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John Arensmeyer

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Pushing High-Income Tax Cut Under Small Business Guise: Not Good Fiscal Policy

Posted: 08/01/2012 11:01 am

As the year progresses, small business owners are becoming increasingly iconic in Washington. In the latest round of legislative battles over whether to eliminate tax breaks for high-income earners, the small business voice is unscrupulously being leveraged to push a partisan agenda -- an agenda that assumes small business owners are high-income earners. But there's a problem. For the most part, they're not. And the real voices of small business owners are fighting to be heard.

The argument for extending the tax cuts for earners with income exceeding $250,000 annually for the sake of small business survival is erroneous and misguided. The vast majority of small business owners simply don't make that much money. According to the nonpartisan Tax Policy Center, less than 2 percent of small businesses are in the top two income brackets -- individuals earning more than about $170,000 a year and families earning more than about $210,000 a year. We wish these hardworking entrepreneurs were rolling in $250,000 a year, but they aren't.

That said, it's not surprising they actually support ending the upper income tax cuts. Small Business Majority's national opinion polling recently found small business owners broadly agree they're at a disadvantage when it comes to taxes. The majority of them would like to see tax cuts for those with annual household income exceeding $250,000 eliminated.

In reality, many of the owners who would be affected by ending these cuts are wealthy individuals who have created partnerships or S corporations to lower their tax obligations. They may not even be small businesses, but just appear that way on paper to the IRS. These are not your average mom-and-pop shops.

On the other hand, most small businesses benefit from the middle class tax cuts also set to expire at year's end. Senators voted to extend these cuts last week when they approved the Middle Class Tax Cut Act, and the House is expected to vote on the bill Wednesday. If we want to keep afloat an important life raft small businesses depend on, the House of Representatives should pass it. Main Street entrepreneurs need it to continue saving money and growing their businesses.

When real small-business owners sit down to pay their bills and plan for the future, they worry about boosting sales, meeting payroll, affording health insurance, reducing their energy costs and the pending loan application at the bank. Our focus should be on helping them take advantage of provisions in the Affordable Care Act or increasing their access to capital, which will do far more to help them create jobs and grow our economy than ill-advised tax breaks for the super rich.

While the House of Representatives has the chance to stimulate small business growth by keeping the middle class tax cuts in place, it needs to take it. If it doesn't, small business owners and their potential customers will only be left with more fiscal uncertainty. Middle class Americans make up a huge customer base for Main Street firms. Putting more disposable income in their hands will help pump money into small business coffers.

Our polling has found time and time again that low customer confidence is either the biggest or one of the biggest problems facing small business owners. Increased consumer demand for small business owners' goods and services would mean more cash in small business owners' pockets -- and that could be spent on expanding and hiring new workers.

For the sake of the economy, the House should approve the legislation passed by senators last week. Entrepreneurs need it. What they don't need is to see their hopes for the future dashed in favor of keeping the rich, rich, and they especially don't need lawmakers shamelessly channeling their political influence to make that happen.

John Arensmeyer is founder and CEO of Small Business Majority

 

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As the year progresses, small business owners are becoming increasingly iconic in Washington. In the latest round of legislative battles over whether to eliminate tax breaks for high-income earners, t...
As the year progresses, small business owners are becoming increasingly iconic in Washington. In the latest round of legislative battles over whether to eliminate tax breaks for high-income earners, t...
 
 
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03:31 AM on 08/04/2012
This whole discussion is a diversion from what really matters. So the rich pay a bit more or less. The total amount to be gained is not much. the whole discussion is just political fodder and a chance for the DEM's to create another divide so that they can get votes.
The real issue is the tax code. The tax code is enormous, expensive to comply with and downright divisive in its construction. A flat tax or a tax with perhaps three brackets (a la Hong Kong) would reduce the cost of compliance etc. Eliminate all non income taxes such as sin taxes, taxes on phones, cable, etc. Tax income only. Taxing only income without all the hidden taxes will announce what the real cost of government is. One other thing: eliminate pensions and perks for elected officials (Congress, etc) so as to eliminate the reason for them to stay in office. They are, after all, "public servants". If you are looking for the 1% that we should be concerned about, look at the folks that have the power to take our money, land, etc. Look to those who have the power to tax. They are the true 1% ters that we need to fear.
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frank1946
Tell the Truth
08:57 PM on 08/02/2012
USA Toxic to major domestic investment, no confidence in Future.

