Joaquin Benitez
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Joaquin Benitez is the author of The Foreclosure Phenomenon. He immigrated to North America from El Salvador at age 16 in the early eighties. He has spent most of his life in the province of Alberta, Canada, where he currently lives with his family. He holds a diploma in Civil Engineering.

During his first 15 years in North America, Benitez had to overcome the many challenges that every immigrant experiences. These included learning a new language, overcoming culture barriers and a lack of formal education, all while raising his three young daughters. It was also during this time that he experienced great financial stress -- including the loss of his house in a foreclosure -- and learned many lessons which is he willing to share.


The Foreclosure Phenomenon is available at and It is also available as an ebook on Kindle and Nook.

Entries by Joaquin Benitez

How to Deal With Home Foreclosure

(0) Comments | Posted September 5, 2013 | 5:19 PM

When you find yourself buried under a pile of unpaid bills, relentless phone calls from collection agencies, disconnection notices, lack of food in the house to feed your children. Can it get any worse? Yes, you "just got served". You just received the Notice to Foreclose from the bank informing...

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So Your Home Is in Foreclosure - What Now?

(1) Comments | Posted August 7, 2013 | 12:06 PM

If you find yourself in a foreclosure situation, emotions will overtake you, so it's critical that you deal with them in order to keep a clear head and survive the trauma. Most, if not all, of your emotions will be negative in nature and none will help you get out...

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Is Your Home Underwater? Smart Strategies to Handle Financially Sinking Properties!

(0) Comments | Posted July 23, 2013 | 3:04 PM

What can you do if your home is slipping underwater? It will depend on just how deep it is.
Let's consider the worst possible situation as an example. Say you are two months late on your mortgage payment because you lost your job, the unemployment insurance check does...

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The Secret the Banks Don't Want You to Know

(13) Comments | Posted July 9, 2013 | 5:28 PM

Perhaps you will be shocked to find out the banks' worst kept secret, or perhaps it is something that you already knew, but never recognized as a valuable piece of information.

Lending institutions protect themselves by securing the loan with the property that they are financing. This gives the...

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The Bank Has Threatened Foreclosure on My Home -- Now What?

(2) Comments | Posted June 10, 2013 | 5:23 PM

Your worst nightmare has come true: the bank has threatened to take away your home. Now what?

The very last thing you needed at this point in time was for the bank to start harassing you, demanding immediate mortgage payment and threatening you with foreclosure. As if you did not...

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