 2014 | 9:45 AM


Dear Savvy Senior,

I understand that there are several types of flu vaccines being offered to seniors this flu season. What can you tell me about them?

--Cautious Senior

Dear Cautious,

Depending on your health, age and personal preference, there's a buffet of...

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Wandering Solutions for Alzheimer's Caregivers

(0) Comments | Posted September 17, 2014 | 9:14 PM


Dear Savvy Senior,
My mother, who lives with me, has Alzheimer's disease and I worry about her wandering away. What tips can you recommend to help me protect her?

--Concerned Daughter

Dear Concerned,
According to the Alzheimer's Association, about 60 percent...

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Generic Drugs Offer Seniors Big Savings

(0) Comments | Posted September 11, 2014 | 12:22 AM


Dear Savvy Senior,
Are brand-name medications better than generic, and if not, why is there such a price difference? Also, how can I find out which medicines are available in generic form.

--Leery Senior

Dear Leery,
No. Brand-name medications are not...

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How to Recognize and Handle Senior Gambling Problems

(1) Comments | Posted September 3, 2014 | 11:11 PM

Dear Savvy Senior, How can you know when someone has a gambling problem? Since my father passed away a couple years ago, my 76-year-old mother spends a lot of time at an Indian casino near her house playing slot machines.

--Troubled Son

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How to Get Social Security Benefits When You're Disabled

(21) Comments | Posted August 28, 2014 | 8:46 PM


Dear Savvy Senior,
What do I need to do to get Social Security disability? I'm 57 years old and have some health issues that are keeping me from working, but I've heard it's very difficult to get benefits.

--Need Assistance


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How to Get a Medicare-Covered Power Scooter or Wheelchair

(0) Comments | Posted August 21, 2014 | 4:16 PM


Dear Savvy Senior,

What's the process for getting Medicare to pay for an electric mobility scooter or power wheelchair? My 76-year-old mother has arthritis in her knees and hips, and has a difficult time getting around anymore.

--Searching Daughter

Dear Searching,

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Is Life Insurance Needed in Retirement?

(7) Comments | Posted August 15, 2014 | 12:22 PM


Dear Savvy Senior,
Is life insurance needed in retirement? I'm about to retire and have been thinking about dropping my policy to escape the premiums. Is this a good idea?

-- Over Insured

Dear Over,

While many retirees choose to...

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