America has abandoned "Business Values" in favor of Debt Consumption and Higher Tax Dogma.

A formula for decline in income AND consumption. Happening before our eyes as I write.

Obama delivers reduced investment in productive assets, then Poverty !

Subsidize consumption with DEBT until collapse, then USA is Europe.
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03:16 AM on 08/03/2012
Silly comment.
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NomadSocal
TruthJusticeAmericanWay
04:42 PM on 08/02/2012
John Arensmeyer isn't listening to small businessmen and does not represent many. Small businessmen won't stop supporting the tax cuts on richer people because they will end up paying their share. Non-business friendly businessmen like Arensmeyer are a joke. He has 6 subscribers.
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03:16 AM on 08/03/2012
Source?
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NomadSocal
TruthJusticeAmericanWay
10:09 AM on 08/03/2012
You're quick aren't you?....that was sarcasm
10:27 AM on 08/02/2012
This is just yet another example of how the GOP manipulates the uninformed and uneducated. They obscure the truth whenever possible. This is one of their TOP Talking points. All small business owner hear is that a tax increase is going to hurt them when in truth it probably won't becasue most of them don't make that much. The other canard is that this tax increase is going to be burdensome. Please! We are talking about a modest increase that the rich won't even feel. But then again when you are greedy you don't want to pay anything. It's not fair that the middle class pays more of an effective tax rate than the wealthy. Just check the FACTS!!!!
07:30 PM on 08/02/2012
You'd better check the facts...nice manipulation of the "effective tax rate" ....what is a fact is that the wealthy (if you call making over $250K wealthy) pay the majority of the total tax paid...no matter how you twist it. The GOP ARE the "informed and educated"...the Dems want to keep people dumb and reliant on the gov't.

Class warfare is shamefull and nobody does it better than "you didn't build that" Obama
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03:21 AM on 08/03/2012
Ovrduit,

And you offer your post as an example of support for truth, justice and the American way?
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theagrace
be alert! be alive! be aglow!
11:38 AM on 08/03/2012
oh dear, you are misquoting Obama for starters and then the small business owners that I patronize would love to sometime earn anywhere near $250K just once: my tailor, the local wine shop owner, my hairdresser, my yoga instructor, and the local grocer...and #3, yes, I do call making over $250K wealthy since I live on a fixed income that doesn't come near to 6 figures...
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den1953
The National Inquire of Politics the GOP!
08:44 AM on 08/02/2012
But in Washington the GOP considers those small business members are those contributors that buy the Republican law makers, it doesn't include real small business!
07:31 PM on 08/02/2012
I am a small business owner and know many small business owners....you haven't a clue what you are talking about
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03:23 AM on 08/03/2012
overduit,

I'm a small business owner, too, and actually den1953 has clues, several, but one has to be willing to acknowledge truth when they see it.

Be well.
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den1953
The National Inquire of Politics the GOP!
02:23 PM on 08/03/2012
I do know what i am saying the Republicans in Washington are using honest small businesses as a ploy to pad their own pockets, after all how much do you contribute to their campaigns?
07:56 AM on 08/02/2012
I work for an extremely small business (only 5 employees)...and I wish my bosses made $250,000...then I could get a nice raise. They are no where close to that...if the focus would be on truly SMALL businesses like that one, it would really make a difference. Corporations already get more than enough support...
01:48 AM on 08/02/2012
Save the whining and the trickle down economics Mr. Arensmeyer for the next sucker. No ones even talking about tax rates at the 1990's level and that's the last time we had a booming economy.
10:52 PM on 08/01/2012
I'm a small business owner and I barely break even. I'm a job creator because I employ two people. I don't pay any income tax on the business because it doesn't make enough money but I do pay payroll and sales taxes.
Income tax is not an issue but I sure resent the exhorbitant fees the banksters and credit/debit machine providers deduct.
If anyone in government wanted to help, they could investigate and legislate lower fees.
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calm truth
09:16 PM on 08/01/2012
All the Republicans in the House today along with 20 Democrats voted down the bill to extend the tax cuts to 98% of tax filers and increase taxes on the 2% making over $250,000. Effectively, the tax increase is for those making nearly $400,000, as the bill reduces rates on the first $250,000 for all filers. Incredibly, the Republicans have tried to convince us this is a tax increase on small business when only 2% of small business owners would see their top tax bracket increase slightly. Only the seriously self delusional are still buying this "trickle down income" hoax the monied elited have their Republican servants feed us. I have been a small business owner for 28 years and we need to reverse the damaging 30 year trend of failed tax policies that tax labor more than capital and continue to decimate this Nation's middle class workers.
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theagrace
be alert! be alive! be aglow!
11:41 AM on 08/03/2012
the only thing that trickles down is liquid and yellow...color me p(**((ed off!
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DaCoach
08:36 PM on 08/01/2012
Unfortunately, the largest organizations who claim to speak for small businesses are aligned with the policies of the Chamber of Commerce who openly oppose Obama, They support tax regs which favor international trade and offshore docking of income. Those groups have almost nothing in common with the real problems impacting small businesses.

As the article clearly states, consumer demand has slowed and sales are down. As a small businessman all I want is a level playing field on which to compete. Large businesses get sweetheart deals with favorable tax zones, We don't. Large businesses turn profits into offshore income and carried interest taxable profits which isn't an option for mom and pop shops.

Our cost increases are going up because of state and local tax and fee increases because those governments are losing revenue due to falling sales taxes. The only solution is an improvement in consumer confidence which has absolutely nothing to do with a nominal increase in the tax rate for large businesses.
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bertiemcn
Sheba1
06:52 PM on 08/01/2012
The house had better start working on helping the middle class or they will find them out of a job in November 2012!
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theagrace
be alert! be alive! be aglow!
11:43 AM on 08/03/2012
unfortunately, it looks like some of the good citizens of TX, et al, are ready to send to congress more do-nothing T"party reps....wonder how long it will take for some people to wake up and realize elections have consequences...for all of us....
03:20 AM on 08/04/2012
Yes, elections do have consequences, such as the longest recession since the Great Depression. The present group has been trying something that has never worked and they want to repeat it, namely trying to buy us out of a recession. There are only two ways to get out of one and that is to inflate our way out or grow our way out. We can do both and BO and friends have tried flooding the market with dollars to try the inflation thing. Unfortunately, they continued to spend and that negates any positive effect, generally a smallish one, that inflation has. As 70% of our economy is consumer spending, BO and friends have needed to get more money into the hands of the consumer. They have not and we are therefore not growing out of the recession and we will not until more money is in the hands of the consumer. So, yes. Elections do have consequences and those we have experienced suggest that it is time for a change in DC.
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LuxorLava
Low-effort thinkers are ruining Ameica!
06:38 PM on 08/01/2012
Exactly the small business owners I know make less than 100k a year & are taxed upwards of 50% if they are sole-proprietor. After small business taxes they are then charged 33% on income taxes. It's disgusting the Republicans claim to care about small business but are holding tax reliefs to middle class small business owners hostage to indulgence of millionaire & billionaires.
zinxeb
Empathy ends cruelty
05:56 PM on 08/01/2012
When I lost my source of income during the worst part of the recession, and had to go to Social Services to apply for Food Stamps, I met a few business owners there from my town who lost their businesses and life-savings.

Eliminating the tax breaks for anyone making over $250,000. would only affect the very wealthy because anyone making over that amount would still be exempt from paying higher taxes on the first $250,000. that they make. If a business made $300,000. they would have to pay increased taxes on $50,000., so the more you make, the more you would pay...which is pretty fair, as far as I'm concerned.

The rich have done pretty well in this country for 30 years, while the middle class' earnings have stagnated. It's about time that the wealthy carried their weight...it's the patriotic thing to do!
05:32 PM on 08/01/2012
"Cater to the masses, you will wind up with the classes, cater to the classes, you will up on your a*ses"-Favorite saying in the retail trade. Capitalism is great when we all prosper.
08:47 PM on 08/01/2012
if it rhymes it must be true
05:26 PM on 08/01/2012
I'm Barack Obama and I approve this message
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theagrace
be alert! be alive! be aglow!
11:45 AM on 08/03/2012
doesn't rhyme...must not be true